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https://www.croma.com/apple-iphone-15-128gb-bla...
Apple iPhone 15 (128GB, Black)
Instant Discount Of 5000+3183 on HDFC No Cost EMI at Checkout Page
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https://www.desidime.com/deals/apple-iphone-15-128gb-black?page=1#post_9654302
After Diwali , iPhones price will drop and we can easily expect 70k price (incl bank offer ) by the end of November.
IPhone 15 has no reason to upgrade and the heating issue and fragile nature has already made it infamous model after iPhone 6.
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3183 is not discount. It's the refund of interest which will be applicable.