HDFC Credit Card :: Upto 20000 monthly RP :: Ed...

HDFC Credit Card :: Upto 20000 monthly RP :: Education, Healthcare, Automobile, Forex Cards

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5X and 10X Reward Points

Serial No Category Offer Minimum Transaction Validity Applicability
1 Education 5X Reward Points uptp 5000 per month Rs.7500 1st Dec 2019-31st March 2020 Only on the first qualifying trasaction every month
2 Health Care 5X Reward Points uptp 5000 per month Rs.7500 1st Dec 2019-31st March 2020 Only on the first qualifying transaction every month
3 Automobile 5X Reward Points uptp 5000 per month Rs.7500 1st Dec 2019-31st March 2020 Only on the first qualifying trasaction every month
4 HDFC Bank Forex Cards 10X Reward Points upto 5000 per month Minimum Load $1000 or eqivalent 1st Dec 2019-31st March 2020 Every qualifying transactions.Max Cap 5000 Points per mon

Total RP per month 20000

Limited Period Offer – 1st Dec 2019 – 31st March 2020
Offer valid for HDFC Bank Credit Cards only
This offer on not valid on payments made through wallets.
Offer valid only for select set of customers who have got SMS or email from HDFC Bank with regards to Get upto 20000 Rewards points communication in form of an SMS or Email.
Only select customers receiving the offer are eligible for getting these additional Rewards points on transacting in the categories Education, Healthcare, Automobile and HDFC Bank Forex Cards sourced only through HDFC Bank branches through the Smart Hub Channel. Please visit an HDFC Bank Branch to know about HDFC Bank Forex Cards.
Offer is not applicable in case of any return/partial cancellations.
Additional 4X reward points will be posted within 90 working days from the end of the transaction month end date. For Eg All transactions done between 1st – 31st December will get additional Reward points posted by 31st March 2020.
Visa/Master/Diners category classification will be considered for spends categorization for posting Rewards under select Merchant Category Classification as provided to HDFC Bank by respective Networks.
Minimum qualifying spends in each category given in the table above needs to be done for getting the additional Reward point benefit. Each category has 5000 RP as maximum incentive. A customer can transact in each or any one of these categories to be eligible for this offer incentive.
Under this program a card holder can avail max 5000 RP from each category and cumulative 20000 RP from all of these categories.
This offer cannot be combined with any other offer eligible on HDFC Bank Credit Cards
Offer valid for Domestic Purchases only
Offer valid for all HDFC Bank Credit cards apart from Corporate, Commercial issued by the Bank. Any credit card which does not have reward point feature this program is not applicable for those cards.
HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by The partner
HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
This Offer is made available to the Customer/s selected at the discretion of HDFC Bank.
Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
Valid for Indian Citizens and residents only
All disputes, if any, arising out of or in connection with or as a result of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
Any query regarding the program will be entertained till 60 days from offer cash back /reward point fulfillment date. Post such date; the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.
Any TAT committed with respect to posting of Reward Points/ CashBack for a promotional campaign is only indicative & may vary from the actual date of posting; the Bank shall not be liable for any such delay. However, the Bank shall review the customer’s query & if eligible, shall ensure fulfillment is completed at the earliest.
In case of delay in posting or non-posting of Reward Points/ CashBack if applicable for a promotional campaign beyond the committed TAT, customer is requested to contact the Bank; the Bank shall review the same & have the Reward points/ CashBack posted if the customer is eligible as per offer T&C.

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5 Comments  |  
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Deal Newbie
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What will be considered under automobile

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Deal Subedar
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only for those who got mail/sms

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Deal Subedar
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for all or user specific?

5c557a286e276869038097
Deal Cadet
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tank_u_m8 wrote:

for all or user specific?

Offer valid only for select set of customers who have got SMS or email from HDFC Bank with regards to Get upto 20000 Rewards points communication in form of an SMS or Email.

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Purchases are automatically categorized by the MCC of a store when they’re reported to credit card issuer, which uses these codes to determine whether you get additional rewards. MCC is a four-digit number / code that classify a business by what it sells or the service it provides. MCC are allotted by the card networks like VISA, Diners etc. and issuing banks can not change the MCC.
For reference the VISA MCC Directory can be accessed here https://usa.visa.com/content/dam/VCOM/download/...
(above is as understood from websites and may not be correct)

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