What Exactly Is Payumoney Wallet?

No, I don’t think it gives any extra rewards.

But its helpful in looting some deals as I did in Shopclues 90% off deal by adding money before the deal started.
And I’m sure we’ll see more 90% off deals from PayUmoney.

You get immediate Refunds in your wallet.

Add to that there is also an option to initiate transfer of Refunds in the original mode of payment(CC/DC/NET BANKING) after you get refunds in your PayU wallet.

Thanks guys. No much point of activating if there are no reward points, I guess.

game.ruler, you mean its helpful only because adding money to wallet beforehand speeds up the payment process? But I think once you are at the payment page, the product mostly gets reserved for you for a few minutes at least… is it not so?

@borg drone wrote:

Thanks guys. No much point of activating if there are no reward points, I guess.

game.ruler, you mean its helpful only because adding money to wallet beforehand speeds up the payment process? But I think once you are at the payment page, the product mostly gets reserved for you for a few minutes at least… is it not so?

Yes, but even those 30-40 extra seconds that you spend per transaction (bank’s OTP verification) put you at risk for (1) not being able to buy your preferred products (because they go OOS within a few minutes), (2) running out of the limited time for that promotion.

Let’s not forget the other important factor — convenience. Moreover, I have found PayUMoney to be the most trustworthy and reliable payment solution so I wouldn’t think twice about keeping a few hundreds in my PayU wallet for such promotions.

Also see @silent6191 ’s post above.

^Thanks dude. +1 about Payumoney. Always hassle free and professional, till date. The wallet is co-branded / managed with Ratnakar Bank though.

Yes, I obviously noted silent6191’s post the first time around.

even i found PayUmoney best in giving OFFERS