**Lifetime free credit card ** YES Prosperity Rewards Credit Card - Valuable one with more benefits. A must have credit card
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YES Prosperity Rewards Credit Card – http://apply.yesbank.in/credit-card/prosperity-...
Make your transactions truly rewarding, by earning quick Reward Points and redeem them easily for exciting merchandise. Enjoy the convenience and safety of cashless payments.
Eligibility for YES Prosperity Rewards Credit Card
1: Age Criteria: Minimum 21 years to maximum 60 years
2: Salaried or Self Employed
3: Minimum Gross Salary (Annual) or Annual Income of Rs 5.5 lakhs.
Welcome Onboard with 1000 Reward Points on total spends of Rs 2500 within 30 days of card set up
Accelerated Rewards on Birthday, Dining, International & Online Spends
Annual membership fees
First Year Membership Fee of Rs 250 , reversed on spends of Rs 5,000 within 90 days of card Set up
Renewal Membership Fee of Rs 250, reversed on spends of Rs 15,000 within 12 months prior to the renewal.
Welcome Reward Points
1000 Reward Points on INR 2,500/- Retail Spends (Within first 30 days of card issuance)
Annual Reward Points
Earn 10,000 Reward Points on Annual Spend of INR. 1.8 Lakhs in one anniversary year
Anniversary year is defined as 12 months from the date of card set up or date of renewal
Reward Points Program
4 Reward Points on every INR 100 retail spends done on your Birthday (MYDAY)
3 Reward Points on every INR 100 spent on International transactions (POS and ECOM)
2 Reward Points on every INR 100 on Online transactions and Dining
1 Reward Point on every INR 100 on all other retail spendsa
100 Reward Points on doing 4 transactions (of INR 500/- or above) within statement cycle for first 6 statement cycle
500 Reward Points on each YES PayNow registration.
Dedicated Catalogue of Products to choose from, for reward points redemption
Please visit https://www.yesrewardz.com/creditcard/r...ds to know more or redeem reward points
Preferential Interest Rate on Revolving Credit and Preferential Foreign Currency Markup
Preferential Foreign Currency Markup of 3.4%
Interest Rate of 2.40% per month (28.80% annually) on revolving credit for Cardmembers who have YES BANK Salary or Savings Account relationship
Interest Rate of 3.22% per month (38.64% annually) on revolving credit for Cardmembers who do not have YES BANK Salary or Savings Account relationship
Fuel Surcharge Waiver
Fuel surcharge is waivedc at all fuel stations across India for transactions between INR 400/- to INR 5,000/-
MasterCard® SecureCode™
Secure your online transactions with MasterCard® SecureCode™
Only applicable for retail transaction. Not applicable for Fuel Transactions
Applicable only on Standing Instruction based registration, not applicable for register and pay or adhoc payment
Surcharge reversal amount is capped at INR 125/- in a statement cycle
Instant EMI
There are some things in life that you want instantly. We understand your needs and present to you our unique ‘Instant EMI’ feature on your YES BANK Credit Card.
You can now take your dream holiday or the long-awaited wide screen television and repay in Equated Monthly Installments (EMIs) with your YES BANK Credit Card. You can earn rewards points on your transactions that are converted into EMIs
Key Attractions:
Zero documentation
No Processing fees
Repayment options from 3 months to 24 months
Convert Transaction starting from as low as INR 2,500
Interest Rates ranging from 12% p.a to 15% p.a
List of Partners:
Now you can shop with your YES BANK Credit Card for groceries, gadgets, trendy apparel or booking travel tickets, pay in easy instalments at the following merchant partner.
Value chart : https://www.yesbank.in/pdf/value_chart_for_yes_...
Terms and conditions : https://www.yesbank.in/pdf/tnc_creditcar...df
Update :Lifetime free card. Offers extended till December 6th.
Yes but lifetime offer was valid till 31st october 2106. Anyways its a worth to spend 5000 RS in 60 days to get the reversal. Also it offers more reward points which is excellent.
Edit: As per CC, lifetime offer is extended.
Is below in addition to the per transaction rewards?
“1000 Reward Points on INR 2,500/- Retail Spends (Within first 30 days of card issuance)”
Yes this is an additional rewards and normal per transaction rewards will also apply on 2500 Rs spend.
vu
Raddi card… 1 RP is 25paise so on 1.8 L you get 25oo
Is it lifetime free now as well ??
Yes as per the site it’s free and I got a call from yes bank Mumbai who told its life time free card and the offer is extended. Credit card Points are worth since the lady who spoke to me told that just for registering a number for Bill pay we get 500 points. So 10 numbers, its 5000 points free.
Wonderful offer. My bro has applied one. Thanks for letting us know on this 
but yesrewardz are worst.. reward points will not show in dashboard even after a month
Credit cards were launched just before 3 months back. Are you using one? if so can i have your feedback? My friend is using it and did not have any problems whatsoever. I have applied for it and want to know more feedbacks so that i will take more precautions
Apply for a Lifetime Free ICICI Bank Platinum Chip Credit Card Online ?
aNY IDEA ABOUT THIS ONE.. iS IT GOOD ?
or it 99 plus service tax… every year : even if they say its free
Im using ICICI bank card and its a nightmare. They transfer all your points to payback and even when you redeem those points in mobikwik, they charge you 50+tax.
HDFC diners rocks always.. nothing can beat these cards.. made so many(cant disclose as people wont belive) points in 6 months.. they give 3 points on 150 for rewardz card and 4 for premium card.. thier offers are too good.. you get 2X points on weekend retail spends.. and 10x on fk, bigbasket, redbus, myntra. Goibibo..
now they kept a cap for these 10X points.. still you can save 2k per month minmum.
Unlimted lounge access and you can save 1.5/2% on spends via rewardz/premium cards..
I got life time free premium card as i’m a HDFC preferred customer..
lookout hdfcdinersclub.in for more detials..
Better than allmiles?
If yes then I’ll ask for upgrade
Thank you for the information. I’ll check
Any one received the card ?
I Received my card
Had applied fr this card, got a call from cc telling its not available fr bangalore. Hows that possible?
Did you ask them then for which location they are providing this card
Sorry if I sound completely dumb but can I get such cc against FD?
pls any 1 guide me how i my existing HDFC jet world card switch to diners black or premium?
whats the procedure?
contact your RM or HDFC customer care or branch for the same
If you or family have good amount of FD with them, then it is easier
Value of one yes bank credit card reward point is Rs. 0.25 only
Got the card today
Got the below kinda card
P.S – Above image is for illustration only, its not actual
Show the package photos also. I got the Yes First Exclusive and the packing was awesome.
Just lucky. We have corporate relationship with Yes Bank. They insisted on taking the card, lifetime free.
do you have any contact in delhi to get exclusive. i have regalia with 4.5l limit
What is card on card criteria for yes Bank cc?
Can anyone guide I have citi & sc
Yes, based on your existing cards, they will approve your cards
I am a student and currently holds axis bank youth debit card. Am planning to get one credit card.
Just dnt want to pay any joining fees, on the other hand need facilities on the cashback on utility bills restaurants and flights. Can any one suggest me. I dnt have much idea about it.
If you are a student, focus on your studies. Complete your studies and hen shauk se jo bhi CC chahiye lena 
Is th offer extended, can’t see it anywhere on he site.
I already have a hdfc regalia card, are there no annual charges for yes bank cards?
Which is the best card to choose from YES bank credit card offer?
@deals44u
Try for The HDFC Regalia, one the best upper mid range cards.
Does Yes bank cc has VCC facility?
Any Citibank cc user please confirm if Citibank provides VCC ?
CitiBank – Definitely NO
YesBank – Yet to check the features (but AFAIK it’s NO)
1997
@Achilles What were you doing then 
@xpankaj357 you are a mis-fit here I mean here people aspire for cheapest & you flaunt most expensive cards 
U into business?
Job. Work in Finance department, hence meet lot of people. Multiple offices, so travel also.
Stumbled on Desidime one day. Joined for fun. Current timepass till next one comes along.
No offence to anyone.
To add to the above, till one year ago, I had two cards – HDFC Regalia & Amex Gold. In last one year, I added the following -
1) ICICI Jet Sapphiro (under a special offer) – as I used to travel a lot – collect points in 2 years for a trip to Singapore (miles collected in 6 months – 21000)
2) HDFC Diners Black (free for first year, not sure of 2nd year onwards) – primarily to take care of spends on Flipkart, Myntra, Bigbasket, Uber & Goibibo (points collected – 27000 in 5 months)
3) Yes Bank Exclusive (life time free) – no use, given by the bank
Now, all my bills are on Autopay on Amex, which takes care of 1000 bonus points in a month. In two years, I will have 24000 points, redeemable for 11K voucher. Fees paid in 2 years – 2200.
I guess this Dangal of Card Holders may fetch your interest
Many stalwarts in terms of type of card holding
Also, I do not pay much for my cards – in all probably 4-5K a year. This will give me 5000 jet miles, 1 base free ticket and some more benefits like golf lessons, priority pass for entire family.
The aim is to collect enough benefits for a trip to Singapore fully paid from points (for 3 people).
Showing as "Limited period offer – Life Time Free Card " at http://apply.yesbank.in/credit-card/prosperity-...