Phonepe - Get a scratch card and win exciting rewards from O2 Spa, Taj, Myntra & more on your VISA credit card bill payments (valid on BHIM UPI payments)

What is the offer?

Get a scratch card and win exciting rewards from O2 Spa, Taj, Myntra & more on your VISA credit card bill payments (valid on BHIM UPI payments)
Minimum transaction amount is ₹500 paid through BHIM UPI payments to avail this offer
What is the eligibility criteria?

Valid on customer’s VISA credit card bill payment on PhonePe
Valid on only BHIM UPI payments
This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1878) and other states wherever prohibited by law.
What is the offer duration?

From 00:00 hrs 28th September 2019 to 23:59 hrs 31st December 2019
How many times will I be awarded Scratch card?

Scratch card can be availed once (per device, per user, per month) during the offer period
How do I get the Scratch card?

On your PhonePe app
Click on Credit Card icon within “Recharge & Pay Bills” section of the app
Choose the Credit Card Provider you wish to Pay
Enter “Credit Card Number” of the Credit Card provider.
Check the amount to be paid
Pick the payment option for the same
Note: in case you hold a wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use the wallet amount
Click on PAY BILL to complete the transaction.
The offer is valid only once per Bank Account per PhonePe registered customer
How do I redeem the Scratch card and get reward?

On a successful transaction of your Credit Card payment you get the scratch card
In the PhonePe app, click on View My Rewards section
Find the unscratched cards and swipe to redeem the rewards
Rewards redemption will depend on the reward you received. For further details, please refer to the Rewards TnCs
Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / ios version 5.0.31.1000 and above. Upgrade your app to redeem cashback
Note: To avail reward user should be on android version 3.3.43 / ios version 5.1.10 and above. Upgrade your app before transacting to avail the offer
When do I get the Scratch Card?

Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction.
What happens in case of refund/cancellation of my transaction?

In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
Refunded amount less of cashback will be credited to back to the source of funds used while making payment.
Other Terms and Conditions:

In case the PhonePe wallet limit for the month has been reached(₹10000), the cashback will be credited on the first business day of the next month.
Offer is applicable on both iOS and Android devices.
Rewards redemption will depend on the reward you received. For further details, please refer to the Rewards TnCs
Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
Customers’ participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.