Suggest good lifetime free credit card with nil...

Suggest good lifetime free credit card with nill/less minimum spend

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Hi i want to get my dad a credit card. He only uses it for petrol and dining. That too sometimes for dining. Any good credit card other than hdfc? I already have hdfc. My main aim is to get a good card with online cash backs.. Thanks.. Should have no renewal fees.. 🤔

25 Comments  |  
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Deal Subedar
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Probably try for a Indusind CC through an agent, they are frequently offered with zero joining fee offers. There are no renewal fees.

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igen wrote:

Probably try for a Indusind CC through an agent, they are frequently offered with zero joining fee offers. There are no renewal fees.

indusind we had one.. no offers cry so thinking for icici/axis .. there r so many cards so just wanna know which is best

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Deal Cadet
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axis has many free card, go for them

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Deal Newbie
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Go for sbi

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Analyst
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Go for Amazon Pay / Icici bank Credit card….(If eligible)

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NotFBI wrote:

Go for sbi

Mahabakwasss !!!!!

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Stardeals wrote:

Go for Amazon Pay / Icici bank Credit card….(If eligible)

Yes this is a good card and minimum 1 percent back as amazon pay without exceptions.

5c557a286e276869038097
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For petrol, following cards are good:

  • IndianOil Citi Platinum Credit Card : 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country, 2 Turbo Points on Rs.150 at grocery and supermarkets., 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
  • BPCL SBI Card: 4.25% Valueback ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle.
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kurk wrote:

Yes this is a good card and minimum 1 percent back as amazon pay without exceptions.

But I have hdfc card. It gives flat 10% cashback on amazon and FlipKart. … 🤔 Or am I missing something?

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Konquerror wrote:

For petrol, following cards are good:

  • IndianOil Citi Platinum Credit Card : 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country, 2 Turbo Points on Rs.150 at grocery and supermarkets., 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
  • BPCL SBI Card: 4.25% Valueback ~ 13X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle.

Thanks for this..

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dgyaan727 wrote:

But I have hdfc card. It gives flat 10% cashback on amazon and FlipKart. … 🤔 Or am I missing something?

10X offer is valid till end of this month only. What if HDFC doesn’t renews this offer next month?

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dgyaan727 wrote:

But I have hdfc card. It gives flat 10% cashback on amazon and FlipKart. … 🤔 Or am I missing something?

That’s with smartbuy and the offer keeps renewing.no body knows when they will pull the offer off.

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Ohh hdfc can stop it anytime 😫 that’s sad.. In my account it says I’m not eligible for Amazon icici card because I’m student maybe… How can I request card for dad from my Amazon 🤔

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dgyaan727 wrote:

Ohh hdfc can stop it anytime 😫 that’s sad.. In my account it says I’m not eligible for Amazon icici card because I’m student maybe… How can I request card for dad from my Amazon 🤔

You need to have existing relationship with ICICI Bank to get this card. If you have ICICI Bank credit card, save it in Amazon, you’ll get invite in some time.

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kurk wrote:

That’s with smartbuy and the offer keeps renewing.no body knows when they will pull the offer off.

they reduced it to 5% pensive

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Tjs15 wrote:

they reduced it to 5% pensive

Yes and for those having HDFC cards check the respective web page. Points on smartbuy have been capped to 5000 max with smartbuy for diners and 15000 for infinia from 1st June.

So good times are coming to an end.

Although I guess 10x partner terms stay same

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Stardeals wrote:

Go for Amazon Pay / Icici bank Credit card….(If eligible)

Do they have any cashback for fuel purchase?

What about surcharge waiver? Can we fill at any bunk/swipe on any POS or has to be ICICI specifically?

Any idea?

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Konquerror wrote:

You need to have existing relationship with ICICI Bank to get this card. If you have ICICI Bank credit card, save it in Amazon, you’ll get invite in some time.

Can we request ICICI to issue this offer to us ? Because I get daily notification for ICICI coral card .

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iamshashikant wrote:

Can we request ICICI to issue this offer to us ? Because I get daily notification for ICICI coral card .

I don’t think so. You need to save an existing ICICI credit card to your Amazon account to get speedy invite. However some people have got invite even without holding any relationship with ICICI. Hence keep checking the page.

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Konquerror wrote:

I don’t think so. You need to save an existing ICICI credit card to your Amazon account to get speedy invite. However some people have got invite even without holding any relationship with ICICI. Hence keep checking the page.

I have ICICI saving account. They keep calling me for ICICI coral card .

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iamshashikant wrote:

I have ICICI saving account. They keep calling me for ICICI coral card .

Then save your ICICI Debit card in Amazon or place an order of small amount using ICICI debit card, it may lead you to an invite for Amazon Pay ICICI Credit Card.

Dexterslaboratory
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igen wrote:

Probably try for a Indusind CC through an agent, they are frequently offered with zero joining fee offers. There are no renewal fees.

Is indusind aura edge card worth to have? Bankbazaar offering LTF card

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igen wrote:

Probably try for a Indusind CC through an agent, they are frequently offered with zero joining fee offers. There are no renewal fees.

Does applying through agent than website of bank increase our chance of getting credit card approved ?

Ninja tune
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thespoiledboy wrote:

Does applying through agent than website of bank increase our chance of getting credit card approved ?

Yes

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rohan8397 wrote:

Is indusind aura edge card worth to have? Bankbazaar offering LTF card

The reward rate is reasonable enough for a LTF card – 2% for Departmental Stores or Gorcery depending on what you choose.

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