Suggest Bank with BEST NETBANKING INTERFACE

go for AXIS bank safe and secure

IDBI Bank net banking also good

axis is good, if you dont get the sms, u have the option for IVR (they will call and tell u the code).

sbi is good, but you cant proceed unless you get the sms. No IVR.

kotak is good. I always get the sms and code in mail. But once they charged me twice for a single transaction of mobile recharge, so seems to be some bug ..

i like kotak. Axis bank has two passwords, log in password and transaction password..

jaga789 wrote:

go for AXIS bank safe and secure

City police formed a special team to investigate the case

Sounds very Safe and secure !

Citi has the best online functionality, (i dont care about the look and feel, what i care about is it should work and serve the purpose it is intended for, without much hassled)

I have tried Netbanking of several banks as per my experience here is the ranking. (Note there may be other good banks but i cannot judge them without using them.

1. CITI Bank
2. Standard Chartered
3. SBI
4. Canara

ICICI
HDFC
CITI
SBI/ AXIS
…

CITI is simply the best..
SBI AND ICICI are the runners up…
HDFC can compete..

Hope remaining banks cant come closer to their service…

biggmaster wrote:

IDBI Bank net banking also good

Using IDBI netbanking after HDFC was frustrating. It takes longer to do anything than with HDFC. One of the reasons for this the 2 password thingy. But this can be good too…. and probably safer. But not at all convenient or fast.

Also, if you make purchases/payments with IDBI its really frustrating. You have to log in and generate OTP and all. Too many more steps than HDFC. Instead of OTP, HDFC uses a set of questions, out of which you have to answer two for each payment. Way more faster and convenient. But probably less safe… debatable.

In short, if you want speed and convenience, IDBI will disappoint. But you have other benefits with IDBI like free NEFT, etc.

For service, ATM locations, maintainence, etc., also IDBI is no match at all. IDBI doesn’t even bother to maintain payment slips and pins at their few ATMs. Usually no guard either. HDFC ATMs are much better in that respect.

1. ICICI : Definitely the best
2. CITI : Lag just behind because of interface
3. HDFC

Ashwin wrote:

1. ICICI : Definitely the best
2. CITI : Lag just behind because of interface
3. HDFC

HDFC’s interface is better than Citi. Payment method is simple as well.

M having PNB …The best I can say….very easy and no extra charges at all…

after icici n hdfc sbi is gud..

dhalawatmu wrote:

M having PNB …The best I can say….very easy and no extra charges at all…

I gt charged every quarter for exceeding the no of transactions by net banking

they told me toy can use a pre defined no of transaction in a quarter for free

thnks fr help…

i have icici and now will look for Hdfc

i also have other banks net banking but Not gud ,i was looking for net baking who can offer Services like Icici and i thought may be there are other banks who offer this.

i have used Oriental bank ,which is worst as of me .after account lock out ,you have to visit branch and get a document signed ,upload it and send mail and wait for new passwords …too much complicated Process…

ebaylover wrote:

I gt charged every quarter for exceeding the no of transactions by net banking

they told me toy can use a pre defined no of transaction in a quarter for free

I dont had anything as such …I make more than 100 transaction a quarter …..no charges yet…..and ya m having savings ac

Using SBI & ICICI … Both are good but I feel SBI is the better as it send code through SMS in mobile which people always keep besides themself …. ICICI on the other hand require numbers corresponding to the digits written on the back ATM card & for that i have go out of my bed(ist problem) & search for the wallet(2nd problem) as i usually do n’t remember where i had kept …. troublesome for me …

Vikash wrote:

Using SBI & ICICI … Both are good but I feel SBI is the better as it send code through SMS in mobile which people always keep besides themself …. ICICI on the other hand require numbers corresponding to the digits written on the back ATM card & for that i have go out of my bed(ist problem) & search for the wallet(2nd problem) as i usually do n’t remember where i had kept …. troublesome for me …

This should be a problem for first time but would be comfortable when data is saved in autofill, so it comes out in auto everytime

Vikash wrote:

Using SBI & ICICI … Both are good but I feel SBI is the better as it send code through SMS in mobile which people always keep besides themself …. ICICI on the other hand require numbers corresponding to the digits written on the back ATM card & for that i have go out of my bed(ist problem) & search for the wallet(2nd problem) as i usually do n’t remember where i had kept …. troublesome for me …

This should be a problem for first time but would be comfortable when data is saved in autofill, so it comes out in auto everytime

dhalawatmu wrote:

ebaylover wrote:

I gt charged every quarter for exceeding the no of transactions by net banking

they told me toy can use a pre defined no of transaction in a quarter for free

I dont had anything as such …I make more than 100 transaction a quarter …..no charges yet…..and ya m having savings ac

I have been cherged for 80 rs (2 per trasaction after limit)

i have enquired in bank and they tole me its because you transacted more than the allowed free transactions

dhalawatmu wrote:

ebaylover wrote:

I gt charged every quarter for exceeding the no of transactions by net banking

they told me toy can use a pre defined no of transaction in a quarter for free

I dont had anything as such …I make more than 100 transaction a quarter …..no charges yet…..and ya m having savings ac

I have been cherged for 80 rs (2 per trasaction after limit)

i have enquired in bank and they told me its because you transacted more than the allowed free transactions

Ashwin wrote:

Vikash wrote:

Using SBI & ICICI … Both are good but I feel SBI is the better as it send code through SMS in mobile which people always keep besides themself …. ICICI on the other hand require numbers corresponding to the digits written on the back ATM card & for that i have go out of my bed(ist problem) & search for the wallet(2nd problem) as i usually do n’t remember where i had kept …. troublesome for me …

This should be a problem for first time but would be comfortable when data is saved in autofill, so it comes out in auto everytime

Saving card detais, absolutely not after my PC got hacked once … BTW why to take chance when having second option available …. I am maintaining max 2000rs in SBI account & using it for small money transaction (trusted & untrusted) purposes & keeping rest money in ICICI bank. So it helps me not to expose my money to the online virtual world …

I will say Bank of India.Star Token is very safe with good authentication.
SBI interface is OK.

sbi

icici, standard chartered….. axis bank sometimes have problems

The problem with most PSU banks is – once the password is locked, you have to visit the branch to get it unlocked.

In case of HDFC, a locked password remains the same for a day. One can try again the next day.

ICICI’s process is easy & can be done by yourself with ATM card.

Forgot the process of Citibank. I think it’s the same as that of ICICI.