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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Perfectionist Perfectionist
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@cm4444 wrote:

The only detail I can contribute is that transfer of 1400 bucks from DBS to my bank account hs failed six times in last two days. Test transfer of 10 Rs. was successfully carried out to same bank account couple of weeks ago. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif


Oh! Any other successful transfers apart from that 10 bucks transfer? Coincidentally, but not surprisingly, I also did a test transfer of only 10 bucks. https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif

Pro Entertainer Pro Entertainer
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@vijkap201 wrote:

@Crazydimer wrote:

@vijkap201 wrote:

@DealSeeker wrote:

@vijkap201 wrote:

The overlay feature comes on various apps but when selected doesn’t respond on payment page. I had expected it to automatically link/fill card details for payment, but didn’t happen that way, That’s where I entered card details manually while choosing Credit Card. But the payment failed @ Amazon. Was I correct???


Bro, I think we are going in circles now. I have already posted my analysis of why the Lime VCC didn’t work on Amazon and I have suggested you a way out. Please reread the previous posts and let me know if you still need some help.


Bro, tried adding cash to paytm, oxigen and failed recharge at freecharge using Lime Card (I selected Master Card at Shopping Card Option). No luck everytime transaction authentication failed. I receive OTP at mobile but after entering it, payment gets declined by bank. Any way to get money out??? https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


haha dont use lime its sucks if ur transaction fails u have to wait for more than 30 days their customer care also not so responsive https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Yes, bro.. I hv already burnt my fingers and 3k is stuck…. Want to take money out or buy s’thing… https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


Every time I try to transfer reducing amount by tax shown or even 2900. Its throwing error “Amount Greater than 3000”. Getting worked up now with LIME. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Pro Entertainer Pro Entertainer
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@Crazydimer wrote:

@vijkap201 wrote:

@Crazydimer wrote:

@vijkap201 wrote:

@DealSeeker wrote:

@vijkap201 wrote:

The overlay feature comes on various apps but when selected doesn’t respond on payment page. I had expected it to automatically link/fill card details for payment, but didn’t happen that way, That’s where I entered card details manually while choosing Credit Card. But the payment failed @ Amazon. Was I correct???


Bro, I think we are going in circles now. I have already posted my analysis of why the Lime VCC didn’t work on Amazon and I have suggested you a way out. Please reread the previous posts and let me know if you still need some help.


Bro, tried adding cash to paytm, oxigen and failed recharge at freecharge using Lime Card (I selected Master Card at Shopping Card Option). No luck everytime transaction authentication failed. I receive OTP at mobile but after entering it, payment gets declined by bank. Any way to get money out??? https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


haha dont use lime its sucks if ur transaction fails u have to wait for more than 30 days their customer care also not so responsive https://cdn2.desidime.com/assets/textile-editor/icon_toungueout.gif


Yes, bro.. I hv already burnt my fingers and 3k is stuck…. Want to take money out or buy s’thing… https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


bro if ur stuck then use imps and pay 4% take ur money and uninstall the app with 1 star rating playstore https://cdn3.desidime.com/assets/textile-editor/icon_cool.gif


Every time I try to transfer reducing amount by tax shown or even 2900. Its throwing error “Amount Greater than 3000”. Getting worked up now with LIME. https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Deal Subedar Deal Subedar
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@rajrocks wrote:

@dev007 wrote:

@rajrocks wrote:

@DealSeeker wrote:

@rajrocks wrote:

@agarsh @gurucoupon @DealSeeker anyone able to proceed after registration? im stuck at change PIN page and i havent received any default PIN via sms.


Haven’t downloaded it yet. Will let you know when I do.


ok. Also FYI @ ALL. the PIN im talking abt is txn PIN and not login PIN.

So finally, Did you get that Txn PIN? Also, are you able to transfer to bank successfully without charges?


stuck at change hcnage txn PIN page. unable to proceed. did u get sms?

cc @Crazydimer how did u get?


Just an update, Installed the app for the first time and everything went smooth starting from receiving all the pins to transferring back to bank(IMPS). This is super cool. Very impressed.

Dimer of The Year 2020 Dimer of The Year 2020
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@dev007 wrote:

@rajrocks wrote:

@dev007 wrote:

@rajrocks wrote:

@DealSeeker wrote:

@rajrocks wrote:

@agarsh @gurucoupon @DealSeeker anyone able to proceed after registration? im stuck at change PIN page and i havent received any default PIN via sms.


Haven’t downloaded it yet. Will let you know when I do.


ok. Also FYI @ ALL. the PIN im talking abt is txn PIN and not login PIN.

So finally, Did you get that Txn PIN? Also, are you able to transfer to bank successfully without charges?


stuck at change hcnage txn PIN page. unable to proceed. did u get sms?

cc @Crazydimer how did u get?


Just an update, Installed the app for the first time and everything went smooth starting from receiving all the pins to transferring back to bank(IMPS). This is super cool. Very impressed.


jalaa raha hai kya… https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Deal Subedar Deal Subedar
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@rajrocks wrote:

@dev007 wrote:

@rajrocks wrote:

@dev007 wrote:

@rajrocks wrote:

@DealSeeker wrote:

@rajrocks wrote:

@agarsh @gurucoupon @DealSeeker anyone able to proceed after registration? im stuck at change PIN page and i havent received any default PIN via sms.


Haven’t downloaded it yet. Will let you know when I do.


ok. Also FYI @ ALL. the PIN im talking abt is txn PIN and not login PIN.

So finally, Did you get that Txn PIN? Also, are you able to transfer to bank successfully without charges?


stuck at change hcnage txn PIN page. unable to proceed. did u get sms?

cc @Crazydimer how did u get?


Just an update, Installed the app for the first time and everything went smooth starting from receiving all the pins to transferring back to bank(IMPS). This is super cool. Very impressed.


jalaa raha hai kya… https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Sorry Bro. Didnt mean that. Was just super excited seeing this from a PSU bank atleast in my case.

Deal Lieutenant Deal Lieutenant
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Tried Digipurse a day before yesterday and was able to register without any glitch. Didn’t make any transaction though.

Dimer of The Year 2020 Dimer of The Year 2020
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@dev007 wrote:

Sorry Bro. Didnt mean that. Was just super excited seeing this from a PSU bank atleast in my case.


arrey ladke koi nai… mazak kar raha tha… need not worry… i have mailed cc… lets see… https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Deal Cadet Deal Cadet
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Anyone tried Digipurse IMPS transfer. ?
Is it free ?

Deal Subedar Deal Subedar
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Recommend wallet for transferring money to bank without convenience charges ?
Have used shmart wallet before but neft transfers takes time (at least 2-3 days for me).
How about SBI buddy app ?

Deal Newbie Deal Newbie
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on the sheet it says oxigen wallet to bank transfer is @3% but at https://www.oxigenwallet.com/suppor...qs under “limits and charges/money transfer” it states free for 10k wallet , can any one please confirm?

p.s. Is there any wallet through which we can load money via CC and transfer to bank at no cost(need help)?

@OP great post

Deal Lieutenant Deal Lieutenant
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Lime CC saying shopping card issue will be resolved by thursdày.

Deal Subedar Deal Subedar
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Awesome work.
Suggest addition of 2 more columns
1. Accepts CC?
2. IMPS or NEFT?

DBS wallet earlier used to do NEFT. But recently, started doing IMPS. Hence the contrast in some cases where it earlier worked but now is failing.

Deal Subedar Deal Subedar
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Loaded money to digipurse but IMPS transactions are declining. https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

Shopping Friend Shopping Friend
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Little advice don’t use DigiPurse by UBI.
Nothing working.
Unable to transfer to bank, unable to pay bill, unable to do imps, neft not yet available.
So better ignore this. I was able to add money to DigiPurse using Lime card.

Benevolent Benevolent
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www.medianama.com/2015/12/223-transerv-to-roll-...
Looks like Shmart will be offering a “virtual” Visa card similar to Pockets as opposed to the physical one being offered now for Rs 99.

Shopping Friend Shopping Friend
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@viSH wrote:

Little advice don’t use DigiPurse by UBI.
Nothing working.
Unable to transfer to bank, unable to pay bill, unable to do imps, neft not yet available.
So better ignore this. I was able to add money to DigiPurse using Lime card.


Update :

Since DigiPurse is not yet full proof I request everyone to not load money on it just yet.
I successfully managed to transfer my DigiPurse balance to my Oxigen Wallet.
So people stuck with DigiPurse balance can try this workaround.

Deal Cadet Deal Cadet
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Hi Guys,

I am having amex gold card, is any wallet support amex card to add money and then transfer it to bank without any charges?

Thanks in advance.

Benevolent Benevolent
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@Dr Anshuman wrote:

www.medianama.com/2015/12/223-transerv-to-roll-...
Looks like Shmart will be offering a “virtual” Visa card similar to Pockets as opposed to the physical one being offered now for Rs 99.


Yet another! Paytm partners with ICICI Bank to launch virtual cards for its Wallet users.
www.medianama.com/2015/12/223-paytm-icici-bank-...

Deal Lieutenant Deal Lieutenant
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@viSH wrote:

@viSH wrote:

Little advice don’t use DigiPurse by UBI.
Nothing working.
Unable to transfer to bank, unable to pay bill, unable to do imps, neft not yet available.
So better ignore this. I was able to add money to DigiPurse using Lime card.


Update :

Since DigiPurse is not yet full proof I request everyone to not load money on it just yet.
I successfully managed to transfer my DigiPurse balance to my Oxigen Wallet.
So people stuck with DigiPurse balance can try this workaround.


Is this a recent issue? I was successfully able to transfer funds to my bank account on Nov 26th and 29th without the slightest hitch.

Perfectionist Perfectionist
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@Dr Anshuman wrote:

@Dr Anshuman wrote:

www.medianama.com/2015/12/223-transerv-to-roll-...
Looks like Shmart will be offering a “virtual” Visa card similar to Pockets as opposed to the physical one being offered now for Rs 99.


Yet another! Paytm partners with ICICI Bank to launch virtual cards for its Wallet users.
www.medianama.com/2015/12/223-paytm-icici-bank-...


These are definitely exciting times for the wallet providers (as well as customers). @gurucoupon and I had the vision to see the utility of this thread ahead of its time. https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif https://cdn0.desidime.com/smileys/DesiDime.gif

Deal Subedar Deal Subedar
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@viSH wrote:

@viSH wrote:

Little advice don’t use DigiPurse by UBI.
Nothing working.
Unable to transfer to bank, unable to pay bill, unable to do imps, neft not yet available.
So better ignore this. I was able to add money to DigiPurse using Lime card.


Update :

Since DigiPurse is not yet full proof I request everyone to not load money on it just yet.
I successfully managed to transfer my DigiPurse balance to my Oxigen Wallet.
So people stuck with DigiPurse balance can try this workaround.


it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card

Deal Cadet Deal Cadet
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Try to load in payzapp from digi purse I was successfully able to load it

@dev007 wrote:

@viSH wrote:

@viSH wrote:

Little advice don’t use DigiPurse by UBI.
Nothing working.
Unable to transfer to bank, unable to pay bill, unable to do imps, neft not yet available.
So better ignore this. I was able to add money to DigiPurse using Lime card.

Update :

Since DigiPurse is not yet full proof I request everyone to not load money on it just yet.
I successfully managed to transfer my DigiPurse balance to my Oxigen Wallet.
So people stuck with DigiPurse balance can try this workaround.


it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card


Deal Subedar Deal Subedar
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@yuvi874 wrote:

Try to load in payzapp from digi purse I was successfully able to load it
@dev007 wrote:

it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card



it may work, but no use right,, i mean we cant transfer from payzapp? tried pockets, sbibuddy,, to load cash from digipurse, but it seems they wont accept from virtual cards (both have same gateway, looks like citrus, not sure).

So, any way to get the cash out from oxigen without waiting for 72 hours or paying 3% charges as some money was struck there as well.

Perfectionist Perfectionist
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@dev007 wrote:

it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card


Seems like you missed the note in the Google sheet about a 72-hour waiting period for new Oxigen users loading money for the first time.

Can’t say if DigiPurse card will work on these wallets, but load in Shmart, Citrus, or Pockets to transfer to bank. Do read the notes in the Google Sheet.

Deal Cadet Deal Cadet
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But you will be able to use your stuck money in digi purse by loading it in payzapp

@dev007 wrote:

@yuvi874 wrote:

Try to load in payzapp from digi purse I was successfully able to load it
@dev007 wrote:

it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card



it may work, but no use right,, i mean we cant transfer from payzapp? tried pockets, sbibuddy,, to load cash from digipurse, but it seems they wont accept from virtual cards (both have same gateway, looks like citrus, not sure).

So, any way to get the cash out from oxigen without waiting for 72 hours or paying 3% charges as some money was struck there as well.


Deal Subedar Deal Subedar
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@DealSeeker wrote:

@dev007 wrote:

it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card


Seems like you missed the note in the Google sheet about a 72-hour waiting period for new Oxigen users loading money for the first time.

Can’t say if DigiPurse card will work on these wallets, but load in Shmart, Citrus, or Pockets to transfer to bank. Do read the notes in the Google Sheet.


yeah, was in a hurry and missed to check in that sheet. tried in pockets but got transaction declined message. reg the amount struck in oxigen, looks like all doors are closed except to wait for 72 hrs

Deal Subedar Deal Subedar
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@yuvi874 wrote:

But you will be able to use your stuck money in digi purse by loading it in payzapp
@dev007 wrote:

@yuvi874 wrote:

Try to load in payzapp from digi purse I was successfully able to load it
@dev007 wrote:

it seems oxicas is having a cooling eriod of 3 days. its not allowinng me to transfer the cash to bank after addintg into it.
Any further workaround to get the cas, instead of waiting for 3 days?

tried sbi buddy as well to load cash, but even it seems to be down, not accepting cash from digipurse card



it may work, but no use right,, i mean we cant transfer from payzapp? tried pockets, sbibuddy,, to load cash from digipurse, but it seems they wont accept from virtual cards (both have same gateway, looks like citrus, not sure).

So, any way to get the cash out from oxigen without waiting for 72 hours or paying 3% charges as some money was struck there as well.



Yeah, thats the final resort i have, but will see if imps works in the odd hours of night

Deal Subedar Deal Subedar
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comments k 38 page bhar diye comments welcome likh kar ..

Deal Cadet Deal Cadet
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digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

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