Get unlimited scratch cards and cashback up to ₹500 on all Train bookings only on Apps on PhonePe Minimum transaction value ₹100.

What is the offer?

• Get unlimited scratch cards and cashback up to ₹500 on all Train bookings only on Apps on PhonePe
• Minimum transaction value ₹100.

What is offer Duration?

• From 00:00 hrs. 27th December, 2018 to 23:59 hrs. 1st January, 2019

What is the eligibility criteria?

• This offer will be applicable to train booking made on “IRCTC” offering available under “Apps” section on PhonePe app
• Payment to be made through the wallet, UPI, Debit Card or Credit Card.
• For users paying through BHIM UPI, cashback is valid on transactions initiated and completed on PhonePe using a PhonePe linked bank account
• This offer is not available in the state of Tamil Nadu (owing to the Tamil Nadu Prize Scheme (Prohibition) Act 1979) and other states wherever prohibited by law.

How many times will I be awarded Scratch card?

• One scratch card each(per user, per device) will be awarded for every train booking on PhonePe app during the offer period.

How do I get the Scratch card?

• On your PhonePe app, click on “Apps” icon and select IRCTC under Travel
• Select City & Date of the journey, Class, Quota then click the “Search Trains”
• Choose your train and check seat availability for the same
• Enter your IRCTC login ID (If you do not have a login Id then choose “Register Now with IRCTC” option or reset it by clicking on “Forgot IRCTC Password” option)
• Fill the requisite form and review your booking
• Pick the payment option to confirm the booking
• Note: in case you hold a wallet balance, it will be automatically used for paying. Please uncheck the checkbox to not use the wallet amount
• You will be re-directed to IRCTC to enter the password for the user ID entered earlier and confirm.

How do I redeem the Scratch card and get cashback?

• On a successful transaction at IRCTC you get the scratch card
• In the PhonePe app, click on View all Rewards section
• Find the unscratched cards and swipe to redeem the rewards
• Once redeemed scratch card cashback will be credited within 24 hours
• Please be informed that no cashback will be given in case if you have closed your PhonePe wallet.
• Scratch card redemption limit is up to one year
• Note: Scratch cards received on this offer can be redeemed only on android version 3.3.36 / ios version 5.0.31.1000 and above. Upgrade your app to redeem cashback

When do I get the Scratch Card?

• Scratch card will be rewarded to your active PhonePe account within 24 hours of successful completion of the transaction.

What happens in case of refund/cancellation of my transaction?

• In case of any cancellations, the cashback processed post redemption on scratch card on the transaction will continue to remain as gift voucher balance and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
• Refunded amount less of cashback will be credited to back to the source of funds used while making payment.

Other Terms and Conditions:

• In case the PhonePe wallet limit for the month has been reached(₹10000), the cashback will be credited on the first business day of the next month.
• Offer is applicable on both iOS and Android devices.
• Cashback given against the scratch card can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
• Cashback given against the scratch card cannot be withdrawn to any linked bank account or transferred to other customers.
• Any scratch card and cashback related queries should be raised within 30 days, post a successful transaction.
• The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
• PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
• PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
• Customers’ participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
• In case of any dispute, Phonepe reserves the right to resolve the same as per the Terms & conditions of any offer at its sole discretion.