Hotness AU ABHI Bank Zero Saving instant account openin...

Hot Deal AU ABHI Bank Zero Saving instant account opening, 5% interest, Virtual RuPay card, Free IMPS, NEFT and RTGS, Monthly interest payout.

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AU ABHI Bank Zero Saving instant account opening, 5% interest, Virtual RuPay card, Free IMPS, NEFT and RTGS, Monthly interest payout.
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https://play.google.com/store/apps/details?id=c...
AU ABHI Bank Zero Saving instant account opening, 5% interest, Virtual RuPay card, Free IMPS, NEFT and RTGS, Monthly interest payout:

AU Small Finance Bank’s AU ABHI is a new-age instant Savings bank account! You can open an ABHI account by just downloading the AU ABHI App and registering using your Aadhaar number, PAN and other minimum details. This account is available to all resident individuals of age 18 years or above.

Once your AU ABHI Savings account is opened, you can register for our mobile banking and internet banking facility. You can transfer money from your AU ABHI account and use RuPay virtual debit card to shop online.

Some of the salient features of AU ABHI savings account are:

• Earn interest of up to 5%* p.a. in your AU ABHI Savings Account
• Monthly interest payout
• Zero minimum balance requirement
• Free online transfers (IMPS, NEFT and RTGS)
• RuPay virtual debit card which provides you with a convenient and secure mode for carrying out your online transactions.

Download the app & enjoy AU Small Finance Bank’s instant account opening experience!

You can deposit money into your AU ABHI account in any of the following ways:

via a payment gateway using your Debit Card
via a Funds transfer from another account using NEFT or IMPS
You can also deposit cash in this account by visiting your nearest AU Small Finance Bank branch

28 Comments  |  
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Deal Subedar
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What about UPI & Physical Debit Card?

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_One_Miller_ wrote:

What about UPI & Physical Debit Card?

no UPI yet.

NO physical debit card.

You can deposit money into your AU ABHI account in any of the following ways:

via a payment gateway using your Debit Card
via a Funds transfer from another account using NEFT or IMPS
You can also deposit cash in this account by visiting your nearest AU Small Finance Bank branch

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5% is not enough

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panchabhut wrote:

5% is not enough

But better than 3.5-4% in most banks. And monthly interest pays unlike quarterly pays.

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@abhishek012 is this app or bank is reliable?

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murari333 wrote:

@abhishek012 is this app or bank is reliable?

yes.

but i suggest open “fino payment bank” Digi account but interest rate 4% on fino payment bank Digi account.

You can deposit money into your fino payment bank Digi account via a payment gateway using your Debit Card or Net Banking or just do funds transfer from your another account through NEFT or IMPS.

https://www.desidime.com/forums/hot-deals-onlin...

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G-Gowda wrote:

But better than 3.5-4% in most banks. And monthly interest pays unlike quarterly pays.

already enjoying 6-7% with digibank plus UPI and physical debt card

Dailydimer pp
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Branches are less.
But. I already have ioened via agent with physical D card.

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Are you sure that interest payout is monthly because all bank pays interest quarterly

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Some banks are closed after money collected, beware.

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5% interest is calculated on daily closing balance or monthly closing balance?

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abhishek012 wrote:

no UPI yet.

NO physical debit card.

You can deposit money into your AU ABHI account in any of the following ways:

via a payment gateway using your Debit Card
via a Funds transfer from another account using NEFT or IMPS
You can also deposit cash in this account by visiting your nearest AU Small Finance Bank branch

There is no option to add money through debit card

Dailydimer pp
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special_anuj wrote:

Are you sure that interest payout is monthly because all bank pays interest quarterly

I receive sms on last date of every month with interest added.

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G-Gowda wrote:

But better than 3.5-4% in most banks. And monthly interest pays unlike quarterly pays.

Are you living under a rock? why are you misleading people? digi gives out 6-7% already. So no need for this new paua bank.

Kgf
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koushik wrote:

Are you living under a rock? why are you misleading people? digi gives out 6-7% already. So no need for this new paua bank.

Idc about this bank. Send me all area locations of Digi bank like SBI has all over the country in every area.

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G-Gowda wrote:

Idc about this bank. Send me all area locations of Digi bank like SBI has all over the country in every area.

how many locations this AU bank has? is it even comparable to DBS? I am not even considering SBI.

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panchabhut wrote:

how many locations this AU bank has? is it even comparable to DBS? I am not even considering SBI.

I’m not even considering both your bank or this bank.

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DBS is better than this in every way

Free debit card
Full fledged account & secure & comprehensive app
6/7% interest
Referral service

(To get Rs 250 via Digibank referral, pm me [email protected] wink wink)
Great service overall

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panchabhut wrote:

how many locations this AU bank has? is it even comparable to DBS? I am not even considering SBI.

May be you should consider DBS. With present threats of ATM frauds, an internationally reputed bank that permits temporary locking and unlocking of debit card directly by the consumer from mobile app has more safety than others.

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Open Aditya Birla Payments Bank account.

Open account link: https://online.adityabirla.bank/ABPB/#/o...rd

Aditya Birla Payments Bank will pay weekly interest at the rate of 4% per annum. The same will be calculated on the daily
end of day balance held in the Savings Account.

You can deposit money into your Aditya Birla Payments Bank account via any Debit Card, UPI, IMPS, NEFT.

You also get Physical RuPay debit card:

https://i.imgur.com/eqrut1o.jpg

Screenshot 2018 02 02 02 32 55 179 com.google.android.apps.nbu.paisa.user
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abhishek012 wrote:

Open Aditya Birla Payments Bank account.

Aditya Birla Payments Bank will pay weekly interest at the rate of 4% per annum. The same will be calculated on the daily
end of day balance held in the Savings Account.

You can deposit money into your Aditya Birla Payments Bank account via any Debit Card, UPI, IMPS, NEFT.

You also get Physical RuPay debit card:

https://i.imgur.com/eqrut1o.jpg

is it your card??

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abhishek012 wrote:

Open Aditya Birla Payments Bank account.

Open account link: https://online.adityabirla.bank/ABPB/#/o...rd

Aditya Birla Payments Bank will pay weekly interest at the rate of 4% per annum. The same will be calculated on the daily
end of day balance held in the Savings Account.

You can deposit money into your Aditya Birla Payments Bank account via any Debit Card, UPI, IMPS, NEFT.

You also get Physical RuPay debit card:

https://i.imgur.com/eqrut1o.jpg

Charges of card ?

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Gk

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Smile

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l.vishnu12976 wrote:

Some banks are closed after money collected, beware.

keep 1 lakh balance in sb in yes bank & get 6% (no TDS for SB interest ) I think kotak also gives similar. confused
Fly by night banks are too scary.. sunglasses

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abhishek012 wrote:

https://www.adityabirla.bank/termsConditions_pd...

check here also:

https://www.adityabirla.bank/assets/charges_pdf...

https://i.imgur.com/hj5Fj7A.jpg

Never checked ..these “payment banks” are regulated similar to normal banks & have RBI protection up to 1 lakh if they close? sunglasses
-—————————————————————————————————- smile
How much money is guaranteed in a bank account in India?
Your deposits up to a particular limit (presently Rs. 1 lakh per depositor) are insured and paid back to you in the event of failure of your bank. Your deposits to the above extent are insured, possibly even without your knowledge.
-—————————————————————————————— pensive

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koushik wrote:

Are you living under a rock? why are you misleading people? digi gives out 6-7% already. So no need for this new paua bank.

OMG . just checked about DIGI bank…
it is owned by DBS Bank ,Singapore
(one of the pillars in singapore banking-singapore is just one city state but with a global banking clout – there are 4 big banks DBS/UOB/POSB/ OCBC.)
I used to have account with DBS many mnay moons ago. confused

Taxx
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had a close shave with Global Trust bank when they /RBI screwed all depositers & GTB was sold for a penny to Oriental Bank of Commerce;
Just checked our new darling " Au AbhiSmall Finance Bank- they were basically a lorry loan company till 2017 laughing now it is a scheuled bank like catholic syrian and many others.

History
The company was founded by Sanjay Agarwal (managing director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on 29 June 2017.2 On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book.6 Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.78
In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank’s growth prospects by reducing the cost of short-term funds and improving the bank’s ability to provide services.9
Services
Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have lower cost than other sources of funds. It has also sought to diversify into investment banking and additional loan products.10
Footprint
As of July 2017, AU Small Finance Bank had 301 bank branches, with plans to expand to over 430 branches by the end of 2018.1112 In addition, the bank had 113 asset centres as of 30 September 2017.13
The bank has operations in 11 states and one union territory, but its business is concentrated in Rajasthan, Gujarat, Maharashtra and Madhya Pradesh.13 It is one of the largest banks by number of locations in its home state of Rajasthan.14

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