[YesBank] Credit cards coming soon

[YesBank] Credit cards coming soon

Score: 2 Votes: 2
Score: 2 Votes: 2
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The bank website has been revamped and details about soon to be launched credit cards have been added. Bookmyshow had already given a hint that launch was just round the corner.

https://www.yesbank.in/personal-banking/yes-ind...

Affiliation with MasterCard

Different variants are (Yes Prosperity prefixed to all)
Edge
Rewards
Rewards Plus
Cashback
Cashback Plus

Joining and annual fees varying from 250-1500( no free card, spends based waivers only)
Normal offers like the ones to which we are used to like one card offering 5% cashback restricted to 100 per month in each category of grocery, bill pay and movies, nothing revolutionary. BMS 25% discount with limitrd quota on the premium variant.

Forex conversion fee 3.4-3.5%, so nothing great on that front either.

Revolving credit charges 2.4% for savings account holders ( can apply while opting for card if you dont have one)

Reward program without any exciting features. No truly accelerated rewards, just an illusionary offer which offers higher points on international spends. Airport Lounge access enabled by MasterCard based on the category of card.

I can’t find any factor which will enable the bank to acquire a decent customer base with these features. But I m sure existing bank account holders will initally be offered these cards for free.

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14 Comments  |  
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A2z1
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Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.

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@A2Zdeals wrote: Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.

thamk you for these valid analytical views.
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so your love for plastic money or deals based on the same isn’t diminishing any time soon https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif ehh !
[there is a post .. the penultimate post on this page here http://www.desidime.com/forums/dost-and-dimes/t... which set me wondering. my apologies if i shouldn’t be saying so.]

A2z1
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@Spock wrote:

@A2Zdeals wrote: Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.

thamk you for these valid analytical views.
.
.
.
so your love for plastic money or deals based on the same isn’t diminishing any time soon https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif ehh !
[there is a post .. the penultimate post on this page here http://www.desidime.com/forums/dost-and-dimes/t... which set me wondering. my apologies if i shouldn’t be saying so.]

Like Indians can never stop using polythene bags, stopping using plastic money is not possible as my balance sheet is run by that.

Thanks for reminding me to reduce spends & it’s positive indeed. This helps.

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Should have offered 10% off on grocery, 1.5% cb on normal purchases, at least one free movie ticket every month etc to gain customers https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

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Available now. Call **2265 to get a callback. @A2Zdeals
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what is mark up charges? the charge me 1000 even for international atm withdrawals.

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@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?

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@karthi4052752 wrote:

@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?

Did you check SBI forex charges?

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@gambitrite wrote:

@karthi4052752 wrote:

@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?

Did you check SBI forex charges?


do u mean forex card??? because is see the conversion cahrges is 3.5%, same as other banks.

i have seen some card giving less, dont remember which one though

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@karthi4052752 wrote:


@gambitrite wrote:

@karthi4052752 wrote:

@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?

Did you check SBI forex charges?


do u mean forex card??? because is see the conversion cahrges is 3.5%, same as other banks.

i have seen some card giving less, dont remember which one though

Check DealSeeker’s comment in another thread in D&D. He has given advice regarding forex cards. It might help you.

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@karthi4052752 wrote:

what is mark up charges? the charge me 1000 even for international atm withdrawals.


3-3.4%

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@karthi4052752 wrote:

@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?


DBS 50K account. 1.75%. No extra charge for withdrawals from ATMs.

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@A2Zdeals reports that
Yes first preferred card, available for free if you dont want joining/renewal bonus points, having 1.75% markup fee. A higher paid variant also having same markup fee( yes first exclusive, but not free)
Revolving credit charges 1.2% for savings account holders, 1.99% pm for others.

@DealSeeker

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