Get 10 times Reward points on HDFC Bank Infinia or Diners Card or Regalia Credit Card or 5% Cashback on other HDFC Bank Credit card / Debit Card / PayZapp Prepaid Card on transacting through Smartbuy via PayZaapp

https://offers.smartbuy.hdfcbank.com/offer_deta...
Offer Details

1. Get 10 times Reward points on HDFC Bank Infinia or Diners Card or Regalia Credit Card

or 5% Cashback on other HDFC Bank Credit cards or 5% Cashback on HDFC Bank Debit Card or on PayZapp Prepaid Card on transacting through Smartbuy via PayZapp

2. Maximum Reward points that could be earned on Infinia Credit Card is 25000 per calendar month on your credit card

or Maximum Reward points that could be earned on Diners Black Credit Card is 15000 per calendar month on your credit card or Maximum Reward points that could be earned on other Diners variant or Regalia Variant Credit Card is 5000 per calendar month on your Credit Card or Maximum Cash back that could be earned on using other HDFC Bank Credit Cards or Debit Cards or PayZapp Prepaid card is of Rs.1000/- per calendar month.

3. The offer is valid till 31st Dec’2019

4. Reward points or Cashback will be posted within 90 working days from the last date of transaction month.

5. Offer is applicable only for PayZapp KYC registered customers.

6. Eligible Cashback will be posted only in the customer’s PayZapp Wallet. The mobile number registered on the respective card used (Credit / Debit Card) would be considered to verify PayZapp account number.

7. Customers who are not KYC verified customers and not having an active PayZapp Account will not be eligible to earn Reward points / Cashback for this offer.

How to avail

SmartBuy Offers-Travel & Flipkart Co-Brand Store?:

Compare and Fly?

Login to PayZapp Wallet
Click on SmartBuy ’ Compare and Book" icon
You will be taken to HDFC Bank SmartBuy “Compare and Fly” section
Search for your flight. Enter details and proceed for payment.
Offer is applicable only on HDFC Bank Credit Card, Debit Card and PayZapp Prepaid Card
Offer is not applicable on EMI transactions and other Bank Cards.

Flipkart Exclusive Store

Login to PayZapp wallet
Click on the Flipkart logo.
You will be taken to the HDFC Bank SmartBuy Flipkart store.
Start shopping and pay via your HDFC Bank Debit Card/ Credit Card or PayZapp Prepaid Card
Offer is not applicable for EMI transactions and other Bank cards.
Offer is exclusively available on SmartBuy Flipkart Store.

Terms and Conditions

PayZapp Prepaid Card Terms & Conditions:

No Promocode required
CashBack offer is applicable only on “SmartBuy” upon payment done through PayZapp
5% cashback upto Rs 1000
Offer is applicable on all days
Offer valid till 31st Jan ’2020
Offer is available both on PayZapp’s Android & iOS App
Offer is available only for transactions done through either PayZapp linked HDFC Bank Debit & Credit Cards or through PayZapp Prepaid Card.
CashBack offer is applicable only on purchased made on SmartBuy via PayZapp. In case of any refund/ return then CashBack offer will not be eligible.
In case the transaction is cancelled or left undelivered at SmartBuy end (not PayZapp), a refund will be initiated within the next 10 working days.
CashBack will be auto-credited to PayZapp Prepaid Card within 90 working days after the date of transaction
Offer is applicable only for the PayZapp KYC registered customers
Offer is applicable both for a Registered Minimum KYC (Rs10 k) * and Full KYC (Rs 1 Lac) * PayZapp Prepaid Card customers
Minimum KYC means- “It is a wallet that is issued to a user after obtaining minimum details that includes- mobile verification with One Time Pin (OTP), Self-declaration of name, Unique identification number of any of the officially valid document (i.e. PAN). The amount loaded during any month shall not exceed Rs 10,000/- with a max. of Rs 1,00,000/- in a year. The amount outstanding at any point of time shall not exceed Rs 10,000/-. Wallet shall be used only for purchase of goods and services. Fund transfer from wallet to bank accounts and to other wallets shall not be permitted”.
Full KYC means- “It is a wallet that can hold a maximum of Rs 1,00,000/- at any given point in time. It is issued only when a user successfully completes KYC process in PayZapp.” KYC for PayZapp users who are also HDFC customer is done basis your existing relationship with HDFC Bank.
Customer must be KYC verified user’s throughout the offer period i.e. customer has to be KYC registered user’s during the time of transaction as well as during the time of CashBack posting.
Cashback will not be posted for customers with blocked PayZapp Prepaid Card.
Customers who are NOT KYC verified and NOT having an active PayZapp Prepaid Card, will not be eligible to receive CashBack.
Customer must login with their PayZapp registered mobile no and transact for ‘SmartBuy’ to become eligible for CashBack.
Customer NOT logging with their PayZapp registered mobile no will NOT be eligible for CashBack
Customers doing a “Guest Checkout” are not eligible for CashBack
For CashBack queries please write to [email protected]
HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these Terms and Conditions or to replace wholly or in part, the above offer by another offer whether similar to above or not, or to withdraw it altogether.
All products or services return would be entertained only as per the company’s prevailing product return policy.
PayZapp shall not be liable for any service & product related issue.
In case of dispute, PayZapp reserves the right to a final decision on the interpretation of these Terms & conditions

Other Terms & Conditions:

Applicable for EMI Transactions (on flights / Hotels / Flipkart store) on Infinia or Diners or Regalia only. Not applicable on EMI transactions on any other card.
Not applicable on EMI transactions on Compare & Shop, and Amazon-exclusive store.
Cashback on PayZapp wallet will be posted if and only if the customer is registered on PayZapp at the time of transaction.
All variants of Diners except Jet Diners card would be eligible for 10X RP benefit.
Corporate Credit Cards, Commercial Credit Cards, Dealer Credit Cards, Distributor Credit Cards, Value Plus Credit Cards, Jet Credit Card, Virtual cards, Jet Privilege Debit card, and Times Points Debit card. are excluded from the promotion.
Diners Club Card customers cannot club the 10X benefit with any of the existing programs with the Diners.
On Bharat Cashback Credit Card – customers will get 5% CashBack on all spends through SmartBuy as per the product feature. (Max CashBack is Rs 150 per statement cycle)
On Freedom Credit Card – customers would be eligible for the 10X Reward Points benefit as per the existing product feature of 10X on Smartbuy & Payzapp. For applicable T&C please visit the product website.
Offer is valid on Transactions completed on Smartbuy under categories Flights, Hotels, Flipkart Store in SmartBuy, Amazon Store in SmartBuy and Compare and Shop. SmartBuy. This Offer is not valid on offers given by individual merchants under offers section
This offer is not applicable to the purchase of jewellery/gold coins or its equivalents.
This offer is not applicable to the purchase of prepaid cards/gift cards or its equivalents.
Card Holder/s whose account has been classified as delinquent before or during the currency of the Program, or when the gift is to be collected, will not be eligible for the benefits of the Program.
This offer is non-encashable, not extendable and non-negotiable.
If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member in order to qualify for the said offer.
Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be considered for this offer.
This offer is valid for Indian residents and citizens only.
Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary and the offer is being made purely on a “best effort” basis.
Above offers are by way of a special offer for select HDFC Bank Credit Card and Debit Card members only and nothing contained herein shall prejudice or affect the terms and conditions of the Card member agreement. The terms of the above offers shall be in addition to and not in derogation of the terms contained in the Card members Agreement.
HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
No two programs can be combined or benefits of two programs are combined at any point in time, for transactions done on the SmartBuy website or pages thereof, associated with the program.
Offer is valid only if HDFC Bank Credit/ Debit card is used to complete payment. Wallet load using HDFC card or Cash on Delivery options are not eligible under this offer.
All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in Chennai only, irrespective of whether courts/tribunals in other areas have concurrent or similar jurisdiction.
All decisions by HDFC Bank regarding the selection of winners shall be final and binding. No correspondence will be entertained in this connection.
There are no offers on EMI for Debit cards.
All valid spends transactions will be eligible for the offer. HDFC Bank will not be responsible for invalid transactions.
To be eligible for the offer, Cardholder is required to satisfy the condition mentioned in the offer post receipt of the communication.
Nothing herein amounts as a commitment by HDFC Bank to conduct further, similar or other schemes/offers.
HDFC Bank reserves the right to extend this offer to selected HDFC Bank Debit Cardholders only.
HDFC Bank is not responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses that a Cardholder may suffer, sustain or incur due to the offer.
HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that may be suffered, by an HDFC Bank Debit Card member, directly or indirectly, by use or non-use of products/services availed of under this offer
In the event of any inconsistency between these terms and conditions and any brochures, marketing or promotional materials relating to the promotion, these terms and conditions shall prevail.
HDFC Bank is not liable for any delay, non-delivery or shortfall or deficiency or unsatisfactory service/product provided by any participating parties/sponsors.
Pictures in the communication are representative and the actual product may differ.
This offer is non-transferable to any other person.
Any Government levies/taxes like Sales Tax, TDS, gift tax, road tax, any Local Tax, etc. arising out of the same will be borne by the HDFC Bank Debit card customer.

Cashback- Additional Terms & Conditions

Definitions:
“Cashback Misuse shall mean all such events or series of events or circular events where a Customer tries to abuse or misuse or game the system to gain Cashback or any other rewards or benefits, without actually completing (including subsequent reversals) the Transactions or purchases or part of them, or by misusing loopholes or available offers to gain excessive Cashback without the real intentions of completing the Transactions. E.g. (i) transactions or series of transactions done for Cashback and reversal or cancellation of such Transactions e.g. where goods or services are returned once the Cashback is received (ii) circular transactions.

“Cashback-Non-Eligible Accounts” shall mean the PayZapp PPIs, whether Full KYC PPI or Minimum KYC PPI, which as per the Bank’s discretion will be not eligible for Cashback Offers or for receiving the Cashback. Even if it’s not indicated on the Merchant platform, such Customers will not get the Cashback.

If a transaction has been made through PayZapp, then these terms and conditions shall be applicable even if the same were not specifically highlighted or a link to the same was not displayed on the merchant webpage/app. To the extent of any conflict between the terms and conditions displayed on the merchant website/app and this document, the terms of this document shall prevail.
PayZapp Customers who have not completed either the Minimum KYC Process or the Partial KYC process or the Full KYC Process shall not be eligible to receive any Cashback.
The maximum Cashback a Customer is entitled to on an aggregate basis from all the purchases or transactions or events, per month, is Rs. 3000/- (or such other amount at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance). This limit shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit.
The maximum Cashback limit a Customer is entitled to per Cashback Offer as per the Offer Specific Terms, shall be calculated basis the PAN and in case there are more than one PayZapp PPIs linked to one PAN, then the single limit shall be applicable for all such PPIs taken together and each such PPI will not have a separate limit.
A Customer shall be allowed Cashback for maximum of such number of Transactions per day as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.
A Customer shall be allowed Cashback for maximum of such number of Transactions per day per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them.
A Customer shall be allowed Cashback for maximum of such number of Transactions per month, shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit.
A Customer shall be allowed Cashback for maximum of such number of Transactions per month per Merchant as shall be prescribed in this regard by the Bank from time to time. This limit however shall be calculated per Mobile Device and in case of Transactions taking place from the same Mobile Device, whether for one or more Customers, the single limit shall be applicable for all such Customers taken together and each such Customer shall not have a separate limit. For the purposes of determining the Merchant, the Bank may go by the Merchant name, MCC, TID, MID or Merchant PAN, or any or all of them.
Cashback credited to the Customer can only be utilised by the Customer for purchase of goods or services and that too within the Validity Period. Further for each purchase, the PPI issuer may set up for use of Cashback, a maximum and/or minimum limit, in its discretion, and such limit shall be binding upon the Customer. Cashback cannot be transferred to any bank account or to other PayZapp PPI accounts or to a card or a PPI account of any other Issuer.
Any Cashback if not utilised within 12 months from the date it had been credited in the PayZapp PPI account of the Customer (or such other time period at the discretion of Bank as may prescribe in this regard from time to time, subject to change given prior one-month notice in advance) shall lapse and expire automatically and the Customer shall be solely and entirely responsible for monitoring this expiry period (“Validity Period”), and the Bank shall not be required to issue any advice or notice or notification before or after such lapse or expiry, to the Customer, whether through the PayZapp Application or by way of sms or email or any other method. The Cashback which lapses or expires as above, shall not be reinstated and the Customer shall not be able to use the same in any manner whatsoever. The Customer shall be fully liable for the same.
Bank may in its absolute and sole discretion, cancel the Cashback or reverse the Cashback already credited to the PayZapp account of the Customer, if the Bank believes that the underlying transaction(s) was done for Cashback Misuse or in an unauthorized or fraudulent manner or at any prohibited locations or in breach of the Terms and Conditions Document.
If it is discovered that a Customer has more than one PayZapp PPIs or that there are more than one PayZapp PPIs linked to the same PAN, then all the PayZapp PPIs of the Customer shall be classified as Cashback-Non-Eligible Accounts and the Cashback already credited, if any, by then, shall be reversed by the Bank in its sole discretion.
On one Mobile Device, the maximum PayZapp PPIs that are allowed to be registered are 3 (three). The fourth PayZapp PPI (in chronology) registered on any such Mobile Device, shall become a Cashback-Non-Eligible Account at the discretion of PayZapp.
The Customer agrees and acknowledges that Bank may in its absolute sole discretion permanently disable the PayZapp account of the Customer without any notice to the Customer if Bank believes that the Customer has caused Cashback Misuse or entered into fraudulent transactions including but not limited to transactions that do not involve any actual sale or transfer of goods or services from merchant/vendor to the Customer. If the Customer’s PayZapp PPI account is disabled under this Clause, the Customer will not be permitted to register or use PayZapp services by using the same mobile number or PAN or same Mobile Device.
In case the Customer has already received Cashback, and if there is any refund from or on behalf of the Merchant on account of the underlying transaction having been declined, cancelled or terminated or partly or fully reversed or wrong goods dispatched or goods or services returned, or for any other reason, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:
adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment;
debit the Cashback balance in the PayZapp PPI; and
debit the PayZapp PPI balance and appropriate (as and when the same becomes available).
In case the Bank decides to reverse any Cashback on account of a Cashback Misuse, then the amount equivalent to Cashback shall be first payable to the Bank and the Bank shall be entitled to undertake any of the following steps at its discretion, without any notice to or permission from the Customer:
debit the Cashback balance in the PayZapp PPI, if available;
if the Cashback balance is not available or insufficient, then debit the PayZapp PPI balance and appropriate (as and when the same becomes available); and
adjust and appropriate for itself (Bank) from the amount of refund, an amount equivalent to the Cashback amount already credited, and to credit to the PayZapp PPI account only the balance amount after such adjustment
Bank reserves the right to suspend, cancel or withdraw the Cashback Offer at any time in its absolute sole discretion without any notice to the Customer.
When for any PayZapp PPI, the Non-KYC Consequences or the Closure Consequences, become applicable, such PPIs shall also simultaneously automatically become the Cashback-Non-Eligible Accounts without any further act deed or writing.

Most Important Terms & Conditions

To avail cashback, customer either needs to have a Valid PAN no updated in PayZapp or should be a HDFC Bank Customer. No cashback to be given if valid PAN is not updated.
A customer can have maximum of 2 PayZapp registered mobile number (2 PayZapp account) linked to one PAN.
For all customers with more than 2 PayZapp registered mobile number (more than 2 PayZapp accounts) linked to one PAN, incremental accounts will be downgraded to no KYC and customer will not be eligible to avail any cashback for transactions done through the account(s)
A customer can have maximum 3 registered mobile number (PayZapp accounts) on one device id. For customers with more than 3 PayZapp registered mobile number (more than 3 accounts) on one device id incremental accounts will be downgraded to no KYC and customer will not be eligible to avail any cashback for transactions done through the account(s)
A customer can receive cashback for maximum 5 transactions per device per day basis eligibility
A Customer shall not receive cashback on more than 5 transactions per device per day.
A customer cannot do more than 10 commerce transactions per device per day.
A Customer can do up to 10 commerce transactions per device per day.
A Customer cannot do more than 20 commerce transactions per device per month
A Customer can do up to 20 commerce transactions per device per month.
Customer will be eligible for cashback only on successful PayZapp transaction basis offer terms & condition.
For all cancelled transactions, refund transactions, partial refund transaction Cashback if given to the customer shall be debited from the PayZapp Prepaid card. In case of insufficient balance PayZapp Prepaid Card will go in negative balance.
For all PayZapp accounts not complying to any of the above terms & conditions bank reserves the right to block / downgrade the account to no KYC status as deemed fit. Thus, the customer will not be able to utilize the balance available in PayZapp Prepaid card.
All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
Any query regarding the program will be entertained till 60 days from offer fulfilment date. Post such date; the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.
Any TAT committed with respect to posting of CashBack for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfilment is completed at the earliest.
In case of delay in posting or non-posting of CashBack if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same and have the Reward points/ CashBack posted if the customer is eligible as per offer T&C