3X Rewards on International Spends with Indusind Credit Cards

are they cards helpful. recieved 5 calls from bank to go for platinum plus debit card (1000+tax=1145), are these cards r really WORTH………………….plz help

Without traveling abroad, can we buy items from sites like Aliexpress and get points?

PS – I don’t have an account with Indus Ind Bank, just asking.

@gambitrite wrote:

Without traveling abroad, can we buy items from sites like Aliexpress and get points?

PS – I don’t have an account with Indus Ind Bank, just asking.

yes…transaction has to be on foreign currency, then it qualifies…

@rak wrote:

are they cards helpful. recieved 5 calls from bank to go for platinum plus debit card (1000+tax=1145), are these cards r really WORTH………………….plz help

evaluate fees viz benefits…
i guess for debit card paying this much fees is not advisable…as dont get credit period also

thanks bro 4Reply. they offer in return
1000 yatra.com voucher
BOGO free BMS tkts (=12)
cashbacks on swipes
reward points on spend (1-2%)
accidental insurance (2 Lakh,personal)
card misuse insurance (3 LAKH)
ELEC. gadget insur. (50,000)
etc…………………

is that worth pay for , plz Guide

@rak wrote:

thanks bro 4Reply. they offer in return
1000 yatra.com voucher
BOGO free BMS tkts (=12)
cashbacks on swipes
reward points on spend (1-2%)
accidental insurance (2 Lakh,personal)
card misuse insurance (3 LAKH)
ELEC. gadget insur. (50,000)
etc…………………

is that worth pay for , plz Guide

@a2zdeals

@rak wrote:

thanks bro 4Reply. they offer in return
1000 yatra.com voucher
BOGO free BMS tkts (=12)
cashbacks on swipes
reward points on spend (1-2%)
accidental insurance (2 Lakh,personal)
card misuse insurance (3 LAKH)
ELEC. gadget insur. (50,000)
etc…………………

is that worth pay for , plz Guide

1000 Yatra voucher = one time, do you need travel, how much of that voucher is redeemable 100% at once or in multiple times

BOGO offer = Quota based or fixed (SBI Signatured Credit card has fixed 500 off everymonth, visa blockbuster offers are quota based, first come first serve)

cashback on swipes : always or for limited period, on what categories, max limit/cap, min tran criteria

reward points = value? validity? redemption charges?
Insurance = do you have personal insurance taken by self, what are terms for continuing this insurance (HDFC requires monthly swipes), procedure for claiming

above are queries for which you should seek answers before deciding. If eligible go for credit card. Indusind is offering lifetime free cards.

@A2Zdeals wrote:

@rak wrote:

thanks bro 4Reply. they offer in return
1000 yatra.com voucher
BOGO free BMS tkts (=12)
cashbacks on swipes
reward points on spend (1-2%)
accidental insurance (2 Lakh,personal)
card misuse insurance (3 LAKH)
ELEC. gadget insur. (50,000)
etc…………………

is that worth pay for , plz Guide

1000 Yatra voucher = one time, do you need travel, how much of that voucher is redeemable 100% at once or in multiple times

BOGO offer = Quota based or fixed (SBI Signatured Credit card has fixed 500 off everymonth, visa blockbuster offers are quota based, first come first serve)

cashback on swipes : always or for limited period, on what categories, max limit/cap, min tran criteria

reward points = value? validity? redemption charges?
Insurance = do you have personal insurance taken by self, what are terms for continuing this insurance (HDFC requires monthly swipes), procedure for claiming

above are queries for which you should seek answers before deciding. If eligible go for credit card. Indusind is offering lifetime free cards.

bro its DEBIT CARD, (not credit card) btw

I guess I said all points considering this as debit card only. I just gave you pointers to think about. And suggested to rather go for credit card. @rak

Incremental benefit should outweigh charges.

@A2Zdeals wrote:

@gambitrite wrote:

Without traveling abroad, can we buy items from sites like Aliexpress and get points?

PS – I don’t have an account with Indus Ind Bank, just asking.

yes…transaction has to be on foreign currency, then it qualifies…

@disclaimer wrote:

@A2Zdeals wrote:

@gambitrite wrote:

Without traveling abroad, can we buy items from sites like Aliexpress and get points?

PS – I don’t have an account with Indus Ind Bank, just asking.

yes…transaction has to be on foreign currency, then it qualifies…

Then what about that?
While traveling abroad, spend in foreign currency and get 3x Reward points

Vd boring

Is there any way by which I can spend at international merchants and increase spends on my card and also get my money back?