Where To Invest - Having Some Money

Where To Invest - Having Some Money

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Deal Subedar
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Their is many Way To Invest Money These Days
But pls SUGGEST
I want to invest around 2 lakh rs
which platform is best and safe
like FD,Mutual funds,shares,
Which bank is good for FD Rates

23 Comments  |  
18 Dimers
Missing
Deal Cadet
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forget FD, Mutual funds.

invest in share market that too through a good trading company like minance, you get very good returns here.

Missing
Deal Subedar
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If you are thinking of 1-3 years, go with FD If you are in need of taking it out in between for any reason.

If you are looking for 5+ year horizon n are not actively involved with the stock market, go via the mutual fund route. Look up on Morningstar or valueresearchonline sites to select the fund u want to invest in.

Missing
Deal Lieutenant
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@pentiumd wrote:

forget FD, Mutual funds.

invest in share market that too through a good trading company like minance, you get very good returns here.


So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)

Ros guy
Deal Cadet
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@ranjithsai01 wrote:


@pentiumd wrote:

forget FD, Mutual funds.

invest in share market that too through a good trading company like minance, you get very good returns here.


So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)

SSL doesn’t mean authenticity… Everyone can get an SSL certificate by paying 10-20$ to companies like GoDaddy.. …It’s a waste of money and poor way to judge a website.

Missing
Deal Lieutenant
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@ros_guy wrote:

@ranjithsai01 wrote:


@pentiumd wrote:

forget FD, Mutual funds.

invest in share market that too through a good trading company like minance, you get very good returns here.


So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)

SSL doesn’t mean authenticity… Everyone can get an SSL certificate by paying 10-20$ to companies like GoDaddy.. …It’s a waste of money and poor way to judge a website.

For that very reason I have mentioned it in brackets https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Hacker detected
Deal Subedar
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Invest in Hackerboys 21meDouble Scheme
..
U get ur money double in 21 days … https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Coollogo com 18285780
Deal Lieutenant
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Invest in black Rock mid cap mutual fund.u will nvr regret

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Try to place two fd in two bank for rs.49999/- and then two 25k in mutual fund (there are good one time Investment mf) and the remaining 50k in shares buy city Union Bank shares(good going and well growth)
Consider Franklin Templeton, blue chip mfs.. (make divident reinvestment).
Shares to consider
CUB
KVB
Axis etc…
Try considering fd in city Union Bank(good customer service)
Rest ur choice..

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All the shares and mfs in long term.(min 3-5yrs)
Fd (1yr) (don’t go above than that).

Shutterstock 1013504321
Deal Lieutenant
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@hackerboys wrote:

Invest in Hackerboys 21meDouble Scheme
..
U get ur money double in 21 days … https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Yeah U investing in mine Company which doing double your money in 7 days

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Deal Subedar
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bhai kameti daal lo nearby trusted bande/bandi ke paas xD

Missing
Deal Cadet
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Park immediate / emergency funds in FDs in multiple denominations so to avoid breaking full FD amount or Go for a bank which does not levy premature FD closure penalty.
Rest of the money deploy in MF (DSP BR Microcap / FT Smaller co fund) in 3-4 equal monthly installments but wait for US polls, for clear direction.
Forget Direct Share investment advice from mushrooming tips providers they are snake oil sellers.
Forget Direct Share investment as the 2L amt is too mearge for meaningful full diversification vs return ratio.
Feeling Lucky ? for direct shares Go for discount Brokers Zerodha/RKSV > Free brokerage for delivery trades. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif
Go for PMS if above 25L but good managers dont accept account below 1cr.

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Deal Subedar
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Status- Invested in suzuki ..got 15k extra ..happy with it

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Deal Subedar
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Better invest in equity directly. Go for big names like Maruti, Reliance, TCS etc. I carried out a study on TCS and stock can rise another 100% in 3 years. Current Price is around 2490 and it will hit 5000 in next 36 months. The US concern will fizzle out in future. Maruti will be next MRF for sure. They are dominant with enough market share which will only grow. So valuations will get 3-5 times from now. Also don’t put money in one go better divide and invest monthly like 5-10 shares per month. I am holding Maruti since IPO. In IPO got 600 shares @Rs. 125 then bought another 2400 at avg. 207. So overall 3000 @Rs. 190.60. Now valuing at Rs. 7800+. Patience paying off in such stocks. The worst bet in my life was Suzlon that gave me 9 Lakh as losses before I came out. Solar Energy still a distant dream but it will be centre of attraction some day.

If you want banking sector then ICICI Bank should be choice. 4x return in 5 years. Markets are or were not meant for investor with short term vision.

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chingumboy wrote:

Better invest in equity directly. Go for big names like Maruti, Reliance, TCS etc. I carried out a study on TCS and stock can rise another 100% in 3 years. Current Price is around 2490 and it will hit 5000 in next 36 months. The US concern will fizzle out in future. Maruti will be next MRF for sure. They are dominant with enough market share which will only grow. So valuations will get 3-5 times from now. Also don’t put money in one go better divide and invest monthly like 5-10 shares per month. I am holding Maruti since IPO. In IPO got 600 shares @Rs. 125 then bought another 2400 at avg. 207. So overall 3000 @Rs. 190.60. Now valuing at Rs. 7800+. Patience paying off in such stocks. The worst bet in my life was Suzlon that gave me 9 Lakh as losses before I came out. Solar Energy still a distant dream but it will be centre of attraction some day.

If you want banking sector then ICICI Bank should be choice. 4x return in 5 years. Markets are or were not meant for investor with short term vision.

Old thread, but appreciate your effort to advice dimers!

286 907
Deal Major
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chingumboy wrote:

Better invest in equity directly. Go for big names like Maruti, Reliance, TCS etc. I carried out a study on TCS and stock can rise another 100% in 3 years. Current Price is around 2490 and it will hit 5000 in next 36 months. The US concern will fizzle out in future. Maruti will be next MRF for sure. They are dominant with enough market share which will only grow. So valuations will get 3-5 times from now. Also don’t put money in one go better divide and invest monthly like 5-10 shares per month. I am holding Maruti since IPO. In IPO got 600 shares @Rs. 125 then bought another 2400 at avg. 207. So overall 3000 @Rs. 190.60. Now valuing at Rs. 7800+. Patience paying off in such stocks. The worst bet in my life was Suzlon that gave me 9 Lakh as losses before I came out. Solar Energy still a distant dream but it will be centre of attraction some day.

If you want banking sector then ICICI Bank should be choice. 4x return in 5 years. Markets are or were not meant for investor with short term vision.

9 lak loss https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

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Deal Subedar
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Expand
hese wrote:

Old thread, but appreciate your effort to advice dimers!

Checked that bro but as OP just replied, so advised him that he should carry on with Maruti. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Missing
Deal Subedar
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dealgraber wrote:

9 lak loss https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif

Yeah I once held 20000 shares of Suzlon @Rs. 65 which later sold at Rs.20 in past. So 9 lakh in losses + brokerage. But it didn’t affect when you have profits in crores with other stocks. So chalta hai yaar. Not every stock perform as per expectations. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif My 14 years ago investment of Rs. 5.75 Lakh is worth Rs. 2.35 crores today. In DLF lost out Rs. 4+ lakhs. So infra/power sector was a bad one for me. I stopped investing in both sectors after 2011.

Reliance is another multi-bagger stock I am holding since 15 years. These will be passed to my future generations. SBI/ICICI also did very very good. What I learnt in early phases of life that invest only in reputed names rather than junk stocks. I regret that I took position in 4 junk stocks in my life which looked promising but management let investors down.

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Deal Major
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chingumboy wrote:

Yeah I once held 20000 shares of Suzlon @Rs. 65 which later sold at Rs.20 in past. So 9 lakh in losses + brokerage. But it didn’t affect when you have profits in crores with other stocks. So chalta hai yaar. Not every stock perform as per expectations. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif My 14 years ago investment of Rs. 5.75 Lakh is worth Rs. 2.35 crores today. In DLF lost out Rs. 4+ lakhs. So infra/power sector was a bad one for me. I stopped investing in both sectors after 2011.

Reliance is another multi-bagger stock I am holding since 15 years. These will be passed to my future generations. SBI/ICICI also did very very good. What I learnt in early phases of life that invest only in reputed names rather than junk stocks. I regret that I took position in 4 junk stocks in my life which looked promising but management let investors down.

crorepati https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Missing