Where To Invest - Having Some Money
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Their is many Way To Invest Money These Days
But pls SUGGEST
I want to invest around 2 lakh rs
which platform is best and safe
like FD,Mutual funds,shares,
Which bank is good for FD Rates
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if you are looking for investment for 5 years or more..
then I advice you to invest in gold bonds. http://www.hdfcbank.com/htdocs/common/gold-sove...
@aswaniexpress wrote:if you are looking for investment for 5 years or more..
then I advice you to invest in gold bonds. http://www.hdfcbank.com/htdocs/common/gold-sove...
why Samantha ?
Chaitu will hurt
Cc: @getready
If you are thinking of 1-3 years, go with FD If you are in need of taking it out in between for any reason.
If you are looking for 5+ year horizon n are not actively involved with the stock market, go via the mutual fund route. Look up on Morningstar or valueresearchonline sites to select the fund u want to invest in.
@pentiumd wrote:
forget FD, Mutual funds.
invest in share market that too through a good trading company like minance, you get very good returns here.
So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)
@ranjithsai01 wrote:SSL doesn’t mean authenticity… Everyone can get an SSL certificate by paying 10-20$ to companies like GoDaddy.. …It’s a waste of money and poor way to judge a website.
@pentiumd wrote:
forget FD, Mutual funds.
invest in share market that too through a good trading company like minance, you get very good returns here.
So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)
@ros_guy wrote:
@ranjithsai01 wrote:SSL doesn’t mean authenticity… Everyone can get an SSL certificate by paying 10-20$ to companies like GoDaddy.. …It’s a waste of money and poor way to judge a website.
@pentiumd wrote:
forget FD, Mutual funds.
invest in share market that too through a good trading company like minance, you get very good returns here.
So are you Utkarsh Gupta of Minance? Actually tough for people to hand over their hard earned money to some unknown wealth management entity in these days of frauds. It might be a legit organisation but at least tough for me (most of us) to trust it. The website even lacks a basic ssl certificate which would give some legitimacy (it’s not a thumb rule but a first step towards it)
For that very reason I have mentioned it in brackets
Invest in Hackerboys 21meDouble Scheme
..
U get ur money double in 21 days …
Invest in black Rock mid cap mutual fund.u will nvr regret
Head over to https://reddit.com/r/indiainves...ts for detailed and better answers.
Try to place two fd in two bank for rs.49999/- and then two 25k in mutual fund (there are good one time Investment mf) and the remaining 50k in shares buy city Union Bank shares(good going and well growth)
Consider Franklin Templeton, blue chip mfs.. (make divident reinvestment).
Shares to consider
CUB
KVB
Axis etc…
Try considering fd in city Union Bank(good customer service)
Rest ur choice..
All the shares and mfs in long term.(min 3-5yrs)
Fd (1yr) (don’t go above than that).
@hackerboys wrote:
Invest in Hackerboys 21meDouble Scheme
..
U get ur money double in 21 days …
Yeah U investing in mine Company which doing double your money in 7 days
bhai kameti daal lo nearby trusted bande/bandi ke paas xD
Park immediate / emergency funds in FDs in multiple denominations so to avoid breaking full FD amount or Go for a bank which does not levy premature FD closure penalty.
Rest of the money deploy in MF (DSP BR Microcap / FT Smaller co fund) in 3-4 equal monthly installments but wait for US polls, for clear direction.
Forget Direct Share investment advice from mushrooming tips providers they are snake oil sellers.
Forget Direct Share investment as the 2L amt is too mearge for meaningful full diversification vs return ratio.
Feeling Lucky ? for direct shares Go for discount Brokers Zerodha/RKSV > Free brokerage for delivery trades.
Go for PMS if above 25L but good managers dont accept account below 1cr.
Status- Invested in suzuki ..got 15k extra ..happy with it
Better invest in equity directly. Go for big names like Maruti, Reliance, TCS etc. I carried out a study on TCS and stock can rise another 100% in 3 years. Current Price is around 2490 and it will hit 5000 in next 36 months. The US concern will fizzle out in future. Maruti will be next MRF for sure. They are dominant with enough market share which will only grow. So valuations will get 3-5 times from now. Also don’t put money in one go better divide and invest monthly like 5-10 shares per month. I am holding Maruti since IPO. In IPO got 600 shares @Rs. 125 then bought another 2400 at avg. 207. So overall 3000 @Rs. 190.60. Now valuing at Rs. 7800+. Patience paying off in such stocks. The worst bet in my life was Suzlon that gave me 9 Lakh as losses before I came out. Solar Energy still a distant dream but it will be centre of attraction some day.
If you want banking sector then ICICI Bank should be choice. 4x return in 5 years. Markets are or were not meant for investor with short term vision.
Old thread, but appreciate your effort to advice dimers!
forget FD, Mutual funds.
invest in share market that too through a good trading company like minance, you get very good returns here.