Stock Market Tips !!!

Achilles wrote:

Any help on SIP’s ? Which one’s to choose apart from the below, please mention four to five fund names

1. Birla Sun Life
2. Canara Robeco
3. HDFC Mutual Fund
4. ICICI Mutual Fund

You cannot compare companies

You have to know which fund to invest then compare the companies.

Ex: Mid-cap….. Compare Birla Sunlife/HDFC/ICICI/Canara…….. (All fund houses having same name funds, performance varies with fund manager)

Fundsindia.in is a free website giving free service of Mutual funds etc….

I have experience of 10 month SIP invested in ICICI/HDFC/Quantum/Canara.

From 25/08/2013 to 25/06/2014

gkanagavel wrote:

From 25/08/2013 to 25/06/2014

Buy minimum from FundsIndia and start SIP in AMCs website directly it will be give you a bit of more earnings than Funds India SIP.
one you can Add is DSP BlackRock Micro Cap.

gkanagavel wrote:

From 25/08/2013 to 25/06/2014

right time to start exit, u entered at right time

rajdesidime wrote:

gkanagavel wrote:

From 25/08/2013 to 25/06/2014

right time to start exit, u entered at right time

soccergiants wrote:

rajdesidime wrote:

gkanagavel wrote:

From 25/08/2013 to 25/06/2014

right time to start exit, u entered at right time

Exit load is 4% in Quantum Long Term

hmm…bt he will be completing 1 yr nxt month…but prob is they calculate 1 yr for each installment so only those many units without load cost can be sold off which completed an year

rajdesidime wrote:

soccergiants wrote:

rajdesidime wrote:

gkanagavel wrote:

From 25/08/2013 to 25/06/2014

right time to start exit, u entered at right time

Exit load is 4% in Quantum Long Term

hmm…bt he will be completing 1 yr nxt month…but prob is they calculate 1 yr for each installment so only those many units without load cost can be sold off which completed an year

My Advice is not to reedeem any funds before December.

soccergiants wrote:
My Advice is not to reedeem any funds before December.

any specific reason for this? or just saving on the exit load?

marketdimer wrote:

soccergiants wrote:
My Advice is not to reedeem any funds before December.

any specific reason for this? or just saving on the exit load?

soccergiants wrote:

marketdimer wrote:

soccergiants wrote:
My Advice is not to reedeem any funds before December.

any specific reason for this? or just saving on the exit load?

1. Exit Load.
2. There will be slight corrections.Overall Not Expecting markets to Go Down.

marketdimer wrote:

soccergiants wrote:

marketdimer wrote:

soccergiants wrote:
My Advice is not to reedeem any funds before December.

any specific reason for this? or just saving on the exit load?

1. Exit Load.
2. There will be slight corrections.Overall Not Expecting markets to Go Down.

agree. markets are up for big surprise. could be choppy but overall an euphoria is about to begin. won’t fall before euphoric run.

Thanks soccergiants, kumargurav & gkanagavel

gkanagavel,
I forgot to mention that I am planning to invest in Notified Mutual funds in SIP which comes under 80C.

Achilles wrote:

Thanks soccergiants, kumargurav & gkanagavel

gkanagavel,
I forgot to mention that I am planning to invest in Notified Mutual funds in SIP which comes under 80C.

1st of all – tax funds are no different from simple equity funds, only difference is lock in period which makes a simple equity one a tax saver fund (that’s why they are called elss or equity linked saving schemes). in tax saver you can’t take out money before 3 years. other than this most of the things are same as a normal equity fund could be like portfolio exposure in stock market, bonds etc.

2ndly, keep in mind that these are not tax saving instruments as looks like and these funds carry risk of running into losses if market falls because of vary nature (no difference between a normal fund and this) and ofcourse they also have heavy profits when markers rises.

so you should be clear with objective of putting money in these funds. you want a) tax benefits and returns or b) high weightage on investment with some tax benefits

here until you are looking at is b) that is high weightage investments that can give extra tax benefits and specially under current market situation when we are at all time highs, don’t go for these funds. choose only if your aim is to put money in stock market and take risks too.

if your aim is a) go with ppf. old trusted method of savings and tax relief with sure returns. tax saving fds, medical insurance premium (80D) or on home loans payment.

Achilles wrote:

Thanks soccergiants, kumargurav & gkanagavel

gkanagavel,
I forgot to mention that I am planning to invest in Notified Mutual funds in SIP which comes under 80C.

Had invested in Reliance ELSS with a lockin period of 3 years. After 3 years got rid of it by paying through my pocket since it gave negative returns so the tax savings were nullified plus made a loss.

If you don’t want to track MF then best is HDFC top 200 equity fund.

I keep a stock of 30 filled forms with cheque attached to them with my investment broker. Downward trend… 1 call and next day morning 1 cheque deposited. In a disciplined manner turns out better than SIP for my observation on auto SIP dates the NAV is always higher which benefits the MF not the investor.

Reliance Mutual funds one of worst performer like Reliance Communication.

Even I invested in SBI Magnum Tax gain, but not much gain.

Choose dividend investment option or growth.

in ELSS (80C) Canara and DSB is good

gkanagavel wrote:

Reliance Mutual funds one of worst performer like Reliance Communication.

Even I invested in SBI Magnum Tax gain, but not much gain.

Choose dividend investment option or growth.

in ELSS (80C) Canara and DSB is good

dividend investment option is taxable so in that case growth is better.

I chose dividend payout because when I looked at historic prices fund the dividend reinvested (usually at the highest rate) are much higher NAV than now and gains were nullified.

I rather use that dividend to invest when the NAV is lowest even though its taxable.

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