Bank of Baroda ETERNA Credit Card

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Bank of Baroda ETERNA Credit Card

https://bobfinancial.com/eter...sp

Earn 15 reward points on every ₹100 spent on Online Shopping, Dining, Travel & International Transactions [3.75%].

Unlimited complimentary access at domestic airport lounges.

Reduced FOREX mark-up of 2%.

Milestone Rewards

  • Earn 10,000 bonus reward points on spending ₹ 50,000 within 60 days & 20,000 bonus reward points on spending ₹ 5,00,000 in a year.

Fuel Surcharge Waiver

  • 1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹ 400, Maximum waiver of ₹ 250 per statement cycle).

Core Reward Points

  • 3 reward points for every ₹ 100 spent on any other category. [0.75%]

Redeem reward points for cashback

  • Redeem your reward points as cashback and other exciting options.All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹ 0.25

Eligibility Criteria :

  • Primary cardholder between the age of 18 years and 70 years
  • Add-on cardholder should be over 18 years
  • Salaried/Self-Employed with an income of ₹ 12 Lakhs per annum or more
  • Resident of India

Documents Required :

  • Proof of identity:
    1. PAN (Mandatory)
    2. Aadhaar Card / Voter Id card /Passport /Driving Licence
  • Address Proof:
    1. Aadhaar Card / Voter Id card /Passport / Driving Licence / Utility Bills / Property or Municipal Tax receipt /Rent Agreement / House allotment letter issued by State or central government
  • Income Proof:
    1. Salaried : Last 2 months salary slip + bank statement showing salary credits
    2. Self-employed : Later income tax return (ITR)

Annual Fees :

  • First Year Fee (levied in the first statement) – ₹ 2499
  • Annual Fee – ₹ 2499
  • Fee Waiver : Get 1st year fee waiver on spending ₹ 25,000 in first 60 days and spend ₹ 2.5 lakhs or more in a year for fee waiver in subsequent years.
Expiring In 5 days
30 Comments  |  
16 Dimers
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Deal Subedar
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salary 1Lakh pm

Fee 2.5k waived on 2.5L spends.
3.25% return.

I am sure even BoB senior officers won’t apply.
Kyu bhaiya @rogerthat ?

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Deal Cadet
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Bob is trying hard these days. They have come up with ltf cards for professionals with really good offers for CA and CS.

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Community Angel
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nimod wrote:
salary 1Lakh pm

Fee 2.5k waived on 2.5L spends.
3.25% return.

I am sure even BoB senior officers won’t apply.

Why?

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Deal Cadet
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Base reward structure @ 2.25% assuming all the milestone points and spending of 5 lakhs on other categories. That’s not bad!

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Community Angel
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Unknown wrote:

Base reward structure @ 2.25% assuming all the milestone points and spending of 5 lakhs on other categories. That’s not bad!

2.25% – Only for first year.
1.75% – From second year onwards.

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Deal Cadet
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_One_Miller_ wrote:

2.25% – Only for first year.
1.75% – From second year onwards.

Ok…so 10k bonus points are only for the first yr and not every year. Agree with the maths.

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Analyst
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Looks good to me.
Capping for 3.75% rwd rate (online txns) and whether it is of promotional nature (like 1-2 yrs with getting devalued subsequently) or offered on sustainable basis – that would be key.

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Deal Subedar
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Tjs15 wrote:

Bob is trying hard these days. They have come up with ltf cards for professionals with really good offers for CA and CS.

They should give similar favors to one more category,
People with good good credit scores and credit history.
BoB doesn’t have idea how much they are missing just because of the their cc fee.

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Community Angel
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Unknown wrote:

Ok…so 10k bonus points are only for the first yr and not every year. Agree with the maths.

Hmm.

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Deal Cadet
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have applied for a bob card and application still under process for more than 14 days…. these guys should learn from one card

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Deal Cadet
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this card feature looks nice, 3.25% cashback for all online shopping,is it?

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Deal Lieutenant
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Bc kahi se kahi tak smjh ni aya, kyu lu ise me🙄

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Deal Cadet
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Is wallet load considered as online spends?

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Deal Cadet
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ddstar wrote:

Is wallet load considered as online spends?

+1 haha aa gaye asli mudde pe.

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Community Angel
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binod_babu wrote:

this card feature looks nice, 3.25% cashback for all online shopping,is it?

3.75%

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Analyst
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Expand
nimod wrote:

They should give similar favors to one more category,
People with good good credit scores and credit history.
BoB doesn’t have idea how much they are missing just because of the their cc fee.

4 variants launched – in addition to existing multiple ones. One can pick and choose what suits best!!

https://www.zeebiz.com/companies/news-bob-finan...

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