American Express – Bonus Points - Terms and conditions
1. An American Express Cardmember (“Cardmember/s”) for the purpose of this program means a person holding a Consumer or Corporate card, issued by American Express Banking Corp (“American Express”) in India Only.
2. A card member will receive 10 Bonus Membership Rewards Points/ JPMiles/ Payback Points (“Offer”) per Rs 100 on paying with American Express Cards at all Croma outlets.
3. Offer is subject to transaction being successful.
4. The offer is valid on 15th August 2017 (“offer period”)
5. The offer is valid for all purchases made at Croma outlets and standard Extra Membership Rewards Points Program T&Cs apply. Link: //catalogue.membershiprewards.co.in/aboutTerms.mtw
6. This Offer is open to all Cardmember/s whose accounts are valid and in good standing.
7. In case of a cancellation/refund or in case of a cancellation of a sub-order/partial order, the Points will be deducted from the total Bonus Points credited.
8. This offer is being made purely on a “best effort” basis. Card members are not bound in any manner to participate in this offer and any such participation is purely voluntary.
9. American Express is neither responsible for availability of services nor guarantees the quality of the goods/services and is not liable for any defect or deficiency of goods or services so obtained/availed of by the Card members under this offer. Any disputes with regard to the quality of goods/services availed shall be taken up with the merchant/service establishment directly. American Express shall have no liability whatsoever with regard to the same.
10. American Express shall not be liable whatsoever for any loss/damage/claims that may arise out of use or non-use of any goods or services availed by Card member under this offer. American Express reserves its absolute right to withdraw and/or alter any of the terms and conditions of the offer at any time without prior notice.
11. Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing Card member agreement with American Express.
12. To avail this offer, purchase should be charged in full to the American Express Card. No cash alternative is available.
13. Any disputes arising out of and in connection with this program shall be subject to the exclusive jurisdiction of the courts in the state of Delhi only.
14. Offer is subject to partner terms and conditions.
15. The Bonus Points will be credited in the Cardmember account within 60 days from the offer end date.
16. Please keep the invoice copy for any further remediation/disputes.
To know more about Extra Membership Rewards program please visit: www.americanexpress.co.in
Standard Chartered Bank Tuesday Cashback Offer-Terms & Conditions
15th August 2017
1. This marketing program (“Program”) is from Standard Chartered Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding Standard Chartered Bank debit or credit card.
2. The Validity of the Program (“Term”) is valid on 15th August 2017 (Both days included), unless extended by Banks & Merchant.
3. Under this program:
4. For transaction amounting to Rs. 20,000 & above with the card, participating Bank cardholder can avail of a 5% Cash back on qualifying transaction at Croma store and / or croma.com each Wednesday.
5. Maximum Cash back on each Tuesday is capped at Rs. 2,500 at card level.
6. The cashback offer will be applicable on both debit and credit card
7. This Program is not applicable on Corporate or business cards.
8. Cashback programme is also applicable on e-Commerce transactions done on www.cro...om
9. Cash back will be credited to the card account within 60 days from the date of transaction
10. Cashback is also applicable on EMI transactions on credit cards .
11. All queries related to the Program will be entertained only till 31st August 2017
12. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
13. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
14. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
15. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.
16. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
17. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
18. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
19. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
20. Note: Croma is a participating company as per the commercial between Standard Chartered Bank Ltd and Infiniti Retail Ltd.
Axis Bank- Wednesday Cashback Offer
15th August 2017 - Terms & Conditions
1. This marketing program (“Program”) is from Axis Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding Axis Bank debit or credit card.
2. The Validity of the Program (“Term”) is on 15th August 2017 (Both days included), unless extended by Banks & Merchant.
3. Under this program:
4. For transaction amounting to Rs. 15,000 & above with the card, participating Bank cardholder can avail of a 5% Cash back on qualifying transaction at Croma store and / or croma.com each Wednesday.
5. Maximum Cash back on each Wednesday during the promo period is capped at Rs. 1,000 at card level
6. The cashback offer will be applicable on 15th August 2017
7. The cashback offer will be applicable on both debit and credit card
8. This Program is not applicable on Corporate or business cards.
9. Cashback programme is also applicable on e-Commerce transactions done on www.cro...om
10. Cash back will be credited to the card account within 60 days from the date of transaction
11. Cashback is also applicable on EMI transactions on credit cards .
12. All queries related to the Program will be entertained only till 31st August 2017
13. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
14. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
15. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.
17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
20. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
21. Note: Croma is a participating company as per the commercial between Axis Bank Ltd and Infiniti Retail Ltd.
22. For more details visit www.axisba...om
ICICI Bank Credit & Debit Card Same Day Cashback Offer
15th August 2017
Terms and conditions
1. This marketing program (“Program”) is from ICICI Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current ICICI Bank Debit &/or ICICI Bank Credit Card (“Cardholder”)
2. The Validity of the Program (“Term”) is valid on 15th August 2017 (Both days included), unless extended by the Parties and Merchant.
3. Under this program:
· For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as same day Cash back on qualifying transaction at Croma store
· For purchase of Rs 15,000 & above with the card on Thursday during the campaign period, ICICI Bank Debit Card or Credit cardholder can avail Rs 1000 as Cash back on qualifying transaction on croma.com which will be processed within 10 days from date of transaction
· Maximum Cash back on a Thursday will be Rs. 1,000 at a card level
4. This Program is not applicable on ICICI Corporate or Business Credit cards
5. The program is applicable on all ICICI debit cards
6. Program is applicable only on transactions done on Thursdays & will not be applicable on any other day of the week
7. Cashback will not be applicable on advance invoice
8. Cashback will be applicable on EMI transactions done at Croma POS terminal or on croma.com
9. Maximum 1 transaction on a card will be eligible for same day cashback on a Thursday, any further transaction using same card will not get the benefit of the offer. Only 1 card per invoice is eligible for cashback
10. Multiple transactions summing up to Rs 15,000 on a card level will not be eligible for the offer
11. Any query regarding the program will be entertained till 31st August 2017. Post such date; ICICI Bank will not entertain any correspondence or communication regarding this Program from any cardholder.
12. Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
13. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
14. Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by ICICI Bank or by Merchant
15. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
16. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by ICICI Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against ICICI Bank
17. ICICI Bank reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
18. The Program is for the consumption of individual retail consumers only
19. Infiniti Retail & ICICI Bank reserve right to modify or end the offer during the campaign period
Note: – Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.
HDFC Bank Debit Card – Friday Cashback Offer - Terms & Conditions
15th August 2017
1. This marketing program (“Program”) is from HDFC Bank Ltd under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding HDFC Bank debit card.
2. The Validity of the Program (“Term”) is on 15th August 2017 , unless extended by Banks & Merchant.
3. Under this program:
4. For transaction amounting to Rs. 10,000 & above with the card, participating Bank cardholder can avail of a 5% Cash back on qualifying transaction at Croma store and / or croma.com each Friday.
5. Maximum Cash back on each Friday during the promo period is capped at Rs. 1,000 at card level
6. The cashback offer will be applicable till 31st August 2017
7. The cashback offer will be applicable only on debit card
8. This Program is not applicable on Corporate ,Business cards, Netsafe and Virtual Cards and Jet PrivikedgeWorld Debit cards
9. Cashback programme is also applicable on e-Commerce transactions done on www.cro...om
10. Cash back will be credited to the card account within 75 days from end of the calendar month of the date of transaction and it will be credited as cashback points where 1 cashback point=1 Rs.
11. Customer needs to redeem the cashback either by logging into Netbanking or calling phone banking. Cashback will credited to Savings/Salary or current account within 48 Hours of request for redemption.
12. All queries related to the Program will be entertained only till 31st August 2017
13. All the queries related to cashback credit will be addressed by respective Banks directly and Infiniti retail Ltd will have no role in issue resolution
14. The Exclusive offers/discounts under these Programs cannot be clubbed with any other offer or discount extended by the participating banks as part of any other arrangement.
15. All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart from this exclusive offer as mentioned in the communication.
16. Products offered under this program are subject to availability from the respective participating outlets of Merchant and accordingly Banks in no circumstances shall be liable for non-availability of any of the products.
17. Under no circumstance will the offer being offered under this Program be settled with cash in lieu by Bank or by Merchant
18. All government Levies like Sales Tax, TDS, any Local Tax, Octroi etc., shall be payable by the Cardholder as applicable at the time the respective Programs were offered.
19. Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by Banks for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against Bank.
20. Banks reserves the right to modify or change any of the terms and conditions applicable to this Program at any time with/without prior notice to the cardholders.
21. Note: Croma is a participating company as per the commercial between HDFC Bank Ltd and Infiniti Retail Ltd.
Offer, though only 5%, still a sweetener for those anyways planning/wanting to shop or having strong preference for Croma as such for buying household or capital assets !!
Observation: While Axis, ICICI, HDFC have cap of max 1000, Stanc has much higher cap of 2500.. And Amex 4.2% (Est) looks without any upper cap..?
