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Urgent Last Day - Pradhan Mantri Suraksha Bima Yojana and Jeevan Jyoti Bima Yojana - MUST BUY deal..!

Urgent Last Day - Pradhan Mantri Suraksha Bima Yojana and Jeevan Jyoti Bima Yojana - MUST BUY deal..!

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Deal Cadet
anupamjain008
Please log in to your respective bank's internet banking portal and enrol in our prime minister's social security schemes. This is a must-buy (and a steal at these price points if you ask anybody from insurance industry). You can only enrol till tomorrow, i.e. 31st May, 2015. ICICI Bank: http://www.icicibank.com/Personal-Banking/insur... HDFC: http://www.hdfcbank.com/htdocs/common/other/PMJ... Axis: http://www.axisbank.com/personal/insurance/Prad...
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Deal Newbie Deal Newbie
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will i get money or someone else after my death ??

Crowdpuller Crowdpuller
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Can elaborate this?

Deal Subedar Deal Subedar
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somebody said if we have existing LIC this scheme is not valid

Deal Subedar Deal Subedar
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@pro_kash2005 wrote:

will i get money or someone else after my death ??


Please help him…….

Deal Captain Deal Captain
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What is this ???

Someone plz post. More details

Deal Lieutenant Deal Lieutenant
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It’s really not worth it.. Avoid

Deal Cadet Deal Cadet
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Friends this is insurance of Rs. 2 Lakhs for premiums of Rs. 12 (accidental death) and Rs. 330/- (life insurance). You will not get the money but your nominee will. It is really useful for your loved ones in case something wrong happens.

Deal Captain Deal Captain
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money deduct automaticaly
sbi ACCOUNT
when check
DEBIT TO
PMJJBY

Deal Subedar Deal Subedar
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Yes, me to wish to know same…

.. and why there is dead line for such a good scheme https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif

@BML wrote:

somebody said if we have existing LIC this scheme is not valid


Deal Captain Deal Captain
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earning to sarkar ki hogi aur public k liye baba ji ka… https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Deal Subedar Deal Subedar
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bhaiyon aise hi le lo.. govt ko donation samjh k hi le lo.. https://cdn2.desidime.com/assets/textile-editor/icon_wink.gif 12 rupye save kar lena kisi aur deal me

Deal Cadet Deal Cadet
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Its a welfare scheme… Not to loot money.
For Rs.12 – you are getting 2L insurance.

Today is not the last Day

Scheme is valid upto 31 Aug.
But insurance cover is during this period only 1 Jun 15 to 31 May 16.

Deal Cadet Deal Cadet
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As far as I know there is no deadline but insurance will be valid from the date of our enrollment in the scheme to 31st may, so obviously it is advisable to enroll as soon as possible.

Deal Newbie Deal Newbie
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i already applied online in my sbi account. 330 and 12 rs have been deducted from my account but i dont know the terms and conditions https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif

Deal Subedar Deal Subedar
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@pro_kash2005 wrote:

i already applied online in my sbi account. 330 and 12 rs have been deducted from my account but i dont know the terms and conditions https://cdn1.desidime.com/assets/textile-editor/icon_biggrin.gif


Tell me process to apply online ..

What is accidental coverage ? Pls help

Deal Subedar Deal Subedar
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@mitra wrote:

Yes, me to wish to know same…

.. and why there is dead line for such a good scheme https://cdn1.desidime.com/assets/textile-editor/icon_sad.gif


@BML wrote:

somebody said if we have existing LIC this scheme is not valid



Not true..
Read the FAQ Q13

http://www.jansuraksha.gov.in/files/pmjjby/engl...

Deal Newbie Deal Newbie
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theruler007 wrote:


Tell me process to apply online ..

What is accidental coverage ? Pls help

as i said i havnt read the terms and cons but as someone replied me in the topic tht u will not get money but someone one else will after ur death https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Deal Newbie Deal Newbie
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pro_kash2005 wrote:

as i said i havnt read the terms and cons but as someone replied me in the topic tht u will not get money but someone one else will after ur death https://cdn0.desidime.com/Placeholders/No-Image-Available.png

to apply online just login with ur internet banking id. after login u will get the msg on main screen or there is option in my account to apply i am talking about sbi dont know about other banks

Deal Cadet Deal Cadet
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it is for poor people, dimers should stay away. people buying tupperware, lee like brands are not eligible https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Hunter Oct 14 Deal Hunter Oct 14
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PMJBY and PMSBy are for accidental death benefit upto 2 Lacs costing Rs 12 per year having age limit 18-70 yrs and the other one for life insurance upto 55 yrs for rs 330

Helpful Helpful
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@anupamjain008 wrote:

Friends this is insurance of Rs. 2 Lakhs for premiums of Rs. 12 (accidental death) and Rs. 330/- (life insurance). You will not get the money but your nominee will. It is really useful for your loved ones in case something wrong happens.


In acc insurance. You will only get money when any of your hand leg or eye us completely gone. And also the age limit is very low. So practicality you won’t get money if something happens to you.

Helpful Helpful
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@reetesh_kr wrote:

@anupamjain008 wrote:

Friends this is insurance of Rs. 2 Lakhs for premiums of Rs. 12 (accidental death) and Rs. 330/- (life insurance). You will not get the money but your nominee will. It is really useful for your loved ones in case something wrong happens.


In acc insurance. You will only get money when any of your hand leg or eye us completely gone. And also the age limit is very low. So practicality you won’t get money if something happens to you.


@mitra

Policy Coverage – The scheme offers to provide you or your family a cover of up to Rs. 2 lacs in case of any mishappening, resulting into death or disability of the insured. In case of death or full disability, you or your family will get Rs. 2 lacs and in case of partial disability, you will get Rs. 1 lac. Full disability means loss of both eyes or both legs or both hands, whereas partial disability means loss of one eye or one leg or one hand.

Deal Newbie Deal Newbie
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Well thats good plan for those having no insurance policy https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Cadet Deal Cadet
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i think if someone is older this possible is good
but if someone is younger age than this policy is very costly as compared to private companies policies.
Pvt co provide term insurance at near abt 4-5k premium for 25-50 lakh so when u do the division and compare with 2L than u will know that PM yojna is just a mini version of term plan

Deal Subedar Deal Subedar
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Again risky .. As govermnt policy .. After all family members die then only u will get cheque :p

Kidding ..

Though 12 rs / yr is nthng ..will apply

Edit : DONT ACTIVATE TODAY ..

ACTIVATE ON 1ST JUNE .. Or u will b charged again..

Deal Subedar Deal Subedar
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People will get nothing with it. It is only valid if person not getting any kind of insurance benefit. Even motor insurance declines this PJB scheme. Ask from bank for more documents. Same applies in Pension scheme. Today social pension for 60+ is around 2K in Delhi & nearby so offering 5K after 25 years that too after paying seems ridicules as social pension will be more than this after 25 years. (Social Pension – Given by Govt. to SS in States)
.
.
When will people learn to read T&C. This is Govt. official scam in my view.
.
Janhit mein jaari.

Deal Newbie Deal Newbie
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such a huge scam.

probably because this policy is not geared towards resourceful people who already got some kind of income source. may be they are trying to provide for the poor farmers/dwellers/beggars/people who cant afford to pay insurance premium/people who have no idea wtf is insurance/poeple who just got their bank accounts via other govmt scheems.

so if u stumbled upon this deal while searching for 20% discount coupon for myntra or flipkart and expecting to pay 12 rs/year for insurance policy and it throttled your expectations, its a scam? it must be total scam for catering to those millions of poor indians who dont know what is flipkart or myntra is.

#sarcasm

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