which credit card do you have & why?
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No cc sed life
Avoid as long as possible ..
Which one is better – depending on having card , like you travel then x card , if you do shopping online then x card .. if you just want to have it then x card ..
Not all Credit card are free to have , you may get annual waiver of based on you purchase.. for salaried it’s free no annual charge etc..
Last year I started a similar thread and eventually got many credit from top banks, most of the people in my circle say I am a fool to have this many cards, at first I disregarded them but of late I am in sync with their ideology ,
New CC aspirants please follow your monthly statement and go through it properly and also your CIBIL ,
ICICI messed my CIBIL and it took exactly 3 months follow up to undo it , even then my score has taken a hii , so please be cautious and only apply for cards only if you can handle.
Why they messed with Cibil?
In one simple line: Take sbi simplyclick card either on salary slip basis or against FD & use that for at least an year. After that if you still think you need more/better card then come back here & ask again.
@AnnamalaiNryaa