# HDFC card 2X rewards on insurance

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1.25 lakh customers first come first served. 25K minimum payment. Eligible from 15/03/23 - 31/03/23

Is the reward conversion ratio of 1 RP = 0.25p for the regular HDFC credit cards like MoneyBack, Millenia, Regalia?

Can someone share the effective cashback for paying a insurance payment of 50K?

bdatta1981 wrote:

Is the reward conversion ratio of 1 RP = 0.25p for the regular HDFC credit cards like MoneyBack, Millenia, Regalia?

Can someone share the effective cashback for paying a insurance payment of 50K?

+1

Will it work on Diners card also...

arorasid wrote:

Will it work on Diners card also...

Yes, as per terms and conditions on HDFC smartbuy

Am I correct to understand? Since, RPs are capped at 1000 per customer, if original transaction itself is earning 1000 points, customer will not get any additional points by making the payment in offer period?

For example, if a Diner card holder makes the payment of INR 30k, it will yield 1000 reward points as per Diners reward program. What will be the benefit of this offer to Diners?

Is this a user specific offer?

vikramdeals wrote:

Am I correct to understand? Since, RPs are capped at 1000 per customer, if original transaction itself is earning 1000 points, customer will not get any additional points by making the payment in offer period?

For example, if a Diner card holder makes the payment of INR 30k, it will yield 1000 reward points as per Diners reward program. What will be the benefit of this offer to Diners?

RPs are capped at 1000 per customer? I don't understand, can you elaborate?

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NeoM wrote:

RPs are capped at 1000 per customer? I don't understand, can you elaborate?

4.Reward would be processed for winners in the form RPs. The customers can win a 2X RPs max capped at 1,000 RPs. /Per customer Refer to T&C here: https://offers.smartbuy.hdfcbank.com/offer_deta...
vikramdeals wrote:

Am I correct to understand? Since, RPs are capped at 1000 per customer, if original transaction itself is earning 1000 points, customer will not get any additional points by making the payment in offer period?

For example, if a Diner card holder makes the payment of INR 30k, it will yield 1000 reward points as per Diners reward program. What will be the benefit of this offer to Diners?

You make a very good point. I think the bonus RPs are capped at 1000. The base / original RPs will accrue as is. This is not clarified anywhere. So it is a gamble along with the fact that the offer is applicable for the first 1.25 lakh customers. I have a ₹60k LIC payment due and I'll be using Amazon Pay instead.

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dexter_greycells wrote:

You make a very good point. I think the bonus RPs are capped at 1000. The base / original RPs will accrue as is. This is not clarified anywhere. So it is a gamble along with the fact that the offer is applicable for the first 1.25 lakh customers. I have a ₹60k LIC payment due and I'll be using Amazon Pay instead.

Any benefit using Amazon pay ICICI?

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kannu12323937 wrote:

Any benefit using Amazon pay ICICI?

The usual - 1% cashback.

I don't have one though. I buy Amazon GVs worth Rs 10k via HDFC SmartBuy every month using the 2 HDFC CCs in our home. Depending on the CC you get 5% CB or 16.6 RPs/Rs 100.

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dexter_greycells wrote:

The usual - 1% cashback.

I don't have one though. I buy Amazon GVs worth Rs 10k via HDFC SmartBuy every month using the 2 HDFC CCs in our home. Depending on the CC you get 5% CB or 16.6 RPs/Rs 10.

I pay via HDFC millennia it gives 1% reward points which is equivalent to 1% cashback

Which is the best credit card for an Insurance payment of 50k...??

3.Qualified Transaction – ONE online Insurance payment of Rs. 25,000 or more between 15th March '23 and 31st March '23.

1.25 lakh customers first come first served. 25K minimum payment.

Terms are very restrictive.