Paytm wallet charge 2% load money through CREDIT CARD
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https://www.paytmbank.com/ratesC...es
Finally Paytm is going to charge 2% for loading money to paytm wallet for classic customers!!!
Anyone knows how they are going to separate classic customer & privilege customer!!!
How will i know if i will be charged or no?
Please let me know.
Thanks.
Dear Classic Customer, 2% will be charged when you add money to Paytm wallet using Credit Card w.e.f 4 July 2019. For details refer http://m.p-y.tm...XC
Dear Classic Customer, 2% will be charged when you add money to Paytm wallet using Credit Card w.e.f 4 July 2019. For details refer http://m.p-y.tm...XC
User specific “classic customers”
Dear Classic Customer, 2% will be charged when you add money to Paytm wallet using Credit Card w.e.f 4 July 2019. For details refer http://m.p-y.tm...XC
http://pay...om
Dear Classic Customer, 2% will be charged when you add money to Paytm wallet using Credit Card w.e.f 4 July 2019. For details refer http://m.p-y.tm...XC
Don’t know this is right section or not. If something wrong please move it to right section
this is too much..
Boycott paytm
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original: https://www.desidime.com/forums/dost-and-dimes/...
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Original is this:
merchants : if u wanna accept via paytm wallet, then charge is near to 2%
customers : if u wanna add money via credit card, charge is 2%.
Then whats use in using paytm !?
i would then prefer other apps in market like Gpay/Bhim/amazonPay/airtelWallet/phonePe
paytm -
for users : benefit – usage of debit card. but merchant has charges for accepting wallet.
for merchants – benefit – only upi payments. like all other apps only on upi its free.
Need to confirm that it is only on add money or also on payment like shopping/ bill payment etc
Lootero ki lag gayee 🙃 it’s a sixer but of Paytm😁
Paytm First
Paytm Classic
Paytm Privilege
Ali Baba aur Chalis Chor
Kisne dekha, jungle me nacha mor
That means if we pay through paytm via credit card on zomato or any other merchant then we have to pay 2% extra.
I think very bad move from paytm.
Only for Credit card. Pay using Debit card or UPI.
.
Classic customers are such customers whose paytm wallet account has been flagged for wallet to bank transfer misuse (via credit card) in internal review (conducted periodically after 6 months). Privilege customers are normal customers (who are not classic)
I never transfered my wallet balance to bank , atleast in last 1 year..still I also got the same msg
No use of American Express credit card now. It gave 1000 membership points on 6 × 1000 transactions.
Bad Paytm. 
Time to discontinue AMEX card 
How do I know if I am classic or not?
Now also add 2% while looting coolwinks 
How to check classic or privileged
Try to add 100 rs in your wallet from cc after the update. If they charge you extra then you are a classic customer otherwise you are a privilege customer.
paytm still alive.. wow
Add money for whole year before 4th July
That’s what Paytm wants
Then comes their catch similar to Mobikwik 
So, only those who have got SMS are the Classic ones…all others I guess are Privilege ones. Right?
Never transferred Paytm to bank.
So should be privilege hopefully
Paytm charges 4% for transferring wallet to bank, still people do bank transfer!!?
Its 5% from 30th june
Paytm has got monopoly in the offline market with small payments(street vendors and shop owners). Now its time for them to cash in. Unless someone else comes as a major competition, they won’t budge. Personally for me, i will move to other wallets for online/offline wherever excepted. Phonepe is most common. Otherwise, load a small amount for small payments and not bother about the cashbacks and use the good old credit card when everything else fails.
Phonepe doesn’t allow to add money using credit cards
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Paytm wallet charge 2% load money through CREDIT CARD:
Dear Classic Customer, 2% will be charged when you add money to Paytm wallet using Credit Card w.e.f 4 July 2019. For details refer http://m.p-y.tm...XC
What are the charges of Add money to wallet?
For Classic customers, a nominal charge of 2% will be levied on Add money to wallet via Credit card. For further information and latest updates please visit https://www.paytmbank.com/ratesC...es.
Please note that these charges are only for Credit Card pay mode; Classic customers can continue to Add Money to their Wallet at 0% charge using any other pay mode (including Debit Card, UPI, Internet banking). Privilege customers can Add Money to Wallet at 0% charge for all pay modes (including Credit Card, Debit Card, UPI, Internet banking).
Who are Classic customers?
Customers are categorised as Classic customers on the basis of an analysis of their account usage patterns. A customer whose account is flagged upon observation of anomalous activity conducted such as circumvention of wallet to bank charges (as mentioned in https://www.paytmbank.com/ratesC...es) while transferring money from wallet to bank – will be categorized as a Classic customer.
Who are Privilege customers?
All customers who are not categorised as Classic customers, as mentioned above, will be categorised as Privilege customers.
What is the difference between Classic and Privilege customers?
The difference between Classic and Privilege customers is based on the categorisation of customers that shall be levied the applicable charges on Add Money to Wallet via Credit Card. The Classic Customers are charged at 2% for Add Money to wallet via Credit Card; whereas there are no charges levied for Add Money (via any payment mode) to wallet by the Privilege customers. For further information and latest updates please visit https://www.paytmbank.com/ratesC...es.
How does a customer become a Classic customer?
Paytm Payments Bank continuously monitors the usage pattern of our customers. If any anomalous activity is detected or observed in an account during periodic review such as attempt to circumvent the wallet to bank charges to take money into their bank accounts (as mentioned in https://www.paytmbank.com/ratesC...es), customer status will be updated to be Classic.
How to move from Classic to Privilege customer?
Paytm Payments Bank will conduct a review of the customers’ accounts every six months and if no such anomalous activity has been observed therein during such period, then the customers’ accounts shall be converted from Classic to Privilege.
Otherwise, customer will continue to remain Classic customer, till the next review.