Top 5 Best Camera Phones Under Rs 20000 in India 2023

Finding the Best Camera Phone Under 20000 right now is like looking for a needle in a haystack. Brands have pushed their best phones to the Under 30K category and the budget segment doesn’t have a single smartphone that is perfect in every aspect. Thus, users who look for a camera phone under 20000 would generally settle for a 108 MP camera or some other gimmick, without realizing what’s best for them. So, to save you the trouble and help you find the perfect camera mobile, we have prepared a list of the Best Camera Phones Under 20000. This list consists of some great camera smartphones from brands like Samsung, iQOO (Vivo), Realme, Moto, and Tecno (wait for the final verdict, it’s interesting). Thus, your search for the best camera smartphones under Rs. 20,000 ends here. 

Not too long ago, brands used to launch phones under 20K with a great camera setup with OIS, an AMOLED display with a high refresh rate, and a good 5G processor too. But now, if you want these minimal specs in a phone, you would have to shift your budget to 30000. Oh by the way, if you can increase your budget a bit, do check out the Best Camera Phone Under 30000 too. And if 20K is your budget, then we have the best camera phones under ₹20,000 just for you. We have made sure to make a list of only those phones under 20K that offer the best camera quality and output in almost all conditions. So rest assured, you will find your best camera phone under 20000 right here.

This time around, we have made a list of 9 best camera smartphones under 20000 and we have ranked all of them according to their camera quality. Before getting to know these phones in more detail, we would first see what their basic camera specs are. This would help us filter out some options for the best camera phones under 20000. Out of these eight best camera phones, we will select the top 5 and then proceed with our detailed explanation of the same. So, let’s get right into it:

The most important things to consider when buying the best camera phone are the camera sensor, whether the phone has OIS or not, and the phone’s image optimization. Gone are the days when smartphones with the highest megapixels would be considered the best camera phones in their budgets. Now, the overall image output depends on hardware + software optimization of a camera and if a brand has got the latter on point, it will slay the competition.

So, to find just that perfection, we have ranked these top 5 Best Camera Phones Under 20000 for you:

The Samsung Galaxy M34 is hands down the best camera phone under 20000. True, that Exynos chipset and those big bezels are a big red flag for many but if you can compromise with anything but the camera, then the Galaxy M34 5G gives you just what you need. Its 50 MP OIS camera is no joke and gives great daylight shots. Although it could have been better in lowlight too, we know it’s Samsung and what other choice do we have? But still, if getting better images in lowlight is what you are looking for, our next best camera phone under 20K will surely pique your interest.

The Samsung Galaxy M34 is a great phone overall. Be it the camera, display, or battery, the M34 5G is a great device with its only limitation being the Exynos processor. Unlike Samsung’s previous budget phones, the M34 also gets the full One UI, which means many great features and better security with Knox too. The Samsung Galaxy M34 5G is the best camera phone under 20000 not because of its 50 MP No Shake Camera but because of Samsung’s image optimization which doesn’t just whiten your face in the name of good pictures. The brand understands Indian skin tones and its smartphone camera optimization shows just that.

To be honest, the camera specifications on the Samsung Galaxy M34 are quite impressive. It comes with a primary camera of 50 MP with OIS. Getting an OIS camera phone under 20K nowadays is very rare. Moreover, it doesn’t skip an ultrawide lens, unlike many other phones in this price range. The Samsung phone features an 8MP ultrawide camera and a 2MP Macro camera, which is there just to add to the numbers.

Before we move ahead, check out these camera samples taken from the Samsung Galaxy M34 smartphone. It will give you a better understanding of the camera quality of the best camera phone under Rs. 20000:

(Image Credits: 91Mobiles)

Despite having OIS, M34’s camera might not be the best for video shooting under 20K. Surely it’s one of the better phones for that matter but, if your priority is video shooting over good pictures, then you might want to look at some other camera phones under 20000.

As per many first-hand users who have used and experienced this phone in person, it just doesn’t have the best camera for video recording. The output is decent, and even the selfie camera is capped at 1080p 30 fps video recording, which is quite low.

Here are all the pros and cons of the camera of the Samsung Galaxy M34 5G smartphone:

The Samsung Galaxy M34 is undoubtedly one of the best camera phones under 20000 but is that all about this budget Samsung phone? Nope, there are some other aspects that you need to look at before buying this phone and here, we will discuss the same.

• Camera: 8/10 Points

• Performance: 5/10 Points

• Battery: 8/10 Points

• Display: 8/10 Points

• Software: 9/10 Points

Total: 38/50 Points

You can get the Samsung Galaxy M34 on Flipkart and Amazon for around Rs. 19,000.

Introducing the iQOO Z7, the latest smartphone sensation that's poised to redefine your mobile photography experience. Packed with cutting-edge features and boasting an impressive MediaTek Dimensity 920 processor, this device offers unmatched performance and speed that will undoubtedly set your pulse racing. With its remarkable 90 Hz AMOLED display, your visual experience reaches new heights with vibrant colors and seamless navigation. However, the standout feature that positions the iQOO Z7 as the "Best Camera Phone Under 20000" is its exceptional camera setup.

In a world obsessed with capturing moments, the iQOO Z7 shines brightest in low-light conditions. Its camera system, comprising a high-resolution sensor and advanced imaging technology, produces stunning results even when the sun goes down. Whether you're capturing cityscapes at night or cherishing special moments with friends and family in dimly lit environments, the iQOO Z7 effortlessly delivers crystal-clear, well-detailed shots that leave you in awe. But, the lack of an ultrawide camera is still a big miss for the iQOO Z7 and that might be a dealbreaker for some people.

However, there's a catch – the iQOO Z7 is exclusively available on iQOO's official website, making it slightly less accessible to potential buyers. While this limitation might disappoint those accustomed to purchasing smartphones from their local retailers or popular e-commerce platforms, it does ensure that you're getting a genuine product directly from the manufacturer. Despite this minor drawback, the iQOO Z7's unbeatable camera prowess and powerful MediaTek Dimensity 920 processor make it an excellent choice for photography enthusiasts and smartphone aficionados looking for the best in their budget.

The iQOO Z7 5G stands out as a top contender for the title of "Best Mobile Under 20000" due to its impressive camera capabilities, capturing vivid and detailed shots in various lighting conditions. The vibrant display further enhances the visual experience. However, it's somewhat disappointing to see a notch display in 2023 when the industry is rapidly evolving towards notchless or punch-hole designs.

Full Camera Specifications of the iQOO Z7 5G:

Do check out the camera samples of the iQOO Z7 5G given below:

The iQOO Z7 5G doesn't just excel in capturing stunning photos; it's also a powerhouse when it comes to videography. Equipped with Optical Image Stabilization (OIS), this device ensures that your videos come out stable and jitter-free, even in challenging conditions. Whether you're recording action-packed moments or creating cinematic content, the iQOO Z7's OIS feature provides that professional touch to your videos. It's no wonder that this smartphone ranks as one of the best camera phones under 20K for videography, offering an all-around multimedia experience that's truly impressive.

Here are all the pros and cons of the iQOO Z7 5G’s camera:

The iQOO Z7 5G is undoubtedly a frontrunner in the race for the title of "Best Camera Smartphone Under 20000". With its impressive camera setup, including OIS for stable videos and remarkable low-light photography, it certainly stands out. But that's not all – this device has a lot more to offer. Its robust MediaTek Dimensity 920 processor ensures smooth and lag-free performance, while the vibrant display elevates the visual experience.

However, it's essential to acknowledge that no smartphone is without its downsides. The iQOO Z7 5G does come with a notch display, which may not be in line with the latest design trends in 2023. Additionally, its availability limited exclusively to iQOO's official website might pose some inconvenience to potential buyers. Nevertheless, if you're looking for an exceptional camera phone under 20000 with a blend of other impressive features, the iQOO Z7 5G is a strong contender to consider.

• Camera: 8/10 Points

• Performance: 9/10 Points

• Battery: 8/10 Points

• Display: 8/10 Points

• Software: 7/10 Points

Total: 40/50 Points

You can get the iQOO Z7 5G on iQOO or Vivo’s official website for Rs. 19,000.

This entry on our list of the Best Camera Phones Under 2000 might seem crazy, but this phone is worth considering. In the dynamic world of smartphones, the Realme 9 Pro Plus is a true standout. With the illustrious Sony IMX766 sensor, it firmly secures its position as the Best Camera Phone Under 20000. Picture this: you're out and about, ready to capture life's most precious moments. With the Realme 9 Pro Plus in hand, you'll effortlessly capture the richness of detail, vivid colors, and stunning clarity that the Sony IMX766 sensor delivers, making every shot an adventure.

But the excitement doesn't end there. This phone isn't just a photography powerhouse; it's also a videographer's dream. Armed with the same cutting-edge sensor, it elevates your videos to a whole new level of excellence. Bid farewell to shaky footage and pixelated recordings; the Realme 9 Pro Plus ensures your videos are as steady and professional as they come.

Now, it's not all sunshine and roses. The Realme 9 Pro Plus does have one caveat – its availability. This exceptional device can be a bit elusive to find on popular e-commerce platforms like Flipkart or Amazon. However, for those who manage to get their hands on it, the Realme 9 Pro Plus offers an unmatched blend of photographic prowess and powerful performance that's worth the hunt.

The Realme 9 Pro+ takes the lead when it comes to the hardware part. Its software optimization might not be as good as Samsung or iQOO (Oppo knows how to kill its own smartphones, RIP OnePlus), but a good choice of hardware has surely made the Realme 9 Pro Plus the best camera phone under 20000.

Here are some camera samples taken from the Realme 9 Pro Plus that might help you understand its camera performance better.

The Realme 9 Pro+, just like the previous smartphone suggestions, is capable of recording 4K videos at 30fps from the rear primary camera. But, it is the only smartphone on our list that supports 1080p videos at 60fps even on the selfie camera. Thus, it definitely deserves an extra point in the videography department.

Here are all the pros and cons of the Realme 9 Pro Plus 5G’s camera:

With the Realme 9 Pro Plus, you're getting the unbeatable combination of the Best Camera Phone Under 20000 and robust performance thanks to the MediaTek Dimensity 920 processor. It's a compelling package that offers incredible value. If only availability were more widespread, it would undoubtedly be a must-have smartphone for those seeking top-notch camera capabilities and overall performance in one stellar device.

• Camera: 9.5/10 Points

• Performance: 9/10 Points

• Battery: 8/10 Points

• Display: 9/10 Points

• Software: 7.5/10 Points

Total: 43/50 Points

You can get the Realme 9 Pro Plus on Flipkart and Amazon for Rs. 20,000 or even lower during offers.

The Moto G73 offers an exceptional photography experience, boasting a 50 MP primary camera with a significant 2µm sensor. This sizable sensor is a game-changer in mobile photography, as it excels at capturing more light, especially in low-light conditions. The result? Brighter, less noisy photos with outstanding detail and clarity.

Powered by the latest Dimensity 930 processor, this phone ensures smooth multitasking, gaming, and overall device performance. With a clean Android interface, it offers a clutter-free and efficient user experience.

In summary, the Moto G73 earns its spot among the best camera phones under 20000, thanks to its impressive camera capabilities, high-performing processor, and user-friendly software. If you're a photography enthusiast looking for an affordable yet powerful device, the Moto G73 promises to deliver stunning photos and top-notch performance. But, as the same old Moto keeps its camera optimization poor, it’s advisable to use GCam on the g73 to get the best camera output.

The Moto g73 5G smartphone might not use a Sony sensor and it doesn’t even come with OIS. Moto might have made a big mistake while not choosing either of the two things, but the brand’s decision of giving a huge camera sensor is definitely worth the gamble. This sensor is capable of capturing more light, making it a viable shooter. Though, Moto’s camera optimization could have been better.

Technically, Moto’s g73 should capture more light and give better results in lowlight, but a lack of OIS does hurt the phone’s night vision. But, the shots that it takes are really good in daylight. So, just like we say it with every other Moto phone, use a GCam and you are good to go. Have a look at these camera samples taken from the Moto g73 and see for yourself what our best camera phone under 20000 offers with its huge sensor size.

The Moto g73 captures great pictures, but its video quality is, say, not quite appealing. The camera lacks OIS and tries to make up for it with EIS, which in turn crops the camera frame too, But the biggest problem is the lack of 4K video recording with this Moto smartphone. The MediaTek Dimensity 930 processor on this phone doesn’t support 4K video recording, which makes it look way inferior than the competition. So, if your priority is to get the best camera phone under 20000 that shoots good videos, I’d say you should consider other options.

Here are all the pros and cons of the Moto g73 5G’s camera:

The Moto g73 can be a great option if you are looking for a great, balanced smartphone under 20000 and you want to spend the least possible amount. Yes, it’s cheaper than the previous smartphones that we talked about and offers quite a lot for its price. Though, you should definitely consider some other options if you need an all out gaming/videography phone since this one is more of a balanced device that appeals to a different kind of user. Oh, also, it can be a good phone for your parents, thanks to its clean Android UI being so simple and ad free.

• Camera: 7/10 Points

• Performance: 8/10 Points

• Battery: 9/10 Points

• Display: 8/10 Points

• Software: 8.5/10 Points

Total: 40.5/50 Points

You can get the Moto g73 on Flipkart for Rs. 16,000 or lower.

Now before you start typing how the entire content seems satire and Tecno’s phones can’t be good, pay attention for a minute. You get a good camera sensor, a good processor, and an okayish or say below average UI, the image output that you will get with this setup will still be pretty good. That is what the Tecno Camon 20 Pro 5G smartphone is all about. Although I personally refrain from using a Tecno phone, this particular device from Tecno has actually surprised me and it is among the best camera phones under 20000 for a good reason. It runs on the powerful and very capable MediaTek Dimensity 8050 processor, and has a primary camera of 64 MP with OIS. The other two cameras are more or less useless, but its display is probably the best among all smartphones on our list.

The Tecno Camon 20 Pro 5G comes with a 120 Hz AMOLED Display with a punch-hole, unlike Samsung and iQOO’s smartphones in this price range. Moreover, the camera output of the Tecno Camon 20 Pro is pretty good in the daylight. The colors, saturation, dynamic range, everything is above average, which is quite unbelievable coming from someone who has a firsthand experience of using some underwhelming Tecno phones in the past.

But, this phone surely deserves its spot on the list of the best camera phones under 20000 for everything that it offers.

The Tecno Camon Pro 5G doesn’t have an ultrawide camera, which definitely should have been there for a phone that costs 20K. Though, it seems that the brand had to cut some corners to get this overall impressive package to fit into this tight budget, which makes it acceptable. The Primary camera with OIS is what makes the Camon 20 Pro a strong contender on our list of the best camera phones under 20000. It takes good pictures and that too with some vibrant colors. Those pics are insta-ready, and they sure do look good.

Here are some picture samples captured from the Tecno Camon 20 Pro that make it one of the best phones for photography under 20000: 

Unlike other phones on the list, the Tecno Camon 20 Pro takes care of both things, photography and videography too. It has support for 4K 30fps videos too, which is the highest quality that you can get in this price range. Other than that, the phone handles its stability quite well too with its OIS. But, I personally felt that the OIS optimization on the Tecno Camon 20 Pro was not on par with what Samsung and iQOO did. Also, its front camera caps at 1080p 30fps, so there’s no option for 60fps selfies videos here.

Here are all the pros and cons of the Tecno Camon 20 Pro 5G’s camera:

Okay, so here’s the problem with the Tecno Camon 20 Pro, which surely deserves a rank among the best camera phones under 20000 in 2023 - it just gets 1 YEAR OF OS UPDATE(S)!

The only aspect where phones from Tecno and Infinix lack is their software and this phone is no different. Also, a lack of service centers can also be a big trust issue for many buyers, which is why it’s difficult to recommend the Tecno Camon 20 Pro. But, if you are willing to overlook these shortcomings, then this smartphone is probably the best one under 20K. Be it the performance, display, or camera, it leaves no stone unturned.

• Camera: 8/10 Points

• Performance: 10/10 Points

• Battery: 9/10 Points

• Display: 9.5/10 Points

• Software: 6/10 Points

Total: 42.5/50 Points

You can buy the Tecno Camon 20 Pro on Flipkart and Amazon for Rs. 20,000.

As we conclude our exploration of the "Best Camera Mobile Under 20000," it's evident that the smartphone market is brimming with excellent options. From Samsung to iQOO, Realme to Moto, and Tecno, each brand brings its own unique blend of features and capabilities to the table. The choice ultimately boils down to your personal preferences and priorities in a smartphone.

Are you all about capturing stunning photos and videos in various conditions? Perhaps the Realme or Moto devices with their impressive camera setups are your best bet. Or maybe you seek a balance between camera performance and overall device power, in which case the iQOO and Samsung options shine.

In addition to the phones discussed in this article, you can also consider buying some of the extra options mentioned at the beginning, including Realme Narzo 50 Pro, Moto G72, POCO X5 Pro, and OnePlus Nord CE 3 Lite. These smartphones offer a range of features and capabilities that cater to different preferences and needs. Your choice of the best camera mobile under 20000 ultimately depends on your individual requirements, so exploring these additional options can help you find the perfect smartphone to meet your specific demands. 

We encourage you to share your thoughts and feedback in the comments section below. Which phone did you choose, and what features matter most to you in the best camera phone under 20000? Your insights can help fellow readers make informed decisions in their smartphone quest. Also, do note that you can get some great coupons from Amazon and Flipkart while buying these phones to get the best deals on them.