Hotness Redeem HDFC Bank reward points to cash

Hot Deal Redeem HDFC Bank reward points to cash

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Deal Cadet
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http://Hdfcba...om
Posted edited and updated for redemption ratio
Credits for conversion ratio to @A2Zdeals
RP to Cash/GV is 50% for Infinia/DCB

For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%

Below process remains same


Here are the steps to be followed to redeem your credit card reward points to cash


Login to HDFC Netbanking

Goto Cards -> Enquire -> Redeem reward Points -> choose card & proceed

You’re now on the newly revamped Redemption Portal.

Goto Redeem Reward Points -> Cash Redemption

Enter details and proceed

Expect cash credit in ~7 working days

Note that min. redemption value has to be Rs.500 and Rs.99 would be charged as a convenience fee per redemption, just like SBICards.

  • Expiring In 13 days
56 Comments  |  
39 Dimers
Funny1
Deal Lieutenant
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2782 rs for 13k points. Is it worth?

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jitz wrote:

2782 rs for 13k points. Is it worth?

Which card variant you have?

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Deal Newbie
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@jitz – Better to buy some E vouchers and trade them in Desidime or sell it in Zingoy.

Funny1
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rahulkothu wrote:

@jitz – Better to buy some E vouchers and trade them in Desidime or sell it in Zingoy.

I do not find any e vouchers. Will keep trying. I prefer bigbasket, fk or amz. Any other e voucher which is available and that can be sold on zingoy?

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Deal Cadet
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where the cash redeemed will be credited ?? to my credit card statement or my linked savings a/c ??

Funny1
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abhinavagg94 wrote:

where the cash redeemed will be credited ?? to my credit card statement or my linked savings a/c ??

Cc statement

Lightning
Deal Newbie
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jitz wrote:

2782 rs for 13k points. Is it worth?

No, you can have lifestyle vouchers worth rs.1000 for around 2400 points. In that way you can have 5000 worth lifestyle vouchers.

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Deal Newbie
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I’m having 14000 points in HDFC regalia want to convert in vouchers may I know the value of 14000 points

Dealslooker
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I am also having Diners premium card but getting 10 Rs for every 50 points. I am getting 1000 e voucher for every 3000 points

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rahulkothu wrote:

@jitz – Better to buy some E vouchers and trade them in Desidime or sell it in Zingoy.

Any suggestion since vouchers ratio is even worse

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Deal Newbie
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Kindly check
Eg : I spent 15000 on a 10x partner
So I get (15000/150) *4*10 = 4000 points

With a conversion ratio of 50% your 4000 points become 2000 rupees ( excluding voucher redemption charge)

Rs 2000 is 13% only
So, redeeming your points is still the best option.

Let me know if this not correct.

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Whats new in this everybody knows it

A2z1
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stella.dmonte654 wrote:

Any suggestion since vouchers ratio is even worse

RP to Cash/GV is 50% for Infinia/DCB

For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%

Dhanush
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I bought Reliance gift cards

Dealslooker
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A2Zdeals wrote:

RP to Cash/GV is 50% for Infinia/DCB

For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%

Thanks @ A2Zdeals. It seems OP content is copied from somewhere.

Bn
Deal Colonel
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A2Zdeals wrote:

RP to Cash/GV is 50% for Infinia/DCB

For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%

So 36K points of Diners Club Premium card that equal to 18K for hotels and flights booking, how much cash or vouchers i wld get if redeemed against them?

A2z1
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Black_Knight wrote:

So 36K points of Diners Club Premium card that equal to 18K for hotels and flights booking, how much cash or vouchers i wld get if redeemed against them?

36000 RP = Rs. 7200

Bn
Deal Colonel
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A2Zdeals wrote:

36000 RP = Rs. 7200

F*** HDFC redemption.. Even flight bookers r offering better redemption ratio than hdfc. stuck_out_tongue_closed_eyes
18K worth flights to be booked at 16K. smile

A2z1
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Black_Knight wrote:

F*** HDFC redemption.. Even flight bookers r offering better redemption ratio than hdfc. stuck_out_tongue_closed_eyes
18K worth flights to be booked at 16K. smile

Pani Puri or Chole Poori
You have to decide
Jaldi hai, wanna finish it fast then Cash
If can wait then Flights
Former option or HDFC redemption would be kind of appetizer for you
Later option or Flight booker route might be filling for you
Eat wisely though wink

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Deal Newbie
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jitz wrote:

2782 rs for 13k points. Is it worth?

I would suggest buy chroma vouchers worth 6000-8000 rs

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Deal Subedar
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A2Zdeals wrote:

RP to Cash/GV is 50% for Infinia/DCB

For rest cards including Regalia
RP to Cash is 20%
RP to GV is 25%

Better to book flights using my Regalia RPs at 50% redemption ratio rather than converting them to cash at 20%

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Deal Cadet
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karanbhagat10784 wrote:

Kindly check
Eg : I spent 15000 on a 10x partner
So I get (15000/150) *4*10 = 4000 points

With a conversion ratio of 50% your 4000 points become 2000 rupees ( excluding voucher redemption charge)

Rs 2000 is 13% only
So, redeeming your points is still the best option.

Let me know if this not correct.

you are absolutely correct

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Shopping Friend
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Booking flights looks better !

Funny1
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vraj255 wrote:

I would suggest buy chroma vouchers worth 6000-8000 rs

Thanks vraj.
Do you know if this cna be sold on zingoy

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Deal Subedar
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has smartbuy started adding conv fee on each flight? please confirm.

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