Open a Fixed Deposit and get ₹250 Big Bazaar e-...

Open a Fixed Deposit and get ₹250 Big Bazaar e-voucher

Kabali
Deal Colonel
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https://cdn0.desidime.com/attachments/photos/141136/medium/big-bazaar-discount-voucher-fd-D.jpg?1480599753

https://www.icicibank.com/offers/big-bazaar-vou...?

Open a Fixed Deposit and get ₹250 Big Bazaar e-voucher

Let your money earn you attractive returns with a Fixed Deposit

Steps to redeem the E-gift Voucher:

You will receive an e-gift voucher through SMS on your registered mobile number within 30 working days of opening the Fixed Deposit
The SMS of e-gift voucher you receive will have a 10 digit number
Show the SMS at Big Bazaar cash counter before billing
Important details related to the offer:

Fixed Deposit need to be of INR 2,50,000 or more for minimum 390 days
The offer is valid for Fixed Deposit opened through Internet Banking, Phone Banking, iMobile or ATM channel
Offer valid for Fixed Deposits opened till December 8, 2016 or till stocks last
E-gift voucher will be valid till June 30, 2017.

28 Comments  |  
20 Dimers
Child
Deal Major
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Fixed Deposit need to be of INR 2,50,000 or more for minimum 390 days

https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Remember we are dimers https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif (Money is too too too big for us) in return only 250 BB GV

A2z1
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mahidada wrote:

Fixed Deposit need to be of INR 2,50,000 or more for minimum 390 days


:roll:

Remember we are dimers https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif (Money is too too too big for us) in return only 250 BB GV

Digibank gives 7% pa interest on 1 Lacs balance

Missing
Deal Newbie
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Amazon Gift Voucher Offer is better than this pay Rs.420 and Get Rs.500

Images
Deal Lieutenant
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Nice find @rajrocks . Vu for the find. https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

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hardik567 wrote:

Amazon Gift Voucher Offer is better than this pay Rs.420 and Get Rs.500

May I know Where ?

ad bot
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Ad Bot

I found this sponsored content on one of the ad networks.

Missing
Deal Cadet
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If you deposit same amount in digisavings you’ll get Rs1250 every month.

Thumbimgcrop 1471861729288
Deal Lieutenant
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How to get 500 Amazon Gv’s at ₹420?

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Deal Subedar
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instead, make 10 Recurring deposits of Rs.500 each for 1 year with auto debit option, get 100 payback points every month, redeem for Rs.300 at the end of the year.

Shutterstock 1013504321
Deal Subedar
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Bought 3 https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Kabali
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panchabhut wrote:

instead, make 10 Recurring deposits of Rs.500 each for 1 year with auto debit option, get 100 payback points every month, redeem for Rs.300 at the end of the year.

https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif any link bro? need more info on this https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif
Achilles armour
Dimer Of The Year 2012
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blue wine wrote:

Bought 3 https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif
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rajrocks wrote:
https://cdn1.desidime.com/assets/textile-editor/icon_eek.gif any link bro? need more info on this https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

so as to get that one more deal posted here?

if you only applied little thought into ‘what’ you share.
Okey no doubt yOu work too much
but such waste stuff posting https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif ?
say thhanx to @@panchbhoot@@ if yoU want and post new post

Mohitraina
Deal Subedar
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vd

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panchabhut wrote:

instead, make 10 Recurring deposits of Rs.500 each for 1 year with auto debit option, get 100 payback points every month, redeem for Rs.300 at the end of the year.

This way you’ll earn Rs. 231 per RD as interest, i.e, 2310 total for 10 RD and 300 from payback. Now if you redeem those payback points, ICICI charges Rs. 28 (25+ST).

So effectively you get 2310 + 300 – 28 = Rs. 2582, at the end of the year.

However, if you create RD with digisavings of Rs. 5k for 16 months, you’ll earn a total interest of Rs. 4656, which calculates to approx Rs. 3492 for 12 months. (Obviously you’re investing a bit more here, but the additional return you’re getting is way too good for the extra investment you’ll do)

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Deal Subedar
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First of all, 2.5 Lac is big amount.. but even if you do, THIS deal is only good if you don’t have digisavings with you..
390 days ~ 13 months (precisely 1 year 25 days or 12 months 25 days).
In ICICI, 2.5L FD for 390 days @7.1% will fetch you Rs. 19533/- as interest. Additionally Rs. 250 voucher.
Total Rs. 19783/-.

In digisavings, if you invest same amount for 2 more months, i.e. 15 months, you end up getting Rs. 26081/- as total interest @8%. That’d come to approx Rs. 22603/- for 13 months.

Hopping difference of Rs. 2820/-

Fire war conflict fight punch hand photoshop digital art
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blue wine wrote:

Bought 3 https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Is it paid or payable https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif
Shutterstock 1013504321
Deal Subedar
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Cod. Bank manager will come @ my house
Bt i will say i dont have new currency https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif

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atx88 wrote:

This way you’ll earn Rs. 231 per RD as interest, i.e, 2310 total for 10 RD and 300 from payback. Now if you redeem those payback points, ICICI charges Rs. 28 (25+ST).

So effectively you get 2310 + 300 – 28 = Rs. 2582, at the end of the year.

However, if you create RD with digisavings of Rs. 5k for 16 months, you’ll earn a total interest of Rs. 4656, which calculates to approx Rs. 3492 for 12 months. (Obviously you’re investing a bit more here, but the additional return you’re getting is way too good for the extra investment you’ll do)

The comparison was only with reference to the offer posted by OP, as both options are available for ICICI account holder. Digisavings is a completely different option and requires a digisavings account.
One time payment of 2.50 Lakhs at a time is far more difficult than monthly payment of 5000. Also, in case of RD, since payment is staggered over a timeframe, direct comparison of interest with FD is incorrect and the time value of money also needs to be factored in.

Altruist
Deal Subedar
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Locking 2.5 lacs for 390 days for a petty 250rs voucher doesn’t make any sense to me. https://cdn1.desidime.com/assets/textile-editor/icon_smile.gif No offense to OP. Even if one had that much liquid money and not need it for 390 days, one wouldn’t care for a 250 rs voucher. ICICI’s logic is baffling.

Missing
Deal Newbie
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Or go for IDFC FD @ 8.25%

Klv
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good liked it

Hitman logo carbon by kelevra2oo9
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IDFC @ 8.25% is good. Rates gonna fall down further for all banks.

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panchabhut wrote:

The comparison was only with reference to the offer posted by OP, as both options are available for ICICI account holder. Digisavings is a completely different option and requires a digisavings account.
One time payment of 2.50 Lakhs at a time is far more difficult than monthly payment of 5000. Also, in case of RD, since payment is staggered over a timeframe, direct comparison of interest with FD is incorrect and the time value of money also needs to be factored in.


Bro.. Do u know what you’re telling?
When did I compared interest of FD to interest RD? YOU did that. OP posted FD offer, you posted RD offer (be it same bank).. I just gave a comparison in terms of monetarily benefit to the option you gave.
On a slightly diff note: If digisavings need an account, ICICI too needs an account. If anyone doesn’t have digisavings, it can be created within hours, without all hassles of going to bank & filling forms.. Now this again, is just an option as well as a suggestion for people who are looking for this offer just for the sake of 250 voucher benefit. Please don’t get offended just because I gave something in your comparison.

Cheers!

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hardik567 wrote:

Amazon Gift Voucher Offer is better than this pay Rs.420 and Get Rs.500

which offer is this

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atx88 wrote:


Bro.. Do u know what you’re telling?
When did I compared interest of FD to interest RD? YOU did that. OP posted FD offer, you posted RD offer (be it same bank).. I just gave a comparison in terms of monetarily benefit to the option you gave.
On a slightly diff note: If digisavings need an account, ICICI too needs an account. If anyone doesn’t have digisavings, it can be created within hours, without all hassles of going to bank & filling forms.. Now this again, is just an option as well as a suggestion for people who are looking for this offer just for the sake of 250 voucher benefit. Please don’t get offended just because I gave something in your comparison.

Cheers!

I also compared only the direct benefit of 250 voucher vs 272 (300-28) via payback, with far lesser investment requirement.
As for DBS, it took me about 30 days from the point of downloading of digibank app to finally get the debit card in hand. Also now the digibank app is very unstable and they seems to have limited their support for biometric verification to limited cities only.
Don’t worry young man. I am not easily offended. Being a parent makes you a great deal tolerant.

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Deal Newbie
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Sorry, Friend the Offer is end on 2 dec 2016.

Kabali
Deal Colonel
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bihu1 wrote:

so as to get that one more deal posted here?

if you only applied little thought into ‘what’ you share.
Okey no doubt yOu work too much
but such waste stuff posting https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif ?
say thhanx to @@panchbhoot@@ if yoU want and post new post

bro, seriously, u thought i asked so that i wanna post as a deal!!! https://cdn3.desidime.com/assets/textile-editor/icon_lol.gif wow, such low thinking. https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif
neways, i wanted to know coz i was not aware n wanted to try. thats all. dd is not only for deal sharing but for info sharing also. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif
by the way u remind me of some good old friend https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Missing