Get a Scratch Card and Win up to ₹1000 Cashback, on minimum bill value of ₹20, ten times, once per user per day on transaction via PhonePe at select PhonePe merchants

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What is the offer?

Get a Scratch Card and Win up to ₹1000 Cashback, on minimum bill value of ₹20, ten times, once per user per day on transaction via PhonePe at select PhonePe merchants
Cashback amount can vary between ₹10 to ₹1000 for all users on eligible transaction.
What is the eligibility criteria?

Offer applicable:
a)Offer valid for all users,ten times one per user per day in offer duration
b) On all payment instruments – UPI / Debit Card / Credit Card / Wallet
c) At select partner PhonePe merchants outlets
This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.
What is offer Duration?

From 00:00 hrs. 1st March, 2019 to 23:59 hrs. 31st March, 2019
How many times will I be awarded Scratch card?

Scratch card can be availed ten times, once per day , per user, per device during the offer period
How do I get the Scratch card?

In the merchant store, pick the relevant items and head to the billing counter
Pick the “PhonePe” option for billing
Scan the QR code option avaliable at the merchant store
Use the relevant payment mode as described above to be eligible for the offer
Note: in case you hold a wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use the wallet amount
Click on pay to complete the transaction.
How do I redeem the Scratch card and get cashback?

On a successful transaction at PhonePe merchant you get the scratch card
In the PhonePe app, click on View all Rewards section
Find the unscratched cards and swipe to redeem the rewards
Once redeemed scratch card cashback will be credited within 24 hours
Scratch card redemption limit is up to one year
Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / ios version 5.0.31.1000 and above. Upgrade your app to redeem cashback
When do I get the Scratch Card?

Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction.
What happens in case of refund/cancellation of my transaction?

In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
Refunded amount less of cashback will be credited to back to the source of funds used while making payment.
Other Terms and Conditions:

In case the PhonePe wallet limit for the month has been reached(₹10000), the cashback will be credited on the first business day of the next month.
Offer is applicable on both iOS and Android devices.
Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.
Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
Customers’ participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.