Unfortunately this deal has expired. Get notified of deals like this in the future.
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Bank of Baroda ETERNA Credit Card
https://bobfinancial.com/eter...sp
Earn 15 reward points on every ₹100 spent on Online Shopping, Dining, Travel & International Transactions [3.75%].Unlimited complimentary access at domestic airport lounges.
Reduced FOREX mark-up of 2%.Milestone Rewards
- Earn 10,000 bonus reward points on spending ₹ 50,000 within 60 days & 20,000 bonus reward points on spending ₹ 5,00,000 in a year.
Fuel Surcharge Waiver
- 1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹ 400, Maximum waiver of ₹ 250 per statement cycle).
Core Reward Points
- 3 reward points for every ₹ 100 spent on any other category. [0.75%]
Redeem reward points for cashback
- Redeem your reward points as cashback and other exciting options.All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹ 0.25
Eligibility Criteria :
- Primary cardholder between the age of 18 years and 70 years
- Add-on cardholder should be over 18 years
- Salaried/Self-Employed with an income of ₹ 12 Lakhs per annum or more
- Resident of India
Documents Required :
- Proof of identity:
1. PAN (Mandatory)
2. Aadhaar Card / Voter Id card /Passport /Driving Licence - Address Proof:
1. Aadhaar Card / Voter Id card /Passport / Driving Licence / Utility Bills / Property or Municipal Tax receipt /Rent Agreement / House allotment letter issued by State or central government
- Income Proof:
1. Salaried : Last 2 months salary slip + bank statement showing salary credits
2. Self-employed : Later income tax return (ITR)
Annual Fees :
- First Year Fee (levied in the first statement) – ₹ 2499
- Annual Fee – ₹ 2499
- Fee Waiver : Get 1st year fee waiver on spending ₹ 25,000 in first 60 days and spend ₹ 2.5 lakhs or more in a year for fee waiver in subsequent years.
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Why?
Not worth it.
Bob is trying hard these days. They have come up with ltf cards for professionals with really good offers for CA and CS.
They should give similar favors to one more category,
People with good good credit scores and credit history.
BoB doesn’t have idea how much they are missing just because of the their cc fee.
Just waste
.
Base reward structure @ 2.25% assuming all the milestone points and spending of 5 lakhs on other categories. That’s not bad!
2.25% – Only for first year.
1.75% – From second year onwards.
Looks tempting 
OP, you missed unlimited lounge access 
Looks good to me.
Capping for 3.75% rwd rate (online txns) and whether it is of promotional nature (like 1-2 yrs with getting devalued subsequently) or offered on sustainable basis – that would be key.
have applied for a bob card and application still under process for more than 14 days…. these guys should learn from one card
this card feature looks nice, 3.25% cashback for all online shopping,is it?
3.75%
Bc kahi se kahi tak smjh ni aya, kyu lu ise me🙄
Is wallet load considered as online spends?
Bob gives reward points on wallet loads
More info at https://www.cardexpert.in/bank-of-baroda-eterna...
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called local executive..he saying i can hold only one card of BOB..is it so? already having BOB select
Anyone.. possible to get 2 BoB cards or upgrade is the only way for existing card holders?
Thanks @suman1520
Got 3-4 months old card, will they upgrade or should I wait for few more months?
Talk to them if you have good salary/ITR they may consider
Cant add bob eterna in hdfc bill payment gateway to get extra 1% on platinum debit card
Any body recently applied eterna card? Applied on 12Jan online signed using aadhaar, still no update. Even I have not received application number. Only having application form number. Not able to track using application form number.
Videokyc link you will receive in your email. Approach twitter bobfinancial and email [email protected] as well for further assistance.
anybody knows when is the statement generated?
1st of month, but statement usually will be accessible at 5th or so.
Earn 15 reward points on every ₹100 spent on Online Shopping, Dining, Travel & International Transactions [3.75%].
This is applicable on wallet load also?
Yes.
I was thinking to apply for BoB Eterna, but then I saw these comments on CardExpert.
Can someone verify these? Did they stop giving 3.75% for wallet loads?
Wallet load rewards@ 3.75% is a great deal
Fee 2.5k waived on 2.5L spends.
3.25% return.
I am sure even BoB senior officers won’t apply.
Kyu bhaiya @rogerthat ?