Indusind indie megastar plan gives 500 gems (50 gems on bill payment (including credit card bill payment of 500 for 10 times) per month

https://indie.indusind.com/indie/plan-and-charg... Mega Star

Tier Upgrade Criteria (Effective 1st April 2024)

Funding Amount Required in a Single Transaction within the First 30 Days of Account Opening, OR

Rs. 50,000 or more.

Minimum Average Quarterly Balance, OR

Rs. 50,000 in SA or Rs. 2,00,000 in SA+FD

INDIE GEMS Required to upgrade to next Tier

1500

Tier Retention Criteria

Minimum Balance Requirement (effective from 23rd Jan 2024)

Rs. 50,000 in SA or Rs. 2,00,000 in SA+FD

Tier Benefits

Debit Card Type

Visa Signature

Mark-up on Debit Card transactions in Foreign Currency

0% (Only on VISA Signature Debit Card)

Earn Rate of Gems via INDIE debit card or UPI transactions on selected favourite brands (User can choose any top 3 brands from list of 15+ brands)

3%

Earn Rates of Gems on Fuel Transaction via INDIE UPI handle and Debit Card

3% (Max 500 gems per month)

Instant Redemption of GEMs into Cash available

Yes

Complimentary Domestic Airport Lounge Access

Once per quarter (Only on VISA Signature Debit Card)

Complimentary Tickets on Bookmyshow

Buy one ticket and Get one free upto Rs 400 (Applicable once per month, Only on VISA Signature Debit Card)

INDIE Gems on Bill Payments per month. Eligible categories: Credit Card, FASTag, Insurance, Loan Repayment, Electricity, Mobile Postpaid. (Effective from 19th March 2024)

50 Gems on each bill payment of Rs 500 or more on eligible categories (max. 500 Gems per calendar month)

Redemption limit on INDIE Gems

1,500 per day; 2,500 in a month.

Debit Card & ATM Charges (Domestic)

First Physical Debit Card Dispatch in your Respective Tier

No Charges (Only on VISA Signature Debit Card)

Debit Card Replacement fee

Rs 150

Physical Debit Card Annual Renewal Fee

No Charges (Only on VISA Signature Debit Card)

Non-cash transactions (Balance Enquiry, PIN Change and Mini Statement) - Other Bank ATMs in India

No Charges (Only on VISA Signature Debit Card)

Cash Withdrawals
(IndusInd Bank ATMs)

Unlimited free transactions.

Cash Withdrawals
(Other Bank ATMs)

Unlimited free transactions (Only on VISA Signature Debit Card)

Debit Card & ATM Charges (International)

Non financial transactions - Other ATMs outside India

Rs 20 per txn

Cash Withdrawals - Other Bank ATMs outside India

Rs 125 per withdrawal

Foreign Currency Exchange Mark Up Fee

0% (Only on VISA Signature Debit Card)

Payments & Transactions

IMPS/UPI

No charges

Internal Transfer

No charges

Cross Border Payments and Transactions

Inward Remittances

0.20% mark-up on prevailing market rate + taxes as applicable

FIRC (Foreign Inward Remittance Certificate) Issuance

Rs 100

Outward Remittance

Rs 250 + swift charges

SWIFT/ Wire Transfer

Rs 500

FCY (Foreign Currency) Draft /DD issuance

Rs 350

FCY (Foreign Currency) Cheque Collection

Rs 50

Line of Credit Charges

Penal charges for Delayed payments

1% of Overdue amount + GST

Payment dishonour charges

Rs 399 + GST

Delayed EMI payment charges

NIL

Duplicate statement issuance charges

NIL

Cheque/ ECS / SI Swapping charges

Not Applicable

Duplicate No dues certificate

NIL

Duplicate amortization schedule charges

Not Applicable

Loan Re-booking/ Rescheduling charges

Not Applicable

Loan cancellation charges (allowed till 3 days of loan booking)

NIL

Issuance charges of photocopy of loan agreement

Not Applicable

CIBIL Report charges

Not Applicable

Legal charges

Not Applicable

Cheque Book

Issuance of Cheque Book

1 Cheque Book per quarter (25 leaves) free. For every additional cheque book per quarter: Rs. 100 + GST/-