IDFC get extra 2,500 reward points by completing 4 transactions of ₹1,500 each [User Specific - Dormant Accounts]

Offer: Get extra 2,500 reward points by completing 4 transactions of ₹1,500 each.

Campaign Period: 15th May’24 to 15th June’24

Campaign Terms & Conditions

1. The offer is made solely and entirely by IDFC FIRST BANK Limited (“Bank”) to the Bank’s Credit Card holders (“Customers”), who have received communication related to campaign named – Targeted spends campaign, from the bank through channels mentioned below.

2. This offer is applicable on the following credit cards: FIRST Classic, FIRST Millennia, FIRST Select, FIRST Wealth, FIRST WOW!, FIRST Power, FIRST Power+ and IDFC FIRST Bank Employee Credit Card (FIRST Family).

3. Customer must complete 4 transactions, with a minimum transaction value of ₹1,500 each.

4. This is a personalized offer. Customer is eligible for this offer only if he / she has received communication regarding this offer directly from IDFC FIRST Bank through any of its direct channels mentioned below.

5. All transactions done during the mentioned offer period will be considered for this campaign. (excluding cash withdrawal)

6. Customers will receive campaign communication through any of the following channels, or any direct communication channel intended for the customer only.

· Email

· SMS

· Push Notification

· App Banners

· WhatsApp

7. Campaign details will be shared on customer’s mobile no. and email ID registered with IDFC FIRST Bank.

8. Reward points will be credited to the Cardholder’s Credit Card account after 45 days’ post offer closure.

9. If any transaction during the campaign period is reversed or cancelled by the cardholder or merchant or any disputed transaction of the cardholder, these transactions will be excluded.

10. The settlement for a few of these transactions may be delayed basis the merchant’s settlement cycle but all transactions authorized within the offer period shall be considered.

11. The offer is non-transferable, non-cashable and non-negotiable.

12. The offer will be applicable on purchases made on qualified retail purchases for personal consumption only. The offer will not be valid for transactions which are deemed to be commercial or business in any nature. The bank reserves the right to disqualify such transactions while calculating final eligibility.

13. The Bank reserves the right to disqualify any transaction out of all spends if it appears to be non-personal expense or commercial transaction in nature. The bank may ask for proof of purchase in the form of invoice/ bill in case of dispute on the said transaction and bank would have the final right to qualify or disqualify any transaction.

Other Generic Terms & Conditions

1. The Bank reserves the right to disqualify any transaction out of all spends if it appears to be non-personal expense or commercial transaction in nature. The bank may ask for the proof of purchase in the form of invoice/ bill in case of dispute on the said transaction and bank would have the final right to qualify or disqualify any transaction.

2. Any Customer eligible for the offer shall be deemed to have read, understood and accepted these terms and conditions, the offer terms and conditions mentioned in the communication sent, as well as, general terms and conditions of the Bank, before availing the offer.

3. The Bank reserves the right to disqualify any Customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer (including any default in payments).

4. Bank reserves the right, at any time, without any prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this offer by another offer whether similar to this offer or not or to extend or withdraw this offer altogether.

5. The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by any merchant with regards to this offer. Customer is expected to take any grievance, pertaining to quality, delivery or any other issue of purchased goods and services, to the respective merchant and not to the Bank.

6. The decision of the Bank limited in all matters in connection with and incidental to this offer is final and shall be binding on all persons.

7. Disputes, if any, arising out of or in connection with or as a result of above offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.

8. All taxes, duties, levies or other statutory dues and charges payable in connection with the offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.

9. I hereby confirm that I have also read and understood the contents of the offer details and agree to be levied various charges mentioned therein as and when applicable to me. The T&C, offer and miscellaneous documents provided are in English language and, I have fully understood the same and would request IDFC FIRST Bank to provide any further information in English language and I am aware they are available for reference on the IDFC FIRST Bank website https://www.idfcfirstba...om

10. I hereby declare that the details furnished in the application are true and correct to the best of my knowledge and belief and I undertake to inform IDFC FIRST Bank of any changes therein, immediately. In case any of the information is found to be false or untrue or misleading or misrepresenting. I am aware that I shall be held liable for it.