[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@gurucoupon wrote:

@1cooldesidd wrote:


My last transfer from PayUmoney was via NEFT and that was in August.

@gurucoupon When did you last transfer from payU?

Are yaar i did it last month. & It was around 9:30pm. It was transferred. But now when somebody mentioned , i think might be they have changed policy. That’s why i’ve already updated my previous post.

My intent was not to imply that you were wrong, but it was to pinpoint the timeline for the change in transfer method.

I think about payumoney, Its neft mode only. I look into my previous mail and found following.

Dear Customer,

Thank you for contacting PayUmoney

We would like to inform you that the money credited into your wallet (via DC/NB) can be transferred via NEFT only after 7 days.

cc @DealSeeker @1cooldesidd @Magus @GoogleCA

@gurucoupon wrote:

Are yaar i did it last month. & It was around 9:30pm. It was transferred. But now when somebody mentioned , i think might be they have changed policy. That’s why i’ve already updated my previous post.

Then yours is the latest one of the three. They should have changed to IMPS now.

@gurucoupon wrote:

I think about payumoney, Its neft mode only. I look into my previous mail and found following.

Dear Customer,

Thank you for contacting PayUmoney

We would like to inform you that the money credited into your wallet (via DC/NB) can be transferred via NEFT only after 7 days.

cc @DealSeeker @1cooldesidd @Magus @GoogleCA

Mail date?

@Magus @gurucoupon Both Shmart and PayU wallets are actually powered by RBL bank, so it does make sense that they both allow withdrawals via NEFT.

@Magus wrote:

@DealSeeker wrote:

Guys, I want to add another column in the spreadsheet to clarify the “Mode of Withdrawal” (NEFT/IMPS). Please contribute. BCC: People who have participated in this thread actively.

Shmart – NEFT – Within 24 hours (mostly next business day).

PayU – NEFT – Within a few hours if done during the business hours mentioned on their site. It’s till 5.30 pm on weekdays and 11.30 am on Saturdays. I don’t know if they allow transfer after business hours nowadays (not allowed previously). It’s been a long time since I transferred money from PayU wallet to bank. Someone else should enlighten us here.

State Bank Buddy – IMPS available but have never tried it.

Will add more as and when I get the details.

State Bank Buddy – IMPS [tried]

Taken from PayUMoney website as on 06/10/2015, 5.30 PM.

I don’t know how @gurucoupon got instant credit when initiated at 9.30PM.

CC @1cooldesidd @DealSeeker

@DealSeeker wrote:

@Magus @gurucoupon Both Shmart and PayU wallets are actually powered by RBL bank, so it does make sense that they both allow withdrawals via NEFT.

Yeah. But with PayU, I got them credited in a few hours while Shmart ones never happened on the same day.

@Magus wrote:

@gurucoupon wrote:

I think about payumoney, Its neft mode only. I look into my previous mail and found following.

Dear Customer,

Thank you for contacting PayUmoney

We would like to inform you that the money credited into your wallet (via DC/NB) can be transferred via NEFT only after 7 days.

cc @DealSeeker @1cooldesidd @Magus @GoogleCA

Mail date?

18 August 2015 at 10:49

@Magus wrote:

Taken from PayUMoney website as on 06/10/2015, 5.30 PM.



I don’t know how @gurucoupon got instant credit when initiated at 9.30PM.

CC @1cooldesidd @DealSeeker

Might be they have some flag which says Elite Wallet User.

@gurucoupon wrote:

Might be they have some flag which says Elite Wallet User.

No. Most probably, you were having a hangover and confused AM with PM.

@Magus wrote:

@gurucoupon wrote:

Might be they have some flag which says Elite Wallet User.

No. Most probably, you were having a hangover and confused AM with PM.

Thik hai yaar, ab main itna search nahi karunga to prove something. Might possible that they were testing IMPS feature and i was part of that. not sure.

@DealSeeker thankyou

@gurucoupon wrote:

Thik hai yaar, ab main itna search nahi karunga to prove something. Might possible that they were testing IMPS feature and i was part of that. not sure.

Ow! Are you angry with me now?

@Magus wrote:

@gurucoupon wrote:

Thik hai yaar, ab main itna search nahi karunga to prove something. Might possible that they were testing IMPS feature and i was part of that. not sure.

Ow! Are you angry with me now?

Kyun bhai … Angry ?? not at all. Just chill

@gurucoupon wrote:

@Magus wrote:

No. Most probably, you were having a hangover and confused AM with PM.

Thik hai yaar, ab main itna search nahi karunga to prove something. Might possible that they were testing IMPS feature and i was part of that. not sure.

Guys any qua to get the user id of icici pockets. Getting error in user I’d and try to get it via mobile number but still unable to have it. Any other way ? Plz help.

@gurucoupon wrote:

@DealSeeker wrote:

Guys, I want to add another column in the spreadsheet to clarify the “Mode of Withdrawal” (NEFT/IMPS). Please contribute.

This will be useful to identify wallets with quicker withdrawals. Also, as you know, IMPS is available 24×7, while NEFT is available only during extended business hours.

BCC: People who have participated in this thread actively.

I’ve used Paytm,Mobikwik,Oxigen,Freecharge, PayUMoney & all are IMPS.

I feel wallet nature will be imps only. Not sure. SBI Buddy might be an exception

cc : @Magus

+1 , i used only paytm, mobikwik, and oxigen are imps , rest am not aware

Mobikwik- never tried
PayU- neft
Paytm- never tried
Oxigen – imps
ICICI Pockets – no idea as im transferring to my icici acct
Citrus Cash – neft
HDFC PayZapp – NA
Axis Lime – imps
Shmart – neft
SBI Buddy – imps
Freecharge – imps

cc: @DealSeeker @gurucoupon

hope this helps

@rajrocks wrote:

Mobikwik- never tried
PayU- neft
…
hope this helps

Yes, it does. +30 KG.

@DealSeeker wrote:

@gurucoupon wrote:

@Magus wrote:

No. Most probably, you were having a hangover and confused AM with PM.

Thik hai yaar, ab main itna search nahi karunga to prove something. Might possible that they were testing IMPS feature and i was part of that. not sure.

Guru bhai, please search in your mailbox and confirm the time of that transaction. It’s important for me to know whether PayU allowed IMPS transfers because that would imply that they might reintroduce IMPS transfers in the future.

03/09/2015 21:10:36 IMPS Transaction . Yes
Time of transaction in my bank a/c.

Khush to bahot hoge tum … haaaaaaain

@gurucoupon wrote:

@DealSeeker wrote:

Guru bhai, please search in your mailbox and confirm the time of that transaction. It’s important for me to know whether PayU allowed IMPS transfers because that would imply that they might reintroduce IMPS transfers in the future.

03/09/2015 21:10:36 IMPS Transaction . Yes
Time of transaction in my bank a/c.

Khush to bahot hoge tum … haaaaaaain

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker wrote:

Guru bhai, please search in your mailbox and confirm the time of that transaction. It’s important for me to know whether PayU allowed IMPS transfers because that would imply that they might reintroduce IMPS transfers in the future.

03/09/2015 21:10:36 IMPS Transaction . Yes
Time of transaction in my bank a/c.

Khush to bahot hoge tum … haaaaaaain

Can you please also clarify when you initiated this withdrawal from PayU (please check transaction details at the website)?

specially aapke liye … 😍

I bought 1000rs axis gift cards at 250rs discount by paytm ,, please help, what’s the best wallet method to transfer these credits to my SBI bank account….???

@theshield wrote:

I bought 1000rs axis gift cards at 250rs discount by paytm ,, please help, what’s the best wallet method to transfer these credits to my SBI bank account….???

do it via citrus. o% charges to transfer to bank

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Yes. You should.

Just withdrew money from Freecharge (credited against a failed recharge txn). Instant!

CC @DealSeeker

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Nah, bro. Changed the plan as only three wallets are doing NEFT transfers: Shmart, Citrus, and PayU.

But thanks for reminding. Have mentioned this in the notes for these three wallets and added some other details.

By the way, just noticed that there is no information for the Pockets wallet. @rajrocks @VaibhavJain @getready Can you guys provide this info with links?

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Nah, bro. Changed the plan as only three wallets are doing NEFT transfers: Shmart, Citrus, and PayU.

But thanks for reminding. Have mentioned this in the notes for these three wallets and added some other details.

By the way, just noticed that there is no information for the Pockets wallet. @rajrocks @VaibhavJain @getready Can you guys provide this info with links?

2.5k per load per day
10k monthly load limit/ transfer limit

@DealSeeker wrote:

@gurucoupon wrote:

@DealSeeker Hey, should we add the column for NEFT/imps Based on previous comments ?

Nah, bro. Changed the plan as only three wallets are doing NEFT transfers: Shmart, Citrus, and PayU.

But thanks for reminding. Have mentioned this in the notes for these three wallets and added some other details.

By the way, just noticed that there is no information for the Pockets wallet. @rajrocks @VaibhavJain @getready Can you guys provide this info with links?