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IDFC Visa Signature Debit Card Diwali Cashback Offer
Here’s a festive surprise for you. Get up to 10%* cashback when you spend using your
IDFC Bank Debit Card between October 15th and November 15th, 2016! Shop, dine, travel & have fun at the movies this festive season only with your IDFC Bank Debit Card!
Make the most of the heap of offers that the IDFC Bank Debit Card comes with.
Spend Rs.10,000 minimum to earn 5% cash back and Rs.50,000 minimum to earn 10% cash back -
capped at Rs.10,000 per account.
http://www.idfcbank.com/personal-banking/debit-...
http://www.idfcbank.com/content/dam/idfc/image/...
Terms & Conditions
1. This “Offer” is brought to you by IDFC Bank (“Bank”). It is open to all residents of India
holding a valid and eligible IDFC Bank Visa Signature Debit Card (“Cardholder”) and to
whom a communication is sent by Bank.
2. Offer: IDFC Bank Visa Signature Cardholder is eligible for cashback of 5% on Minimum
spend of Rs 10000 to Rs 50000 during the offer period and at rate of 10% if the total
spends equal or exceed Rs 50001 during the offer period. The maximum cap per account
during the offer period will be Rs 10000. For purpose of cashback the total spend made
at an account level will be taken into consideration.
3. Validity: The offer is valid from 15th October 2016 to 15th November 2016 both days
inclusive.
4. Cashback Credit: the eligible cashback amount will be directly credited to the customer’s
primary account linked to the Debit Card by 30th November 2016.
5. This Offer is applicable for only successful and un-reversed transactions.
6. The Bank’s decision with respect to eligibility is final and binding.
7. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to be appointed by Bank for this purpose. The proceedings of the arbitration shall be
conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of
arbitration shall be at Mumbai for Bank and language of arbitration shall be English. The
existence of a dispute, if any, shall not constitute a claim against Bank.
8. Cardholders are not bound in any way to participate in the Offer. Any such participation
is voluntary and the same is being made purely on a “best effort basis”.
9. Bank reserves the right to modify or change any of the terms and conditions applicable
to this program at any time with/without prior notice to the cardholders.
Deal Wiki
How to get this deal
- Click here to go to IDBC Bank.
- Shop now for Rs 50,000/-
- Pay via IDFC Bank debit card and get 10% cashback
- Effective price Rs 45000/-
OTHER OFFER
Spend Rs.10,000 minimum to earn 5% cash back
Description
1. This “Offer” is brought to you by IDFC Bank (“Bank”). It is open to all residents of India
holding a valid and eligible IDFC Bank Visa Signature Debit Card (“Cardholder”) and to
whom a communication is sent by Bank.
2. Offer: IDFC Bank Visa Signature Cardholder is eligible for cashback of 5% on Minimum
spend of Rs 10000 to Rs 50000 during the offer period and at rate of 10% if the total
spends equal or exceed Rs 50001 during the offer period. The maximum cap per account
during the offer period will be Rs 10000. For purpose of cashback the total spend made
at an account level will be taken into consideration.
3. Validity: The offer is valid from 15th October 2016 to 15th November 2016 both days
inclusive.
4. Cashback Credit: the eligible cashback amount will be directly credited to the customer’s
primary account linked to the Debit Card by 30th November 2016.
5. This Offer is applicable for only successful and un-reversed transactions.
6. The Bank’s decision with respect to eligibility is final and binding.
7. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator to
be appointed by Bank for this purpose. The proceedings of the arbitration shall be
conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of
arbitration shall be at Mumbai for Bank and language of arbitration shall be English. The
existence of a dispute, if any, shall not constitute a claim against Bank.
8. Cardholders are not bound in any way to participate in the Offer. Any such participation
is voluntary and the same is being made purely on a “best effort basis”.
9. Bank reserves the right to modify or change any of the terms and conditions applicable
to this program at any time with/without prior notice to the cardholders.
@A2Zdeals @DealSeeker I am holding IDFC account but didn’t get any mail for the same. Am i still eligible for the offer ?
Please advise.
@vishumahajan wrote:
@A2Zdeals @DealSeeker I am holding IDFC account but didn’t get any mail for the same. Am i still eligible for the offer ?
Please advise.
That’s strange. Check the spam/junk folder in your mailbox. It’s best to get a written confirmation from your IDFC RM (relationship manager) to be sure.
I checked my mailbox but no luck..
Anyways I called the toll free no. and they said the offer is applicable to all those who are holding visa signature debit card (irrespective whether you get the mail or not)so i believe its applicable to me as well..
Thanks a lot @DealSeeker for your reply 
@vishumahajan wrote:
I checked my mailbox but no luck..
Anyways I called the toll free no. and they said the offer is applicable to all those who are holding visa signature debit card (irrespective whether you get the mail or not)so i believe its applicable to me as well..
Thanks a lot @DealSeeker for your reply
Good to hear that.
This was my gut feeling, however, the T&Cs do mention that the offer is applicable only for those who received the mailer. And since people would be playing with large sums of money here, I did not want to even accidentally misguide anybody with half-sure answers.
On that note, I would still recommend you to get an email from your RM as you did not receive the mailer, despite being an existing customer.
This “Offer” is brought to you by IDFC Bank (“Bank”). It is open to all residents of India holding a valid and eligible IDFC Bank Visa Signature Debit Card (“Cardholder”) and to whom a communication is sent by Bank.
@DealSeeker wrote:
@vishumahajan wrote:
I checked my mailbox but no luck..
Anyways I called the toll free no. and they said the offer is applicable to all those who are holding visa signature debit card (irrespective whether you get the mail or not)so i believe its applicable to me as well..
Thanks a lot @DealSeeker for your reply
Good to hear that.This was my gut feeling, however, the T&Cs do mention that the offer is applicable only to those who received the mailer. And since people would be playing with large sums of money here, I did not want to even accidentally misguide anybody with half-sure answers.
On that note, I would still recommend you to get an email from your RM as you did not receive the mailer, despite being an existing customer.
This “Offer” is brought to you by IDFC Bank (“Bank”). It is open to all residents of India holding a valid and eligible IDFC Bank Visa Signature Debit Card (“Cardholder”) and to whom a communication is sent by Bank.
Thank you so much for your suggestion. I will check with my RM.
Even I was thinking of opening an account with them for a long now. Do I get an Insta Debit card at time of account opeinig? O r I need to wait few more days to get one.
@tycoon wrote:
Even I was thinking of opening an account with them for a long now. Do I get an Insta Debit card at time of account opeinig? O r I need to wait few more days to get one.
They open the account immediately when they visit your home if you do Aadhaar verification. However, you will have to wait a few days after funding the account to receive the debit card as it’s a Visa Signature card with your name printed on it.
Before, you ask, I funded the account via an NEFT transfer after it was opened. 
How many days exactly it took to get the card delivered?
@DealSeeker
How many days exactly it took to get the card delivered?
@DealSeeker wrote:How many days does it take to get the card delivered???
@tycoon wrote:
Even I was thinking of opening an account with them for a long now. Do I get an Insta Debit card at time of account opeinig? O r I need to wait few more days to get one.
They open the account immediately when they visit your home if you do Aadhaar verification. However, you will have to wait a few days after funding the account to receive the debit card as it’s a Visa Signature card with your name printed on it.Before, you ask, I funded the account via an NEFT transfer after it was opened.
@tycoon wrote:
@DealSeeker
How many days exactly it took to get the card delivered?
They shipped via BlueDart Priority overnight. Reached me the next day from their Mumbai HQ to Bangalore.
But I opened the account via normal identification documents (no Aadhaar) so it took them 3-4 days just to open my account. Then it took them about 2-days after I funded the account to ship the welcome kit (debit card + cheque book). In total, about 10 days for my non-Aadhaar account.
If you verify via Aadhaar, you’d save on the main chunk of time and you should receive the welcome kit within 3-4 days of the home visit. Also, it’d be a good idea to keep in touch with your RM if you really want everything to happen in an expedited way. I was in no real hurry for my account. CC @samisam093
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARD
@DealSeeker
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARD
@DealSeeker
I think no…offer is exclusive for visa signature debit card. Still ask experience dimers
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
@varsha thanooj wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
Ok. Then, unfortunately, you won’t be eligible for this offer.
@DealSeeker wrote:
@varsha thanooj wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
Ok. Then, unfortunately, you won’t be eligible for this offer.
They dont have a branch in hyd.. missing IDFC now..
@DealSeeker wrote:
@varsha thanooj wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
Ok. Then, unfortunately, you won’t be eligible for this offer.
Anyway thanks for the info sir
@Cherry wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
Ok. Then, unfortunately, you won’t be eligible for this offer.
They dont have a branch in hyd.. missing IDFC now..
AFAIK,They have a branch in hyderabad
@varsha thanooj wrote:
@Cherry wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
@DealSeeker wrote:
@varsha thanooj wrote:
The IDFC bank in my town will be offering me a RUPAY DEBIT CARD if I open a savings account…. Will I still be eligible for this offer as I DON’T GET VISA SIGNATURE
CARDDealSeeker
No. It’s explicitly mentioned in the T&Cs that the offer is for Visa Signature cardholders. Are you opening a BSBD account — the one which is available for semi-urban and rural areas? CC @samisam093
May be that is BSBD account,(Not sure)
According to the agent contacted me,The bank in my place only provides RUPAY cards
for the 2 types of savings accounts.
Iam from Guntur,(AndhraPradesh)
Ok. Then, unfortunately, you won’t be eligible for this offer.
They dont have a branch in hyd.. missing IDFC now..
AFAIK,They have a branch in hyderabad
i have expressed interest on their website, they called me up and said that they dont have a branch currently in hyd and took note of my number. so when they start they will inform me.
@DealSeeker wrote:Is funding the account necessary?
@tycoon wrote:
@DealSeeker
How many days exactly it took to get the card delivered?
They shipped via BlueDart Priority overnight. Reached me the next day from their Mumbai HQ to Bangalore.But I opened the account via normal identification documents (no Aadhaar) so it took them 3-4 days just to open my account. Then it took them about 2-days after I funded the account to ship the welcome kit (debit card + cheque book). In total, about 10 days for my non-Aadhaar account.
If you verify via Aadhaar, you’d save on the main chunk of time and you should receive the welcome kit within 3-4 days of the home visit. Also, it’d be a good idea to keep in touch with your RM if you really want everything to happen in an expedited way. I was in no real hurry for my account.
@bargainhunter wrote:
Is funding the account necessary?
I would assume that to be the case. Did you receive debit card from any bank without funding the account?
I hope you are not trolling as it’s not like you can spend via the debit card without having any money in the account.
@DealSeeker wrote:
@bargainhunter wrote:
Is funding the account necessary?
I would assume that to be the case. Did you receive debit card from any bank without funding the account?
I hope you are not trolling as it’s not like you can spend via the debit card without having any money in the account.
All zero balance accounts have that feature.
Anyways, how much min. we have to fund?
@bargainhunter wrote:
@DealSeeker wrote:
@bargainhunter wrote:
Is funding the account necessary?
I would assume that to be the case. Did you receive debit card from any bank without funding the account?
I hope you are not trolling as it’s not like you can spend via the debit card without having any money in the account.
All zero balance accounts have that feature.
Anyways, how much min. we have to fund?
It’s not a zero-balance account. 25K. Read the “My Comments” section in the following post for all the details: https://www.desidime.com/forums/hot-deals-online...
By the way, I did open a Kotak zero-balance account (Jifi) recently and they did not even activate the account, let alone dispatch the debit card, until I funded the account.
Got my idfc account opened today in 10 mins, the process was super quick. Now waiting for my welcome kit to make good use of this offer
@xxScriptzXx wrote:
Got my idfc account opened today in 10 mins, the process was super quick. Now waiting for my welcome kit to make good use of this offer
Kindly share the process as it will be beneficial for others too
I tried to apply but services are not yet available in chandigarh 
If anyone successfully gets account opened in Tricity do lemme know
@tnv wrote:
Just one doubt guys.. if I load money to Paytm wallet will that be valid for this offer?
Anyone please confirm if idfc bank debit card will work on mobikwik/paytm?
@tnv wrote:
Just one doubt guys.. if I load money to Paytm wallet will that be valid for this offer?
Anyone please confirm if idfc bank debit card will work on mobikwik/paytm?
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