100% BONUS Reward Points on YES FIRST Credit C...

100% BONUS Reward Points on YES FIRST Credit Card For Insurance Premium

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https://www.yesbank.in//pdf/cc_t_and_c_insura...yf

5,000 Reward Points (RP) per Credit Card account
Valid from 1st Jan – 31st Mar’18

100% Bonus Reward Points on Insurance Payments
1st Jan to 31st March 2018
Offer
Cardmembers will earn 100% Bonus Reward Points on Insurance premium payments made on their eligible YES FIRST Credit Card during the Offer Period.
There is no minimum spend requirement under the Offer, all Insurance premium payments will be considered for the Bonus Reward Point Offer.
The maximum Bonus Reward Points that can be availed during the Offer Period is capped at 5,000 Reward Points (RP) per Credit Card account.
Bonus Reward Points – The Reward Points earned over and above the standard Credit Card Reward Point earn rate during the Offer Period
Offer Period
The Offer is valid from 1st Jan 2018 to 31st March 2018 (both days included).

Eligibility
This Offer is valid on all YES FIRST Credit Cards.
Insurance premium payments made on Add-on Cards will be also be considered for calculating the Bonus Reward Points that the Cardmember is eligible for.

Offer fulfillment
The Bonus Reward Points would be posted in the Cardmembers’ account by 30th June 2018.

Generic Terms and Conditions
YES BANK reserves the right to determine the eligibility of a Cardmember under the Offer during the Offer Period
If a Cardmember ceases to be a Cardmember, at any time during the Offer Period, the Offer shall lapse and shall no more be available to such Cardmember
YES BANK shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of the use or otherwise of any goods/ services availed of by the Cardmember/s under the Offer
YES BANK reserves the right to disqualify/ exclude any merchant establishment or Cardmember from the Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the Offer or otherwise by use of the Card
No queries shall be entertained after 90 days from the closure date of the Offer Period. The existence of a dispute, if any, regarding the Offer shall in no event constitute a claim against YES BANK
Participation in the Offer is entirely voluntary and it is understood, that the participation by the Cardmember/s shall be deemed to have been made on a voluntary basis
All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai

#CREDITCARDUSERS

19 Comments  |  
10 Dimers
Family in hand %28good%29
Deal Subedar
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Good offer if one has upcoming insurance payments (and large enough) due during the offer period…!!

Looks like its is 2x points (now they calling it 100% bonus? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif ) with ap of Rs.1250 per customer, so that spending of 62500 / (50000) would be required to achieve these bonus 2% for Yes First Preferred / (Yes First Exclusive)!!

More realistically, if I move say one bill of 10k from HDFC SmartPay (other bills have to be retained to avoid potential issues with Diners free offer availed, plus they also give ~3.3%?) already scheduled to Yes First Preferred, I can save Rs.400 (4% incl bonus)…

@psinghal

Ic3
Deal Major
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Just got SMS, having upcoming premium bills to pay in Jan…. right time right offer.. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

@A2Zdeals

But, this is bad.. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif
The Bonus Reward Points would be posted in the Cardmembers’ account by 30th June 2018.

Need to wait till June for bonus reward points to be credited.. hope i will remember till that time…. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Family in hand %28good%29
Deal Subedar
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skaluva wrote:

Just got SMS, having upcoming premium bills to pay in Jan…. right time right offer.. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

@A2Zdeals

But, this is bad.. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif
The Bonus Reward Points would be posted in the Cardmembers’ account by 30th June 2018.

Need to wait till June for bonus reward points to be credited.. hope i will remember till that time…. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

“right time right offer..”

Yup, lucky you!! https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Vaise most ppl pay premium or go for life insurance policies typically in Jan-Mar18 due to mix of tax planning and human nature to postpone things till the end!!

Another thing that is often observed is that ‘term insurance’, the recommended type of insurance for sane financial planning, is not in fashion for obvious reasons…Even insurers and brokers encourage higher premium & higher brokerage generating non-term insurance type policies…Btw, even this offer is more suited for such high premium policies in a way:)

T: Make good use of offer. But suggest to be conservative and go for term insurance first and other policies later or not at all…? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

On credit of pts rather late after 90 days, my concern / focus is always on transparency and reliability…bcoz having patience is fine and acceptable. BUt they should not put burden of tracking and fighting on us poor souls using multiple cards and offers day in day out… https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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skaluva wrote:

Just got SMS, having upcoming premium bills to pay in Jan…. right time right offer.. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

@A2Zdeals

But, this is bad.. https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif
The Bonus Reward Points would be posted in the Cardmembers’ account by 30th June 2018.

Need to wait till June for bonus reward points to be credited.. hope i will remember till that time…. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

I save all availed CC offers in one follow and delete when the offer terms are completed.

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rpal wrote:

Good offer if one has upcoming insurance payments (and large enough) due during the offer period…!!

Looks like its is 2x points with ap of Rs.1250 per customer, so that spending of 62500 / (50000) would be required to achieve these bonus 2% for Yes First Preferred / (Yes First Exclusive)!!

More realistically, if I move say one bill of 10k from HDFC SmartPay (other bills have to be retained to avoid potential issues with Diners free offer availed, plus they also give ~3.3%?) already scheduled to Yes First Preferred, I can save Rs.400 (4% incl bonus)…

@psinghal

Got the email as well. But no bills to pay. Paid one premium last week. I could top up my ULIPs I guess.

Family in hand %28good%29
Deal Subedar
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psinghal wrote:

Got the email as well. But no bills to pay. Paid one premium last week. I could top up my ULIPs I guess.

Hmm. Anyways, looks like taking policies with premium payment in Jan-Mar period is a better bet in general …Goes well with my planning style as well—that’s why most policies (as if there are many!!) that i bought when i was young fall in this period https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Family in hand %28good%29
Deal Subedar
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psinghal wrote:

I save all availed CC offers in one follow and delete when the offer terms are completed.

I also save all details in one folder (Card name→Year→PDFs). But then do not delete though even when completed… https://cdn1.desidime.com/assets/textile-editor/icon_confused.gif

To top it, I track major offers-or pending issues-through a small excel table with columns like dates, amount, status, brief description, etc (with remarks incl links in comments)…In future plan, to support all this process with some auto reminder app!!

Overall, this does seem to work to good extent, but may be Effort to Value ratio can be reduced further-as we move higher up on the learning curve:) https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

Missing
Deal Newbie
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Can we do LIC Payment & earn the same ?

Bn
Deal Colonel
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Can i do health insurance payment from the insurer’s portal using Yes Bank card and still get this 100% bonus reward pts benefit??

Edit – mine is not a Yes First card, it is Yes Prosperity card. so not eligible. Kindly ignore my query.

Family in hand %28good%29
Deal Subedar
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devenddab wrote:

Can we do LIC Payment & earn the same ?

Yes, why not!!

T&C reads: “There is no minimum spend requirement under the Offer, all Insurance premium payments will be considered for the Bonus Reward Point Offer.”

Cutebaby
Deal Lieutenant
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So, this offer not applicable for Yes Prosperity edge credit card ? My cousin having it and he received SMS like 100% reward points on payment of Insurance and still it should be ignored ?

Cutebaby
Deal Lieutenant
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Black_Knight wrote:

Can i do health insurance payment from the insurer’s portal using Yes Bank card and still get this 100% bonus reward pts benefit??

Edit – mine is not a Yes First card, it is Yes Prosperity card. so not eligible. Kindly ignore my query.

Is that confirm not applicable for Prosperity card holders ? Though received SMS ?
Thanks.

Bn
Deal Colonel
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srigem81 wrote:

Is that confirm not applicable for Prosperity card holders ? Though received SMS ?
Thanks.

Bro, i got separate offer for Yes Prosperity through email and availed that..somewhat similar to this offer only

Cutebaby
Deal Lieutenant
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Ok.. Thanks smile

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Deal Newbie
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स्माइल

pls provide English translation

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Deal Newbie
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Pensive

Ic3
Deal Major
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Black_Knight wrote:

Bro, i got separate offer for Yes Prosperity through email and availed that..somewhat similar to this offer only

Recieved bonus points today.. smile

Hitman logo carbon by kelevra2oo9
Deal Cadet
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Same here smile

Bn
Deal Colonel
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skaluva wrote:

Recieved bonus points today.. smile

me too.

Missing