Firstly, Download AskMePay Wallet and Download Udio Wallet
Open AskMePay App & Click On ‘Recharges” Option/Tab
Now,Initiate a Mobile recharge on your Mobile Number with Wrong Operator Details
Important: Must Enter Wrong Operator While Recharging
Now,It will take you to the Payment Methods, Click on “E-Wallets” From There.
Now,Click on “Paytm” to pay Via Paytm Wallet
(similarly u can select payumoney if u want to transfer from payumoney to bank as payumoney is also started taking extra charges)
It will take you to the Paytm Payment Gateway, Complete your Payment from There
After Few Minutes you will see the Amount in AskMePay wallet
Open & See Your Udio Wallet Balance,That Amount will also be Reflected in Udio Wallet.
Now,You can use your Udio Wallet Balance To Transfer It To Bank @Rs.0 Charge Or You can also use its Digital Virtual Card
Worked smoothly for me all the rime,But it can be small Risky in Future. SO, Try Lesser amounts to Transfer as per your convenience