Hotness Wallet with physical card option and credit car...

Hot Deal Wallet with physical card option and credit card load money

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Hi all,

I applied for SBI SimplyClick credit card recently and got it this week. It gives ~1.25% worth reward points on all online transactions – which is better than even AMEX – my highest reward point rated card till date for general transactions.

While exploring how to get same points for offline transactions also, I got this idea of using a wallet that provides physical card option. I remember at least paytm wallet used to provide before paytm bank, but now I only see physical debit card option linked to paytm bank account and no physical card option linked to paytm wallet account. I know pockets provides physical card option, but can’t add money through credit cards.

Let me know, if you know of any wallet which provide physical card to spend from wallet balance and credit card add money is supported.

Cheers!
ivoid

58 Comments  |  
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ther are lots of youtube videos to transfer credit card amount to bank account… check for the latest ones.

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shrikant1121133 wrote:

ther are lots of youtube videos to transfer credit card amount to bank account… check for the latest ones.

Not looking to transfer credit card account to bank account. Looking for options to spend offline in physical swipe machines using online loaded balance.

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ivoidwarranty wrote:

Not looking to transfer credit card account to bank account. Looking for options to spend offline in physical swipe machines using online loaded balance.

cant find that sorry… i am doing all swipes and online activities by transferring to bank.

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TMW- The Mobile Wallet

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_One_Miller_ wrote:

TMW- The Mobile Wallet

Thanks, any referral benefit/new user offer?

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_One_Miller_ wrote:

No.

Hmmm, there is a referral code field while signing up. No benefits from applying referral code currently?

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shrikant1121133 wrote:

cant find that sorry… i am doing all swipes and online activities by transferring to bank.

Can you please suggest ways of transferring credit card balance to bank for free?

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sardasa wrote:

Can you please suggest ways of transferring credit card balance to bank for free?

Well….there are multiple ways. I would suggest you to avoid it though. This will hit your financial freedom for a long time. For occasional crisis this can be okay…but dont continue

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sherlock wrote:

Well….there are multiple ways. I would suggest you to avoid it though. This will hit your financial freedom for a long time. For occasional crisis this can be okay…but dont continue

I was thinking more from earning reward points point of view rather than using this balance for meeting my actual needs.

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sardasa wrote:

Can you please suggest ways of transferring credit card balance to bank for free?

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ivoidwarranty wrote:

Hmmm, there is a referral code field while signing up. No benefits from applying referral code currently?

Charge for TMW Physical Card is Rs.149 if you order from TMW App. you can get card free of cost from Quick ride app.
Check folllowing topic-
https://www.desidime.com/forums/freebies-all-fr...

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_One_Miller_ wrote:

Charge for TMW Physical Card is Rs.149 if you order from TMW App. you can get card free of cost from Quick ride app.
Check folllowing topic-
https://www.desidime.com/forums/freebies-all-fr...

Didn’t realize that we need to sign up for TMW itself through Quick ride app. Directly signed up on TMW and now when I apply through Quick ride app, it says account already exist hushed Any other way to get the card for free / still apply for card through Quick ride for existing TMW account?

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Slonkit card

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ivoidwarranty wrote:

Didn’t realize that we need to sign up for TMW itself through Quick ride app. Directly signed up on TMW and now when I apply through Quick ride app, it says account already exist hushed Any other way to get the card for free / still apply for card through Quick ride for existing TMW account?

For existing TMW Account- No way.
Better to create new account using other mobile number through Quick Ride to get card free.

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_One_Miller_ wrote:

For existing TMW Account- No way.
Better to create new account using other mobile number through Quick Ride to get card free.

How much amount can we load in TMW wallet maximum.

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Just an update to this old thread. Got TMW card as suggested by @_One_Miller_ – just serves the purpose. Very good card and wallet – load through SBI SimplyClick and spend offline. I even load exact amount using TMW app while billing at the shop counter smile Very seamless and good experience.

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ivoidwarranty wrote:

Just an update to this old thread. Got TMW card as suggested by @_One_Miller_ – just serves the purpose. Very good card and wallet – load through SBI SimplyClick and spend offline. I even load exact amount using TMW app while billing at the shop counter smile Very seamless and good experience.

As you have AMEX card, please try & let me know if it works in TMW to load money?

Which TMW card variant you got?

And TMW also gives Reward Points on transactions, but it’s very low. For you it’s extra Rewards..
Minimum redemption is 100 points = ₹5.
Just check rewards section in TMW app for more information.

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_One_Miller_ wrote:

As you have AMEX card, please try & let me know if it works in TMW to load money?

Which TMW card variant you got?

And TMW also gives Reward Points on transactions, but it’s very low. For you it’s extra Rewards..
Minimum redemption is 100 points = ₹5.
Just check rewards section in TMW app for more information.

I tried long back even without getting physical card. It was giving some temporarily down error. Tried today also – “AMEX payment option is temporarily down.Please select another payment option.” :|

I got silver color no name Federal bank card – I think I already told you on some other thread grinning

Yes, I know about the reward points – but currently using only for offline spends as some of the wallets like phonepe, etc. were not allowing to use TMW physical card and don’t want to exhaust the 10K limit on online transactions.

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ivoidwarranty wrote:

I tried long back even without getting physical card. It was giving some temporarily down error. Tried today also – “AMEX payment option is temporarily down.Please select another payment option.” :|

I got silver color no name Federal bank card – I think I already told you on some other thread grinning

Yes, I know about the reward points – but currently using only for offline spends as some of the wallets like phonepe, etc. were not allowing to use TMW physical card and don’t want to exhaust the 10K limit on online transactions.

For Full KYC also , is their minthky limit of 10000 on online transaction??

Daily we can do 10000 RS online transaction for Full KYC right. Yearly 1000000 limit.

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ivoidwarranty wrote:

I tried long back even without getting physical card. It was giving some temporarily down error. Tried today also – “AMEX payment option is temporarily down.Please select another payment option.” :|

I got silver color no name Federal bank card – I think I already told you on some other thread grinning

Yes, I know about the reward points – but currently using only for offline spends as some of the wallets like phonepe, etc. were not allowing to use TMW physical card and don’t want to exhaust the 10K limit on online transactions.

Yes, I forgot it.

TMW card is not accepted at all Wallets.

Accepted at — Paytm, Airtel Wallet, Payzapp
Not Accepted at — Pockets, Zeta, Phonepe

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itzdreaming wrote:

For Full KYC also , is their minthky limit of 10000 on online transaction??

Daily we can do 10000 RS online transaction for Full KYC right. Yearly 1000000 limit.

Physical verification through courier.

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prbr wrote:

Physical verification through courier.

Yes did full KYc they courier. 4 Days KYC was done

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itzdreaming wrote:

For Full KYC also , is their minthky limit of 10000 on online transaction??

Daily we can do 10000 RS online transaction for Full KYC right. Yearly 1000000 limit.

I think monthly limit for full KYC is 2L spends limit, but at any time your balance can’t cross 1L and yearly limit is 10L.

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_One_Miller_ wrote:

Yes, I forgot it.

TMW card is not accepted at all Wallets.

Accepted at — Paytm, Airtel Wallet, Payzapp
Not Accepted at — Pockets, Zeta, Phonepe

Cool, I’ll try on Paytm/payzapp next time.

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ivoidwarranty wrote:

Cool, I’ll try on Paytm/payzapp next time.

any other wallet you tested with SBI click card?

is it 1.25 rs per 100 load on twm ?

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prbr wrote:

any other wallet you tested with SBI click card?

is it 1.25 rs per 100 load on twm ?

Yes, Paytm, payzapp, MobiKwik, olamoney, TWM, FreeCharge, phonepe transactions – everything online gives 5 points per 100 Rs. (2000 points=500 Amazon voucher) on SBI Simply click.

First month only tried in everything smiley and checked in statement laughing

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