- Welcome Cash back on EMI Offer : 5% cash back (up to Rs.1000) on the transaction value of first EMI done within 30 days of card generation
- Cash Withdrawal Limit of 100% of your FD value
- Interest free cash withdrawal from ATM up to 48 days.
- Up to 4X rewards on online and offline spends
- Evergreen rewards! Reward points that never expire
- Dining offer : Up to 20% across 1,500 restaurants, on all cards
- Get yourself insured : Personal Accident cover of up to ₹2,00,000
- Other offers : Over unique 300 merchant offers, and a whole lot more
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I just received idfc first millenia credit card, can i get more lifetime free credit card from them?
don't go for it... very irritating credit card
Welcome voucher worth ₹ 500 on spending ₹ 5000 or more within 30 days of card generation. How to achieve without actually shopping
Buy gv
Despite having a good credit score and several ltf and paid cards, I had a really frustrating experience with IDFC, applied for cc on their portal, and they only offered the fd based card 🙈
Just to confirm, I asked my friend to try his luck, he has a good credit history too, he also got offered the fd based card by idfc 
It's more about pin code based. Tier I city have the more preferance.
I got always fd based card for home town. But when I choose Mumbai then got idfc first select or wealth card eventually.
Normally you've to spend ₹5000 or buy ₹5000 voucher to get welcome voucher of ₹500 but there is a trick.
If you use someone's referral link, you get 2000 points which are equivalent to ₹500 - ₹99 point redemption charges and person who referred also gets 2000 points.
You are charged ₹99 for redeeming those points but the points don't expire so you can redeem them anyway later once you have accumulated enough points as you normally use the card. This way you don't have to spend ₹5K anywhere. If you want referral link, DM me.
So for applying via referral link I think you get 2000 points. Plus if you manage to spend ₹5000, I am sure you get additional ₹500 welcome voucher also.
![Get Rs. 50 Amazon Pay Gift Voucher For Just Rs.30 [Selected Users]](https://cdn3.desidime.com/topics/photos/1782031/medium/amazon-hike-.png?1714404760)
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Note : Devaluation happens in frequent intervals (conditions gets hardened)