[YesBank] Credit cards coming soon
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The bank website has been revamped and details about soon to be launched credit cards have been added. Bookmyshow had already given a hint that launch was just round the corner.
https://www.yesbank.in/personal-banking/yes-ind...
Affiliation with MasterCard
Different variants are (Yes Prosperity prefixed to all)
Edge
Rewards
Rewards Plus
Cashback
Cashback Plus
Joining and annual fees varying from 250-1500( no free card, spends based waivers only)
Normal offers like the ones to which we are used to like one card offering 5% cashback restricted to 100 per month in each category of grocery, bill pay and movies, nothing revolutionary. BMS 25% discount with limitrd quota on the premium variant.
Forex conversion fee 3.4-3.5%, so nothing great on that front either.
Revolving credit charges 2.4% for savings account holders ( can apply while opting for card if you dont have one)
Reward program without any exciting features. No truly accelerated rewards, just an illusionary offer which offers higher points on international spends. Airport Lounge access enabled by MasterCard based on the category of card.
I can’t find any factor which will enable the bank to acquire a decent customer base with these features. But I m sure existing bank account holders will initally be offered these cards for free.
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@A2Zdeals wrote: Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.
thamk you for these valid analytical views.
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so your love for plastic money or deals based on the same isn’t diminishing any time soon 
ehh !
[there is a post .. the penultimate post on this page here http://www.desidime.com/forums/dost-and-dimes/t... which set me wondering. my apologies if i shouldn’t be saying so.]
@Spock wrote:Like Indians can never stop using polythene bags, stopping using plastic money is not possible as my balance sheet is run by that.@A2Zdeals wrote: Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.thamk you for these valid analytical views.
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.
.
so your love for plastic money or deals based on the same isn’t diminishing any time soon
[there is a post .. the penultimate post on this page here http://www.desidime.com/forums/dost-and-dimes/t... which set me wondering. my apologies if i shouldn’t be saying so.]
Thanks for reminding me to reduce spends & it’s positive indeed. This helps.
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@A2Zdeals wrote:
i apologise for hurting you and request you to write-off what i mentioned as a bad-debt brother.
for i do not need to ‘remind’ anything to as self-conscious and aware a person http://www.desidime.com/forums/dost-and-dimes/t... as you 
.
take care
Should have offered 10% off on grocery, 1.5% cb on normal purchases, at least one free movie ticket every month etc to gain customers 
what is mark up charges? the charge me 1000 even for international atm withdrawals.
@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?
@karthi4052752 wrote:
@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?
Did you check SBI forex charges?
@gambitrite wrote:
@karthi4052752 wrote:
@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?Did you check SBI forex charges?
do u mean forex card??? because is see the conversion cahrges is 3.5%, same as other banks.
i have seen some card giving less, dont remember which one though
@karthi4052752 wrote:Check DealSeeker’s comment in another thread in D&D. He has given advice regarding forex cards. It might help you.
@gambitrite wrote:
@karthi4052752 wrote:
@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?Did you check SBI forex charges?
do u mean forex card??? because is see the conversion cahrges is 3.5%, same as other banks.
i have seen some card giving less, dont remember which one though
@karthi4052752 wrote:
what is mark up charges? the charge me 1000 even for international atm withdrawals.
3-3.4%
@karthi4052752 wrote:
@disclaimer can u tell me about any bank debit card giving the cheapest forex charges?
DBS 50K account. 1.75%. No extra charge for withdrawals from ATMs.
@A2Zdeals reports that
Yes first preferred card, available for free if you dont want joining/renewal bonus points, having 1.75% markup fee. A higher paid variant also having same markup fee( yes first exclusive, but not free)
Revolving credit charges 1.2% for savings account holders, 1.99% pm for others.
![[Listing Error] Poco 5G Smartphone](https://cdn3.desidime.com/topics/photos/1779474/medium/31hTkYZFNaL.jpg?1713927180)
Yes bank could have bettered after potching hdfc credit cards team.
With such lack luster entry they are showcasing just rise in product bouquet & nothing else.
Even RBL is offering value for money cards.