RuPay Platinum card - Free Airport Lounge & 5% Monthly Utility bill cashback offer extended till 31st March 2021

RuPay Platinum card – Free Airport Lounge Access & 5% Monthly Utility bill cashback offer extended till 31st March 2021 -

RuPay Platinum Debit Program FY 2020-2021 -

Domestic and International – Lounge Access Program

Domestic Airport lounge program for RuPay Platinum Debit Card provides access to card holders two (2) times per calendar quarter per card in any of the 20+ participating Domestic Airport lounges. International lounge program provides access to cardholders two (2) times per calendar year in any of the 500+ participating International Airport lounges.

Cash back on Payment of Utility Bills

5% cash back on utility bill payments (capped at Rs. 50/month/card). Cash back on Utility bill is restricted to Merchant Category Code (MCC) as defined by NPCI under the program.

*Please note that we may replace the “Cash back on Payment of Utility Bills” feature with
equivalent or better offer. The same will be communicated to all the stakeholders in due
course of time

Domestic & International Airport Lounge Access Program Terms & Conditions -

The program is applicable at select airport lounges across India listed in
 RuPay Platinum Debit Card Holder/s of participating bank/s are eligible to avail of the airport
lounge access program.
 Access to the airport lounge would be granted upon successful authorization of the RuPay
Platinum debit card on the point of sale terminal/s placed at the lounge/s.
 RuPay Platinum Debit Card airport lounge program is valid from 1st April 2020 till 31st March 2021.
The period may be revised / extended at the discretion of NPCI and the same will be
communicated periodically.
 Program is open only for Card Holders carrying a valid and eligible RuPay Platinum Debit card
issued in India.
 Only two free access per Card Holder per calendar quarter will be permitted subject to maximum
of 8 (eight) airport lounge access per year. Unutilized access will lapse at the end of quarter and
cannot be carried to next quarter.
 In case, a Card Holder accesses the airport lounge beyond 2 times, he/she will be charged as per
the regular access rates prescribed by the lounge.
 Card Holder/s is/are advised to check the services and facilities that are covered under the RuPay
airport lounge access program at the lounge.
 An authorization for an amount (Rs. 2) will be taken on the card for validation purposes only and
it will be charged to Card Holder’s account. The authorization amount is non-refundable.
 The program can be modified, amended, changed or revoked at any time by NPCI without prior
intimation.
 The access to the airport lounge will be available on first-come-first-served basis.
 Complimentary access is limited to the card holder.
 Complimentary access cannot be transferred or encashed

Utility Bills – Offer Details -

Offer: 5% cash back on utility bill payments
Offer Details & Redemption Process:
 Cash back will be calculated at the end of a calendar month.
 5% or Rs. 50, whichever is lower will be processed as cash back.
 Payments have to be done using eligible and valid RuPay Platinum Debit Card.

Utility Bills Terms & Conditions -

The Offer is valid from 1st April 2020 to 31st March 2021, both dates inclusive (hereinafter referred to
as the “Offer Period”).
2. The Card Holder shall be entitled to the following cash back for transactions made using the RuPay
Platinum Debit Card only:
a. 5% Cash back on utility bills subject to a maximum cap of Rs. 50 per calendar month. Card
Holder can pay one or more utility bills, however the cash back shall be subject to a
maximum cap of 5% or Rs. 50 per calendar month, whichever is lower.
b. Identification of transactions are based on Merchant Category Codes (MCC) allotted by
NPCI. NPCI will not be responsible for providing cash back for transactions at merchant
outlets/ franchisees / website which have not registered themselves under the MCCs
assigned for utility.
c. Transactions on the MCC include all and any payment made on Utilities — electric, gas,
water and sanitary only.
3. If a Card Holder’s RuPay Platinum Debit Card is terminated at any time for any reason, whether by
the Card Holder or the Bank, the Card Holder will forthwith be disqualified from earning the cash
back after voluntary or involuntary cancellation of the RuPay Platinum Debit Card.
4. NPCI shall not be liable if the Card Holder is unable to make payments any one or more of the
following circumstances:
a. If the Card Holder’s Bank account with member bank does not contain sufficient funds to
cover the payment of the respective bill or the bill amount exceeds the overdraft limit, if
any, granted to the Card Holder.
b. If the funds available in the Card Holders bank account with the issuing banks is under any
attachment, lien or charge.
c. The name of Biller and/or details required by the Biller for effecting the payment is not
correctly provided by the Card Holder.
d. Due to refusal of the Biller to receive the payment for any reason whatsoever.
e. For any causes due to Force Majeure such as earthquake, flood, fire and other natural
calamities or circumstances beyond the control of the RuPay.
5. NPCI reserves the absolute right to extend or terminate this Offer or alter the terms & conditions at
any time.
6. Any dispute arising out of this Offer or the terms and conditions shall be subject to the jurisdiction of
the Courts in Mumbai, Maharashtra.
7. Standard Offer Terms and Conditions are additionally applicable.

Offer Source – Download RuPay Circular – RuPay Platinum Debit Program FY 2020-2021 (ZIP File)- https://www.npci.org.in/sites/default/files/cir...

Another offer – Banks/PPI’s issue RuPay Prepaid Platinum Card – Free Airport Lounge Access - https://www.desidime.com/forums/hot-deals-onlin...