Should i go for HDFC SavingsMax Account or Regu...

Should i go for HDFC SavingsMax Account or Regular Savings Account, Please suggest those who have

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Dual survival cody lundin 2
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Should i go for HDFC SavingsMax Account or Regular Savings Account, Please suggest those who have.

Please specify merits and demerits.

38 Comments  |  
18 Dimers
Dd
Deal Subedar
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Go for normal saving account. I didn’t see any need to deposit 25k just for a saving account and that too you have to maintain otherwise pay them more.

I didn’t have an account with HDFC bank but all banks have similar plans with different names so suggested on that basis.
Dual survival cody lundin 2
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ishubhamsr wrote:

Go for normal saving account. I didn’t see any need to deposit 25k just for a saving account and that too you have to maintain otherwise pay then more.

I didn’t have an account with HDFC bank but all banks have similar plans with different names so suggested.

They have lifetime platinum debit card free, unlimited cash withdrawal. Isn’t it worth? & 1% cashback on every transaction.

A2z1
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Cody wrote:

They have unlimited platinum debit card free, unlimited cash withdrawal. Isn’t it worth? & 1% cashback on every transaction.

Savings Max scores
1. Lifetime free Debit Card
2. Debit card benefits
3. Unlimited free transactions
4. 50% off on locker rental
5. Discounts on Trading accounts etc

My suggestion go for Savings Max
Regular Savings would be like no frills

Dd
Deal Subedar
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Cody wrote:

They have lifetime platinum debit card free, unlimited cash withdrawal. Isn’t it worth? & 1% cashback on every transaction.

Unlimited withdrawal → I Don’t think you(or most of us) are gonna need it.

Platinum DC that they will provide have Normal charges 250/year (AFAIK), again I don’t think it’s worthy for extra 15k that you will deposit.

1% isn’t either that lucrative also to me.

Better use that 15k elsewhere and get much more benifit than this.

Also see what you need, don’t just spend for some privileges that you are not gonna use.
Dual survival cody lundin 2
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A2Zdeals wrote:

Savings Max scores
1. Lifetime free Debit Card
2. Debit card benefits
3. Unlimited free transactions
4. 50% off on locker rental
5. Discounts on Trading accounts etc

My suggestion go for Savings Max
Regular Savings would be like no frills

There will be no annual charges for card correct?

Dd
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Cody wrote:

There will be no annual charges for card correct?

Yes, free primary card.

A2z1
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Cody wrote:

There will be no annual charges for card correct?

No
its free

Dual survival cody lundin 2
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A2Zdeals wrote:

No
its free

And is there any condition that you have to transact this much per month? or else there will be charge to your account?

A2z1
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Cody wrote:

And is there any condition that you have to transact this much per month? or else there will be charge to your account?

No
keeping 25k is only condition

A2z1
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Cody wrote:

And is there any condition that you have to transact this much per month? or else there will be charge to your account?

HDFC called cody & said what :
Hello
Dear
Friend
Cody

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I have a regular savings account with them and not charged for Debit card(not platinum) either, I applied for lifetime free CC and use the CC instead(you get the CB and rewards etc). I rarely need to withdraw money hence I practically have no use for DC. 25k AMC is little too much of a burden for me. So again I don’t see benefit of the SavingsMax account. YMMV.

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@cody ask for EasyShop Platinum Debit Card Variant: Mastercard for Complimentary Airport Lounge Access in India Limits 4/Quarter…

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I have saving max account. U even get DD free UpTo 1 lacs at home branch. 25k is reasonable, compared to similar features at 1 lac minimum of other competitors banks

Dual survival cody lundin 2
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A2Zdeals wrote:

HDFC called cody & said what :
Hello
Dear
Friend
Cody

Now i came to know the full form. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Images %281%29
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Cody wrote:

Now i came to know the full form. https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif
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Deal Subedar
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Hi, does anyone know if in a Hdfc SALARY account, neft n imps r free?

Dd
Deal Subedar
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maxdealer wrote:

Hi, does anyone know if in a Hdfc SALARY account, neft n imps r free?

5 Rs./transactions Imps charges and standered charges for NEFT.

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maxdealer wrote:

Hi, does anyone know if in a Hdfc SALARY account, neft n imps r free?

no https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Ezgif 5 21994abc9c
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Im having salary account,savings and savings max accounts in HDFC.. Trying to open other account but bank ppl are rejecting https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif .. any ways HDFC rocks

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TEMPER wrote:

no https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Sure? For me, these were free till last month , and then they suddenly started adding charges

Ezgif 5 21994abc9c
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maxdealer wrote:

Sure? For me, these were free till last month , and then they suddenly started adding charges

few months back transferred , they charged 5/- after 15 days .. from then i stopped transferring from hdfc

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TEMPER wrote:

Im having salary account,savings and savings max accounts in HDFC.. Trying to open other account but bank ppl are rejecting https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif .. any ways HDFC rocks

But why do you want to open another account? For more debit cards? https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

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Deal Subedar
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TEMPER wrote:

few months back transferred , they charged 5/- after 15 days .. from then i stopped transferring from hdfc

Yea same here, who d hell tells after 15 days?

Dual survival cody lundin 2
Deal Captain
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TEMPER wrote:

Im having salary account,savings and savings max accounts in HDFC.. Trying to open other account but bank ppl are rejecting https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif .. any ways HDFC rocks

Try to open in some other branch of HDFC.

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One of my frnd opened savings max account and got titanium royale card instead of platinum card,bank person said both have same benefits,is it ok??

A2z1
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secc wrote:

One of my frnd opened savings max account and got titanium royale card instead of platinum card,bank person said both have same benefits,is it ok??

Benefits on both cards are same, only usage / withdrawal limits are lower in titanium card 75k/1.75k vs 1L/2.75L
But I guess for personal usage it would not matter much

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Ok bro..thnks for clearing the doubt.Actually his concern is whether platinum card makes him a valuable customer(hnw etc) in bank’s eyes and in the long run will help in getting good credit cards,i hope that’s not the case.

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