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Payzapp wallet annual load limit will be resetting soon

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Chef
Payzapp annual load limit of Rs 5 Lakh will be resetting on 1st April 2024.

Source: (HDFC customer support) Screenshot2024-03-21-12-38-40-8173b8f71215c375925abd18624296fb43
-So, those who breached the limit earlier this year can start transacting again from 1st April.

- Load freely using credit card into the wallet(wallet MCC) and use the Visa prepaid card on Snapay.

- Cards giving rewards on wallet mcc: AU Lit, IDFC, BOB, HDFC millennia, etc.

Payzapp Limits for Full KYC Users:

Credit Limits to wallet:

- Monthly: Rs 2 lakhs

- Annual: Rs 5 lakhs

Debit Limits from wallet:

- Monthly: Rs 1 lakh

- Annual: Rs 10 lakhs

Payzapp app: https://play.google.com/store/apps/details?id=com.hdfcbank.payzapp

PS: Please read the full post and comments of other users on this post. We all have some common doubts which are already cleared in the comments so instead of asking the same thing again please read the comments first. pray
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Finance Ninja Finance Ninja
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Payzapp Wallet UPI aa jaye tab tak, Maza aa jayega.

Benevolent Benevolent
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@Chef

Yeah, now a days some wallets have started charging even for debit cards🤣. Everyone has run out of investor money😜.

Flame Flame
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@Knight11 Yes. smile
SBI aur HDFC ke paas sabse jyada paisa hai, axis ne to haar maan li, dekhte hai SBI CB card aur hdfc kb tak tikte hai.
Spearhead Spearhead
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working now .. was able to load 6k which was not working earlier
Deal Captain Deal Captain
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What is the use of loading now???

69 Comments  |  
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Deal Captain Deal Captain
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Dekhte h 1 april ko april fool hota h yaa sahi me add hoga

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Finance Ninja Finance Ninja
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Payzapp Wallet UPI aa jaye tab tak, Maza aa jayega.

Flame Flame
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hmm lekin cc loading charges na aa jaye uske sath grinning

View 10 more replies
Freebie Finder Freebie Finder
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Adding money from Miliena DC to wallet and payment for CC possible from Wallet??

Generous Generous
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No

Deal Subedar Deal Subedar
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How Does Snapay Categorize This Payzapp Card, Is It Like Credit Card Or Prepaid Card, As We Know If It Considers As Prepaid There's Additional 1% Charges On Transaction, So Any Recent Transacters Respond On This Please

Benevolent Benevolent
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Charges for using PayZapp card on Snapay ? Daily limit on Snapay ?

Flame Flame
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it is treated as a credit card if you use the "pay with rewards" payment option on Snapay.

For more details about charges and Snapay please Visit:

https://ddime.i...jZ

@RakeshMajnu

Deal Cadet Deal Cadet
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What is payzap and snapay ,plz anyone explain in Dm or send offer/trick link...

Want to do cc to bank

@abhishek012

Generous Generous
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Payzapp full kyc kaise hoga?

No option in app

Flame Flame
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payzapp is a digital wallet of HDFC bank, allows free loading with credit card and has visa prepaid card which can be used to spend money added to wallet.

For snapay please visit: https://ddime.in/fjjZ

You can use a payzapp prepaid card to transfer money into a Bank account via snapay
@Veeer @rajan25 @punjab_se
View 17 more replies
Generous Generous
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what is the use of payzapp wallet beside adding in amazon

Wingman Wingman
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You can pay rent through red giraffe. Best option I guess as all other platforms charge fees and cc stopped giving rewards.

Savings Mentor Savings Mentor
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@Chef Woh sab to thik hai but which CC gives rewards higher than Snapay's charges for using Visa prepaid card? IDFC mein I think only Wealth will give higher reward rate than Snapay's charges. Similarly BOB Eterna only. Or some IndusInd card like Legend or Pinnacle.

Flame Flame
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use pay wiht reward option and to be profitable you need a credit card with reward rate greater than 0.5-0.6% and there are many credit cards which have rewards rate greater than this.
Plz check snapay post for more details.
https://ddime.in/fjjZ
Deal Newbie Deal Newbie
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Can someone dm me the payzapp snapay trick details ?? TIA

Deal Lieutenant Deal Lieutenant
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Where to use payzap wallet balance?

Deal Cadet Deal Cadet
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kya karna hai load karke aaur limit bada ke??? 

offer to khttam hai 😀

Deal Cadet Deal Cadet
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Worst customer service

Coupon Baba Coupon Baba
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26k stuck in payzapp wallet,

Anyone knows how to withdraw without any charges?

Deal Cadet Deal Cadet
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But what's the benefit of loading, can't use it in scan and pay??

Deal Cadet Deal Cadet
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How payzapp cb points can be added to wallet

Deal Subedar Deal Subedar
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By redeeming them to wallet grinning

Talk-Of-The-Town Talk-Of-The-Town
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Is IDFC Wealth a good choice fir loading money in Payzapp wallet?

Deal Newbie Deal Newbie
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Bogus... The only place wallet will work is for bill paying.. cant do any other transaction. And if u exceed the limit they will block ur money for a month.

Community Angel Community Angel
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Where to use payzapp added money?

Deal Newbie Deal Newbie
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Can someone confirm if money from wallet can be used for paying rental payments?

Benevolent Benevolent
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Finally started working 🤣.

1000047487

Flame Flame
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krlo jaldi se warna fir se limit decrease ya charges na le aaye. stuck_out_tongue

Waise IPL tak to nhi karenge kyuki payzapp ke ad mein mention kiya hai money can be added with credit card.

Spearhead Spearhead
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working now .. was able to load 6k which was not working earlier
Deal Captain Deal Captain
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What is the use of loading now???

Benevolent Benevolent
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If I close my hdfc savings account, will my Payzapp also convert from full kyc to mini kyc? I see they use the word "active hdfc account holder". I do have a credit card account as well, won't be closing that.

1000048393

Flame Flame
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only payzapp customer care can confirm this or someone who has credit card only and is using payzapp.

They are doing huge promotions these days so only hdfc bank account customers must not be their target.

Like Magnet Like Magnet
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Can payzapp wallet money used for rent payment via RG?

replyuser
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