Which mediclaim to buy
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Hello, guys, I need a suggestion you
My mom and dad are working in a government job Central government job.
So I was getting mediclaim from their offices as I was not earning.
But now I have started earning, so I am no longer able to claim.
Guys, please suggest me -based mediclaim available in the market which you how personally experienced.
As the medically and provided by central government was covered everything
I haven’t wasted a single penny for medical treatment or any medicine.
i am new to all this so please help me by suggesting me.
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Well from my experience I can suggest that better go with Religare or Apollo Munich..
Get quotes from policy bazaar..
I suggest star health low premium good benefits
How is united insurance ??
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
If u r planning to take online then u can go with iffcotokiyo wider plan it covers all most every things…
If any 1 is above 35 then go with banks mediclaim eg if u have accunt in bank of baroda u can take mediclaim from them they have colobration with national insurance in which there is less premium cimpare to private sector…
@dada2015 wrote:i bought Pnb Oriental mediclaim policy before 2 months.didnt take any claim yet but found it cheapest.i paid 7k for 5 lac premium its family flotter plan.you can download prospectus from website for check.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
@anujtayal wrote:
@dada2015 wrote:i bought Pnb Oriental mediclaim policy before 2 months.didnt take any claim yet but found it cheapest.i paid 7k for 5 lac premium its family flotter plan.you can download prospectus from website for check.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
i too want this policy but its good if you will get cashless facility in your own area hospital or cover maximum cashless hospital.
in cashless hospitalization, their is no part of TPA.(i think).
@dada2015 wrote:
@anujtayal wrote:
@dada2015 wrote:i bought Pnb Oriental mediclaim policy before 2 months.didnt take any claim yet but found it cheapest.i paid 7k for 5 lac premium its family flotter plan.you can download prospectus from website for check.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
i too want this policy but its good if you will get cashless facility in your own area hospital or cover maximum cashless hospital.
in cashless hospitalization, their is no part of TPA.(i think).
tpa is always there, cashless or no cashless.
Then big problem how TPA work with gov policy
Corporate mediclaim that my company provides is national insurance and TPA is vipul.. Taken 4 claims no issues till now
Nothing better than max bupa, they don’t have third party settlement and settle in-house and no surprises.
Go for it
@dada2015 wrote:its cashless.actually pnb is just as agent and everything is same as other oriental mediclaim policies.
@anujtayal wrote:
@dada2015 wrote:i bought Pnb Oriental mediclaim policy before 2 months.didnt take any claim yet but found it cheapest.i paid 7k for 5 lac premium its family flotter plan.you can download prospectus from website for check.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
i too want this policy but its good if you will get cashless facility in your own area hospital or cover maximum cashless hospital.
in cashless hospitalization, their is no part of TPA.(i think).
@anujtayal wrote:
@dada2015 wrote:its cashless.actually pnb is just as agent and everything is same as other oriental mediclaim policies.
@anujtayal wrote:
@dada2015 wrote:i bought Pnb Oriental mediclaim policy before 2 months.didnt take any claim yet but found it cheapest.i paid 7k for 5 lac premium its family flotter plan.you can download prospectus from website for check.
@dealshunter wrote:
In addition to insurance provider, the third party administrator (TPA) also plays a significant role in medical insurance claims.
Going with a reputed, transparent and fast processing TPA is key I guess in addition to lower premium / high features insurance.
PS: even i am not an expert. But this is what i hv heard.
Punjab national Bank having their own mediclaim policy where TPA operate every claims anybody has their policy !!!
i too want this policy but its good if you will get cashless facility in your own area hospital or cover maximum cashless hospital.
in cashless hospitalization, their is no part of TPA.(i think).
But nobody wants that rejection of their claims
@anil wrote:
Corporate mediclaim that my company provides is national insurance and TPA is vipul.. Taken 4 claims no issues till now
similar experience with same info… one cashless for 2.5 lakh was approved by vipul so fast for my father’s surgery. then the other two claims were also approved.
and vipul’s hospital network is wide
https://www.vipulmedcorp.com/public/networklis....
u can check the above list and they are tpa for so many companies. national insurance allows upto 30days time for claim post discharge. united insurance allows 7 days only. so it is different for different companies
I too searching best mediclaim for my family.