Which bank to choose: Axis or Yes or Kotak
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I want to open a new saving account for Online Transactions only.
1) More reward points or cashback
2) Less charges
3) Providing more offers
Please suggest accordingly.
(Don’t have CITI bank branch)
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Axis any day is better.
i hear too many positive feedback on services of IndusInd
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
@GoogleCA wrote:
@mackmad wrote:
Axis any day is better.
Axis doesn’t fulfil any of the above requirements add to that arrogant Axis Executives
I wrote after 6 long years of experience with Axis.
Till today, I had many shitty moments with them, but they were good in terms of response ( only emails no calls made till now )
The quality of services, variety of services and the even the eDGe rewards is awesome.
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
@GoogleCA wrote:Oh ok, thanks for this information.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Jifi gives the same interest rate as a normal account ?
@mackmad wrote:
@GoogleCA wrote:Oh ok, thanks for this information.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Jifi gives the same interest rate as a normal account ?
Jifi doesn’t give any interest upto 25k as it is a current account. Above that there’s automatic sweep in. Treat it as a wallet. Just add when you need.
@GoogleCA wrote:In that DBS is also a good option too , which gives almost similar features
@mackmad wrote:
@GoogleCA wrote:Oh ok, thanks for this information.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Jifi gives the same interest rate as a normal account ?
Jifi doesn’t give any interest upto 25k as it is a current account. Above that there’s automatic sweep in. Treat it as a wallet. Just add when you need.
@mackmad wrote:
@GoogleCA wrote:In that DBS is also a good option too , which gives almost similar features
@mackmad wrote:
@GoogleCA wrote:Oh ok, thanks for this information.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Jifi gives the same interest rate as a normal account ?
Jifi doesn’t give any interest upto 25k as it is a current account. Above that there’s automatic sweep in. Treat it as a wallet. Just add when you need.
JIFI gives 100 transaction points for each transaction of Rs.500 and above upto a max of 5 transactions per month. 100 transaction points are equal to Rs.25 So basically Rs.125 per month
Go for indusind account much more benefits with indusind platinum plus card.
@GoogleCA wrote:+1
@mackmad wrote:
Axis any day is better.
Axis doesn’t fulfil any of the above requirements add to that arrogant Axis Executives
You have to literally beg them to add eEdge rewards points for eligible transactions. They don’t do their duty correctly.
Have an Kotak ace salary account. Happy with their service. Don’t get benefits but their service and rate of interest is good for fds . And swap facility is there but feel it to be gimmicky . Nothing much . Offers are fair enough but axis might have better discount
@PaytmKaPoojari wrote:
Have an Kotak ace salary account. Happy with their service. Don’t get benefits but their service and rate of interest is good for fds . And swap facility is there but feel it to be gimmicky . Nothing much . Offers are fair enough but axis might have better discount
Why not open silk account for female member of your family & avail cashback offer?
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Even kotak atm withdrawal also?
@A2Zdeals wrote:No but don’t see many Kotak ATMs. Maybe 2 at branches that’s all
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Even kotak atm withdrawal also?
@GoogleCA wrote:
@A2Zdeals wrote:No but don’t see many Kotak ATMs. Maybe 2 at branches that’s all
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Even kotak atm withdrawal also?
Ohh… Mumbai there are plenty actually so I thought I lost convenience
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:In that DBS is also a good option too , which gives almost similar features
@mackmad wrote:
@GoogleCA wrote:Oh ok, thanks for this information.
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Jifi gives the same interest rate as a normal account ?
Jifi doesn’t give any interest upto 25k as it is a current account. Above that there’s automatic sweep in. Treat it as a wallet. Just add when you need.
JIFI gives 100 transaction points for each transaction of Rs.500 and above upto a max of 5 transactions per month. 100 transaction points are equal to Rs.25 So basically Rs.125 per month
There’s a Jifi Saver option too which fetches 6% interest I think
Do not go for Axis if you need service. I scheduled a Credit card payment for 4thNov around 15 days back. Since Axis is unreliable I manually checked but can’t see in “Completed Transactions” or scheduled transactions. Its giving error “Not able process, try after some time”, almost an hour but same msg. Except shopping offers Axis is garbage. Kotak is OK but literally no offers or meaning less offers like when YES bank was giving 20% on SD Kotak gave only 10% and so many TnC, I use it for parking funds as its giving 6%, planning to change to YES so as to at least recover some money paid as DC charges.
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Didn’t know this. need more info on this. Hope no charges at kotak atm. how many atm withdrawal at other banks free?
@batman wrote:http://www.kotak.com/personal-banking/accounts-...
@GoogleCA wrote:
@mackmad wrote:
@GoogleCA wrote:
@bajaj151 I would suggest you Kotak Jifi. Although it doesn’t fulfil the third requirement but it fulfills 1st & 2nd. I don’t like Kotak but unfortunately there’s no better alternative available. PM me if you need referral.
Jifi is again a very good option, I dont remember if they give a physical card too.
Yes they give Physical Card. Recently they have changed the charges. Now there are charges for each ATM withdrawal
Didn’t know this. need more info on this. Hope no charges at kotak atm. how many atm withdrawal at other banks free?
Can we load Kotak jifi account using credit card ???
Jifi is a standalone bank account so u can’t add money via add cash options .u can only transfer money via neft,upi,imps ,cheque ,cash deposit and other options like that
In jifi zero saving account do we have to deposit certain amount before opening? I signed up n got a call they said i need to deposit 10k for zero saving account
initial deposit is required, you can fund online also or give cheque
later you can withdraw
kotak jifi is waste,, 2k transaction points are there. but no vouchers from last 6 months .. dont go for jifi
Kotak