AMEX Diwali Offers 2020 - How to save this Diwali with AMEX Credit Card?

Dimers have always looked forward to AMEX Diwali Spends Offers as they have bunch of other Rewards which one can combine with Spends Offer to get exciting rewards. Credit Card offers are great way to accelerate savings on already deep-discounted products during Diwali Sale and if you are not using them yet, I can assure you that you are already missing out on some additional savings which are very easy to grab.

These Credit card offers can also be used for purchases or payments like Electricity Bills, LIC or Insurance Payments or refuelling your Petrol, where discounts or cashbacks are usually not offered.

AMEX Membership Rewards Card - Free for First year

If you do not have AMEX card yet, We can recommend it to you, if your spends is Rs. 15000 or so every month. While the First year is FREE, There is a Fee of Rs. 1500 per year + taxes if you do not spend more than 1.5 lakh per annum. But one also gets 12,000 Membership Rewards® Points every year by using your Card 4 times on transactions on transactions of Rs. 1,000 and above every month.

Amex Diwali 2020 Milestone Offer

If you already have an AMEX card, check your email for Milestone Offer Details. If you have not got any email, you can also login to American Express Dashboard and check the Milestone offer under Offers (scroll down on amex account page) 

Supplementary Cards - You can also login to your Supplementary card account and enrol from there too. Each card may have different spends offers, so it might be good idea to apply for the card based on spends you are planning.

Offer Duration – October 15, 2020 to November 15, 2020

Fulfilment of Voucher - February 2021

Excluded Cards - Centurion, Plat charge card, Jet & corporate cards. AMEX Platinum may receive offer little late like last year.

Also remember, Its mandatory to enrol for the offer to receive the Gift Card.

Amex Amazon Offer : 10% FLAT Cashback on Amazon (Working on Gift cards)

If the Milestone given by Amazon looks difficult, Don't worry as there are offers available to sweeten the deal further. One such Offer is 10% FLAT Cashback on Amazon - Spend Rs. 20,000 on Amazon and Get Rs. 2000 Flat Cashback. As reported by Dimers already, The Offer is also working on Amazon Gift Cards, Electricity Bills, LIC Payments etc. 

To Avail this Offer, You can login to Amex Website or App, Scroll down for Offers and it will be visible under "Available". Don't forget to SAVE the offer to your card before buying on Amazon. I had already added, so its not shown in screenshot below:

So, once you have enrolled for the Milestone Offer, You can buy Rs. 20,000 Gift cards and get Rs. 2000 back into your AMEX account. It reflects within 3-4 business days. You can buy Rs. 5000 x 4 Amazon eGC or Rs. 1000 x 2 Amazon eGC. Once you buy Gift cards, you can add to your account and use it over the next 12 months based on your needs. (Amazon Pay balance can then be Combined with Pantry Offers Rs. 250 on Rs. 2000, Amazon Fresh Offers Rs. 500 on Rs. 900 etc to maximize your savings)

Buy Gift Cards

Want More? Get FREE Diyas too with this Amazon Gift Card: https://www.amazon.in/Amazon-P...

AMEX Grofers Offer - Spend ₹2,500 or more, get 15% cashback, limited to ₹500 cashback

This is another Good Offer to reach milestone while saving 15% on your Grocery Shopping.

Save your eligible Card and spend ₹2,500 or more in one transaction, online or in-app at Grofers by 12/11/2020 to receive 15% cashback one time, limited to ₹500 back. Cashback should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date 12/11/2020.

AMEX Small Shops Offers - Spend ₹1,500 Or More On Amex Card & Get ₹300 Cashback, Up To 5 Times At Small Shops

This is another good offer to save to card so you can reach your Milestone offer while saving further on Offline spends. Save your eligible Card and spend ₹1,500 or more in one transaction, in-person only at participating Shop Small businesses by 30/11/2020 to receive ₹300 cashback, up to 5 times. This Offer expires on 30th November. Again, Dont forget to save the offer to your card.

One can check qualifying merchants in your city here:

https://www.americanexpress.co...

Once the offer is redeemed, you will be able to see under Redeemed along with your savings

AMEX - Buy Gold on Amazon or Offline

Another great asset one can buy to achieve Milestone and avail 5% savings + 10% Amazon Amex Offer is via Buying Gold Pendants or Gold Coins.

Gold Pendants by Kalyan Jewellers, Malabar, Bangalore Refinery:

https://www.amazon.in/s?k=gold+pendant&i=jewelry

If you smartly combine Milestone Offer along with Amazon, Grofers or Shop Small Offer - You can easily save upwards of 15% which is great additional savings on deals one get via DesiDime. You also get Reward points or combine with Reward Multipier Offer if it was added to your account.

Do Let us know, the offer you have received on your AMEX Card!