(OVER) [Financial Year 24-25 Contest] Comment and Win Amazon Gift Cards and Prime Vouchers

Day 3

Q1. 6000 shares, 316000 in dividends

Q2. Things to consider while purchasing health insurance policy. Sum insured in comparison to premium paid, family floater options, Cashless facility, Availability at all hospitals, capping on room rent

D3

1 Share- 6000, Dividend -316000

Day 3, Set 2 (11 Apr, Afternoon)

Q1: Name any one ex-governer of RBI. Please note it should be not repeated in comments for valid entry. Do tag me, if all posted

Q2: Most rewarding credit card you hold? What is the highest Rewards points you accumulated?

entry valid till 9PM today

Day 3 , set 1

1) shares--6000, dividend -316000

2) parameters:

1. All items its Covers
2. Hospital Network
3. Premiums
4. Deductibles and Copayments
5. Exclusions
6. Limits
7. Customer Service
8. Additional Benefits
9. Flexibility

Day 3 set 2

1) Manmohan Singh

2) amazon icici credit card , reward: Rs36500 till now

Day 3 set 2

1. Urjit patel

2. Sbi cc, accumulated around 2000

Gave up in year 2

Q1: Raghuram Rajan

Q2: Most rewarding card for me is Amazon Pay ICICI. It don't give reward but cashback and I accumulated over 11k of cashback till now

Afternoon

1) Dr Y V Reddy

2) SBI cashback Cc ,7300 points 

D3 s2

1. C D Deshmukh
2. Airtel credit Card, 900 cashback in month

1) S Jagannathan

2) Recently got my first ICICI cc, forget about rewards for now.

Certainly! Let’s address your questions:

1. Ex-Governors of RBI:
   • Sir Osborne Smith: The inaugural officeholder, a British banker who served as the managing governor of the Imperial Bank of India before becoming the governor. He resigned before completing his term.
   • Sir James Braid Taylor: An ICS officer who served as the controller of the currency and the deputy governor of RBI. His stewardship saw the Bank through the war years and the transition from a silver currency to fiat money.
   • Sir C. D. Deshmukh: The first Indian to serve as the governor. His tenure oversaw the partition of India and the subsequent division of assets and liabilities between India and Pakistan.
   • Sir Benegal Rama Rau: The longest-serving governor, holding office for over seven years.
   • Dr. Manmohan Singh: The fifteenth governor, who later became India’s thirteenth prime minister.
   • Shaktikanta Das: The twenty-fifth and current governor since December 12, 2018¹.
2. Most Rewarding Credit Cards:
   • SimplyCLICK SBI Credit Card:
     • Annual Fee: ₹499 + taxes
     • Features: 1% Fuel Surcharge Waiver, e-Vouchers worth ₹2000 for annual online spends of ₹1 Lakh.
   • HSBC Cashback Credit Card:
     • Annual Fee: ₹999 (reversed if total annual spend exceeds ₹200,000)
     • Cashback Features: 10% accelerated cashback on dining, food delivery, and grocery spends (up to ₹1000 per billing cycle); 1.5% unlimited cashback on other spends.
   • IndusInd Bank Legend Credit Card:
     • Annual Fee: ₹9,999 + GST
     • Features: Complimentary stay at Oberoi Chain of Hotels, free movie tickets on BookMyShow, 2x rewards on weekend spends, access to 700+ lounges worldwide.
   • AU Bank Altura Plus Credit Card:
     • Annual Fee: ₹499 + applicable taxes
     • Features: 1.5% cashback on all POS retail spends, 1% Fuel Surcharge Waiver on transactions between ₹400 and ₹5000.
   • SBI SimplySAVE Credit Card:
     • Joining Fee: ₹499 + 18% GST
     • Features: Bonus reward points, 5X and 10X reward points².

Remember, the best credit card depends on your spending habits and preferences. Make sure to check the latest offers and terms before making a decision! 🌟

1) 6000 share -

 2.5% dividend income in 2016 

 0.83% - dividend income in 2023

2) Premiums & network branches

3 ) Dr. D. Subbarao

4) Amazon cc is best rewarding cc , i dont have any cc

Day 3

A1 : 6000 shares

Dividend : 316000

A2: Cover, No copay, availability, Room rent and doctor/nursing fees cap, settlement ratio, illness covered, pre and post hospitalization benefits, OPD reimbursement...

Day 3 Set 2

A1: Bimal Jalan

A2: ICICI APAY 1885

Day 3, Set 1 (11 Apr, Morning) :

A1: You own 6K shares & total dividend you earned is Rs. 316000.

A2: I will choose a health insurance that will provide cashless treatment, cover all the types of doctor visits & medicines and has a affordable premium with a large network of affiliated hospitals/clinics.

Day 3, Set 2 (April 11,, Afternoon) 

A1: R. N. Malhotra (Though question is a bit weird & gives unfair advantage to first movers)

A2: Amazon Pay ICICI Bank Credit Card : Cashback worth Rs 2551 

It's my turn now, thanks to @quantum !

Day 3, Set 3

1. Which credit card is best for travel requirements post Atlas Devaluation on 20th April, according to you?
2. With everything at peak right now (Gold, Stocks, Real Estate), What according to you is a good investing strategy going forward?

Day 1 Set 2

• 📈 @neehesh
• 📈 @baludesi
• 📈 @Alpha.Barood 

Please collect your reward in DM. Thanks 💳🥳

@quantum - thank you receive 50rs agv balance.😊

Day 3, set 3 

1) Yatra SBI Credit card 

2) invest in small portions everywhere be it in gold , shares , mutual funds ,real estate .  Life is a see- saw , comes with it's Up's & Down's

D3,S3

1. Club Vistara

2. Real Estate, portfolio consists more than 1/3rd of my investment. There is a lot of space for development. Till 2040-45, real estate will boom in tier 2.5/3 towns and villages. Few times, paid via full swipe with BOB Eterna..

D3: S3:_
1) No idea as I'm new to cc market

2)Real estate without a doubt (where it has not reached the peak yet).

Received 50 AZ GV. Thanks

1. Dr. Bimal Jalan

2. Sbi cashback card

day 3 s3

1) might be American Platinum Travel Credit Card

2) small budget: for now- ETFs , if any deep correction than direct stocks

for big budgets- real estate in undeveloped areas + direct stocks

D3

S3

A1 : Amex travel, maybe.!

A2 : I think real estate is still at a bargain in some parts. Also FDs returns are looking good. Investment in financial literacy should be a must.

Day 3 s3

1. HDFC Bank Infinia Metal Edition

2 . On land definitely (real estate)

Q1) I see amex platinum or hdfc infinia to be the best for travel.

Q2) gold currently is looking promising. It has risen to new highs now and seems likes it's not going to stop soon.

D3 s2

1. Bob card, giving 15% discount offers

2. Real estate- Land

D3s3

1. Niyo global?

2. Buy at the dips