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Get 10% upto 1000₹ Cashback on Xiaomi Smartphones using Smart EMI Via Kotak Cards

Get 10% upto 1000₹ Cashback on Xiaomi Smartphones using Smart EMI Via Kotak Cards

10% OFF 10000.0
Pro Deal Legend


Flat Rs. 1,000 cashback*. Offer applicable on Smart EMI with Kotak Debit & Credit Cards.

Offer Period: Valid Till 21 February 2021

How to Redeem


Terms & Conditions: Xiaomi Cashback Offer

Offer Construct: 

1. Rs. 1,000 Cashback on Xiaomi products at select electronic stores, if eligible product is purchased through EMI / No Cost 

EMI option using Kotak Credit Card or Debit Card. 

2. Minimum spends of INR 6500/-

3. Offer is limited to 1 Transaction per card during the Offer Period.

Offer Period: 

Offer Period is from Jan 20, 2021 to Feb 21, 2021

How to Redeem the Offer:

To avail the offer, the complete purchase value should be paid using Kotak Credit Cards or Debit Cards on Pinelabs swipe machine 

under ‘Brand EMI’ option. Cashback will be posted into eligible customers account within 90 days of offer end date

Terms & Conditions:

1. This offer is from Kotak Mahindra Bank Limited (“Bank”) under an arrangement with XIAOMI (“Merchant”) and is 

open to all residents of India holding a valid and current Kotak Credit Card and Debit Card (“Cardholder”).

2. Offer is valid from Jan 20, 2021 to Feb 21, 2021 (“Offer Period”).

3. Offer is valid only on transactions done on Pine labs swipe machine under ‘Brand EMI’ option & only if ‘10% Cashback’ 

is mentioned on charge slip. Customers are requested to retain charge slip for 180 days post offer end date.

4. Customers availing this Offer shall be eligible for a maximum cashback of Rs. 1000/-. The Cashback shall be credited 

to the Customer’s credit card account within 90 days of the end of the offer period.

5. Offer is valid on select participating stores.

6. Offer is valid on select Xiaomi’s products & models.

7. Offer is valid on add-on cards

8. Delinquent and over-limit Kotak Credit Card members will not qualify for this Offer.

9. Offer is not valid on B2B and Corporate Credit Cards

10. Participation in this Offer is voluntary.

11. The Offer is non-transferable, non-encashable and non-negotiable.

12. Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms and 

conditions, general terms and conditions of the Bank and terms and conditions of the Merchant in relation to the 

Offer before availing the Offer. Bank merely facilitates its Customers to avail the Offer and it is in no way concerned 

or connected in respect of the terms and conditions of Merchant.

13. The Bank and Merchant, reserve the right to disqualify any Customer from the benefits of the Offer if any fraudulent 

activity is identified as being carried out for the purpose of availing the benefits under the Offer.

14. Bank and Merchant reserve the right, at any time, without prior notice and without assigning any reason whatsoever, 

to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer 

by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether. 

15. The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the services 

rendered by Merchant, its agents or representatives and the Customer hereby understands, acknowledges and 

agrees not to hold the Bank responsible or liable for, any losses, damages, costs, charges, expenses, claims (whether 

direct or indirect), actions or demands suffered by the Customer in relation to availing the benefits under the Offer.

16. The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods 

and services offered by Merchant. Any issue, dispute, or claim arising out of or in relation to availing the benefits 

under the Offer must be resolved by the Customer directly with Merchant by calling @ 18001036286 without any 

reference to the Bank.

17. The decision of the Bank and Merchant in all matters in connection with and incidental to this Offer is final and shall 

be binding on all persons.

18. Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall 

be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.

19. Offer is for one time use only and cannot be clubbed with any other Offer.

20. All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits of the Offer shall 

be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, 

levies or other statutory dues and charges.

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Irrespective of offer One should only buy things By paying Full price rather than Emi Emi should only be used for assets whose value will increase over time or for Vehicles Which are extremely important for daily use Never buy a Electronic item on Emi Pay the full price