Hotness Sign-up On Paytm Postpaid and Get Upto 550 Payt...

Hot Deal Sign-up On Paytm Postpaid and Get Upto 550 Paytm Cashback

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Sign Up On Paytm PostPaid and Get Upto 550 Cashback

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You are a part of the Paytm Postpaid Exclusive Invite list. Complete your sign-up at http://m.p-y....rr and get instant spend limit upto Rs 20,000. As a special reward, Get upto Rs 550 in your Paytm wallet on sign-up.T&C apply

Expired almost 2 years
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FULL T&C

Most Important Terms and Conditions (MITC)
(Last updated on: 30th September, 2017)

To get the complete version of the Paytm Postpaid powered by ICICI Bank Terms and Conditions, please visit www.iciciba...om.

Schedule of Fees and Charges:

1. There are no joining fees, annual fees and supplementary Paytm Postpaid powered by ICICI Bank fees associated with ICICI PayLater Facility. ICICI Bank Limited at its sole discretion reserves the right to apply/introduce such charges in future in relation to Paytm Postpaid powered by ICICI Bank.
2. Usage:

ICICI PayLater Facility can be only used to make online INR denominated purchases on Paytm Platform and on select Merchant categories where the availability of Paytm Postpaid powered by ICICI Bank would be indicated by Paytm. Cash withdrawal option against ICICI PayLater Facility is currently unavailable.

3. Other Fees and Charges:

Late Payment Charges: Rs.50 + applicable taxes

Goods and Services Tax: Effective 01 July 2017, the Goods and Services Tax (GST) will be applicable instead of Service Tax. GST may be applicable from time-to-time, presently the GST rate for banking and financial services is at 18% (applicable on all fees, interest, surcharge and other charges).

4. Default Interest and Late Payment Charges:

Monthly Rate: 3% | Annual Rate: 36%

Default interest will be charged if the Total Amount Due is not paid by the Payment Due Date. Such default interest will be charged from the Payment Due Date till such time as the outstanding amounts are paid in full.

ii. The default rate of interest shall be 3% per month on the Total Amount Due and 36% per annum subject to revision from time to time, depending on factors such as but not limited to, credit history, purchase patterns, payment behavior and month-on book.

iii. Late payment charges will be applicable if the Total Amount Due is not paid by the Payment Due Date.

In the table given below, it has been assumed that the Total Amount Due during the previous month has been paid within Payment Due Date and there is no outstanding amount. The account statement date is 1st of every month. Given these assumptions, default interest and late payment charges levied will be calculated as below:

Purchase on 25th April, 2017: ₹ 5000
Total Amount Due on statement dated 1st May, 2017: ₹ 5000
Payment due date 15th May 2017: ₹ 5000
Purchase on 10th May 2017: ₹ 1000
ICICI PayLater Facility access temporarily blocked on 15th May 2017
Payment on 25th May 2017: ₹ 4000

On statement dated 1st June 2017, following default interest charges will be levied:
Default Interest calculations @ 3% per month for ICICI PayLater Facility
a. Default Interest on ₹5000 for 9 days (from 16th May 2017 to 24th May 2017): ₹ 44
b. Default Interest on ₹1000 for 7 days (from 25th May to 31st May 2017): ₹ 7
Default interest debited from ICICI PayLater Facility on 31st May 2017: ₹ 51
Late payment charge debited from ICICI PayLater Facility on 1st June 2017: ₹ 50

Applicable taxes will be levied on interest charges & late payment charges

5. Transaction Limit:

The Transaction Limit shall be communicated at the time of sanctioning ICICI PayLater Facility and shall also be indicated subsequently in the account statements. Available Transaction Limit is calculated by deducting the utilized limit from the Transaction Limit. The PayLater Paytm Customers shall be entitled to apply for a review / enhancement / reduction of the Transaction Limit provided by ICICI Bank, upon completion of 12 months of Tenure. Change upon such review, if any, of the Transaction Limit shall be at the sole discretion of ICICI Bank. ICICI Bank shall at its sole discretion be entitled

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