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https://www.desidime.com/deals/10-instant-discount-using-federal-bank-debit-card-23rd-27august?page=1#post_6063552
No. you can open federal bank online bank account and get physical debit card.
https://www.desidime.com/deals/10-instant-discount-using-federal-bank-debit-card-23rd-27august?page=1#post_6067420
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Can I use IRCTC mudra card??