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Which HDFC Debit card is best for Online Spends

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Deal Lieutenant
micke
On HDFC site, i can see options for Millennia Debit card, EasyShop Preferred Platinum Debit Card, HDFC Bank Rewards Debit Card. Please tell me which card would be best for online shopping ? Millennia debit card mentions 2.5% cashback. Do we get 2.5% cashback for all online transactions (more than 400) or does it work only on few platforms like smartbuy/payzapp etc. I lost my current debit card and i am going to apply for a new one. I have preferred account.
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Deal Cadet Deal Cadet
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Easyshop platinum used to be the best card as it has 2 domestic lounge access per quarter and 1% cb on certain categories.

but now they have launched millenia debit card. as per the website seems cb is applicable on all spends with different slabs:

Key features:-

Get up to ₹4800 CashBack every year
5% CashBack on shopping via PayZapp and SmartBuy
2.5% CashBack on all online Spends
1% CashBack on all offline spends and Wallet reloads
Other features:-

4 Complimentary Domestic Airport Lounge access annually
Accidental insurance cover up to ₹10 lakhs

so it seems like a good card with both CB and 1 lounge access per quarter (if that’s important to you). ask for mastercard variant as it has more lounges than visa).

Deal Lieutenant Deal Lieutenant
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Thank you smile

I didn’t know about mastercard lounge thing. I will try to get this card.

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Benevolent Benevolent
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Their CB is a mess, you can not track, do not know when to expect, those 90 days keep counting forever.
Useful only for instant discounts.
Use other cards for normal spends.

Deal Cadet Deal Cadet
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That issue is on 10x reward points on credit cards which is supposed to come in 90 days but can take upto 120 days.

But this is debit card and the cb is default cb rate , not 10x so 90 days is not the norm here.

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Deal Cadet Deal Cadet
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off topic ,,, whats difference if i buy on amazon using hdfc debit card via smartbuy.com and if i use payzapp app then go to amsmartbuy option n buy

Benevolent Benevolent
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No difference. Sometimes payzapp has special cash backs(app only)

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