[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

@1cooldesidd wrote:

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

Thanks for detailed explanation!

@1cooldesidd wrote:

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

@rajrocks wrote:

@1cooldesidd wrote:

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

bro, did u connect with cc? any idea what is the issye and when will it resolve?

No I did not contact CC.

@1cooldesidd wrote:

@rajrocks wrote:

@1cooldesidd wrote:

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

bro, did u connect with cc? any idea what is the issye and when will it resolve?

No I did not contact CC.

@rajrocks wrote:

@1cooldesidd wrote:

@rajrocks wrote:

@1cooldesidd wrote:

@ashu99926 wrote:

digipurse (UBI) was working smoothly last month, did not tried this month… anybody faced issue?

Last month was fine. This month loading money is working. Transfer to bank/mobile via iMPS/NEFT not working.

Workaround is load money via CC as DC on DigiPurse and then load this money into other wallets/sites as needed to transfer to bank using digicard as DC on those wallets/apps.

Go to payumoney and load money using DigiCard as DC. For the first digicard transaction, enter your digiPurse transaction PiN as the ATM pin on the VBV page and then setup your VBV password and enter the OTP received on your digiPurse registered mobile no. to complete the transaction.

From second transaction onwards, only VBV password and OTP will have to be entered to complete the transaction using digiCard.

bro, did u connect with cc? any idea what is the issye and when will it resolve?

No I did not contact CC.

are u able to use other options like its vcc/recharges/bill payments etc apart from transfer to bank this month?

I already used the VDC at payU. Did not try recharges as there are no offers. Tried to pay my CC bill last month and this month as well. Both times got message “tech issue”. I have been meaning to contact CC as I have the screenshots of the error but too lazy to contact them

PayUmaney is no charges to bank transfer…

@Troll wrote:

mobikwik m 1000 rs kisne transfer kiya h ab tak batana ?

pahle hota tha maine kiya bhi hai but abhi 500 per month and per bank account limit set kar diya hai

Digibank by DBS is now available on Google Play Store and Apple store,Kindly update the sheet -
@gurucoupon @dealseeker

Here’s the Google Play Store link.
https://play.google.com/store/apps/details?id=c...

anyone able to use digipurse for bank transfer this month?

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Can’t withdraw to same bank account from more than one payU account. Why not add to different wallets such as oxy, sbi buddy, shmart, citrus, pockets and then withdraw to same bank account?

@1cooldesidd wrote:

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Can’t withdraw to same bank account from more than one payU account. Why not add to different wallets such as oxy, sbi buddy, shmart, citrus, pockets and then withdraw to same bank account?

yes I will not withdraw in same accounts
I have 3 bank accounts
and will use brothers too

@1cooldesidd wrote:

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Can’t withdraw to same bank account from more than one payU account. Why not add to different wallets such as oxy, sbi buddy, shmart, citrus, pockets and then withdraw to same bank account?

@SARDAR KHAN wrote:

@1cooldesidd wrote:

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Can’t withdraw to same bank account from more than one payU account. Why not add to different wallets such as oxy, sbi buddy, shmart, citrus, pockets and then withdraw to same bank account?

yes I will not withdraw in same accounts
I have 3 bank accounts
and will use brothers too

There have been some problems with PayU lately. Sometimes you get an error that “transfer is likely to fail due to an issue at bank end. Please contact customer care”. Its an on again off again error. You can try your luck, else try the other wallets. Oxy is immediate via iMPS and no wait time, if old account.

@1cooldesidd wrote:

@SARDAR KHAN wrote:

@1cooldesidd wrote:

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Can’t withdraw to same bank account from more than one payU account. Why not add to different wallets such as oxy, sbi buddy, shmart, citrus, pockets and then withdraw to same bank account?

yes I will not withdraw in same accounts
I have 3 bank accounts
and will use brothers too

There have been some problems with PayU lately. Sometimes you get an error that “transfer is likely to fail due to an issue at bank end. Please contact customer care”. Its an on again off again error. You can try your luck, else try the other wallets. Oxy is immediate via iMPS and no wait time, if old account.

but there will be 3% charge

do you have any idea about freecharge

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Yes, it’s possible via PayU but I won’t recommend it. I would advice you to use Pockets, Shmart, and Citrus (monthly limit of only 3K!). They have worked without any issues for me except for the 1-2 day delay. Do check the limits and restrictions in the Google sheet.

@DealSeeker wrote:

@SARDAR KHAN wrote:

advice needed
I have few axis bank gift cards
I am thinking to load them in payumoney wallet in different accounts
and after a week I will transfer them in my bank account

is it possible ?
is it safe?
any other suggestions
please expressions your opinions

Yes, it’s possible via PayU but I won’t recommend it. I would advice you to use Pockets, Shmart, and Citrus (monthly limit of only 3K!). They have worked without any issues for me except for the 1-2 day delay. Do check the limits and restrictions in the Google sheet.

I am thinking to do via freecharge
its imps
same plan but via freecharge

Does Digibank accepts axis bank gift card?

My paytm account is Upgraded..

How much money I can send in a day for KYC verified accounts?? and is it NEFT or IMPS?? PLZ help me

@jeevanreddy58 wrote:

My paytm account is Upgraded..

How much money I can send in a day for KYC verified accounts?? and is it NEFT or IMPS?? PLZ help me

When did you submitted documents ? Did you got any email that its upgraded ? I submitted docs on 3rd still no news of upgrade .

@gotrajk wrote:

@jeevanreddy58 wrote:

My paytm account is Upgraded..

How much money I can send in a day for KYC verified accounts?? and is it NEFT or IMPS?? PLZ help me

When did you submitted documents ? Did you got any email that its upgraded ? I submitted docs on 3rd still no news of upgrade .

Long back.. more than 3-4 months back.. had to connect them through email for many times for upgrading even after submitting docs.

.

@jeevanreddy58 wrote:

@gotrajk wrote:

@jeevanreddy58 wrote:

My paytm account is Upgraded..

How much money I can send in a day for KYC verified accounts?? and is it NEFT or IMPS?? PLZ help me

When did you submitted documents ? Did you got any email that its upgraded ? I submitted docs on 3rd still no news of upgrade .

Long back.. more than 3-4 months back.. had to connect them through email for many times for upgrading even after submitting docs.

Anyone succeeded in upgrading Lime account?

@prashudesai wrote:

Does Digibank accepts axis bank gift card?

Of course! The Axis gift card is accepted at every Indian eCommerce service that accepts a Visa card.

need help not able to transfer money from digipurse to bank plus not able to use vcc in pockets digiwallet freecharge … i need to transfer cc money to bank pls help which mode should i use @DealSeeker @gurucoupon

@Crazydimer wrote:

need help not able to transfer money from digipurse to bank plus not able to use vcc in pockets digiwallet freecharge … i need to transfer cc money to bank pls help which mode should i use @DealSeeker @gurucoupon

I have not started using DigiPurse yet so I can’t comment on the issues you are facing with that wallet. But for transferring money from CC to bank, you can use Shmart (only 2.5K per day) and Citrus (only 3K per month). Open the Google sheet and carefully read the limits and notes.

Also, I should warn you that the funds transfer (from CC or any other mode) to your bank account might create tax implications for you in the future if you transfer more than 10K per year.

@DealSeeker wrote:

@Crazydimer wrote:

need help not able to transfer money from digipurse to bank plus not able to use vcc in pockets digiwallet freecharge … i need to transfer cc money to bank pls help which mode should i use @DealSeeker @gurucoupon

I have not started using DigiPurse yet so I can’t comment on the issues you are facing with that wallet. But for transferring money from CC to bank, you can use Shmart (only 2.5K per day) and Citrus (only 3K per month). Open the Google sheet and carefully read the limits and notes.

Also, I should warn you that the funds transfer (from CC or any other mode) to your bank account might create tax implications for you in the future if you transfer more than 10K per year.

DS : Can you share the document/link using which you referred 10k amount ?

@gurucoupon wrote:

DS : Can you share the document/link using which you referred 10k amount ?

I did not refer to any document/page. I made that statement based on my extensive experience with ITD (both as an individual as well as a Director of private limited companies).

@Dr Anshuman wrote:

www.medianama.com/2015/12/223-transerv-to-roll-...
Looks like Shmart will be offering a “virtual” Visa card similar to Pockets as opposed to the physical one being offered now for Rs 99.

Micromax partners with Shmart www.gsmarena.com/micromax_partners_with_transer...