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Hot Deal
Lifetime FREE IDFC First Credit Cards

Lifetime FREE IDFC First Credit Cards

1847°
Deal Cadet
nitishverma
https://www.idfcfirstbank.com/credit-card/mil...ia Your Cool lifestyle made more rewarding – with 10X Reward Points on spends greater than ₹20,000, 6X rewards on all online spends, complimentary for life & interest-free credit for purchases and cash withdrawals * 10X Reward Points on all Spends above ₹20,000 * 6X Reward Points on Online Spends * 3X Reward Points on all Offline Spends * Your reward points are not capped and they don’t expire, ever ! * 10X Rewards on all spends done on your Birthday * 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25 * Lifetime Free Credit Card * Over limit Fee - NIL * Credit Card Interest Rate – from 0.75% to 2.99% per month * Reward Redemption Fees – NIL * FX Markup – 3.5% * Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000) * International & Domestic Cash Advance Fee – ₹250
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Pro Deal Legend Pro Deal Legend
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For now its available only to people who hold IDFC bank account smile

P.S. – I have the IDFC Select credit card as well as One card smile

Deal Cadet Deal Cadet
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I have got the card and I am not the IDFC customer

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Deal Cadet Deal Cadet
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What are the advantages how is it better compared to other cards in market

Deal Lieutenant Deal Lieutenant
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I got 3 different credit cards from different banks in the past 3-4 months and my credit score reduced. Is this happen generally? I paid all the due on time.

Deal Cadet Deal Cadet
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Yes .. For every credit enquiry, credit score takes a dip…

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Deal Cadet Deal Cadet
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Lifetime Free Credit Card
Over limit Fee – NIL
Credit Card Interest Rate – from 0.75% to 2.99% per month
Reward Redemption Fees – NIL
FX Markup – 3.5%
Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
International & Domestic Cash Advance Fee – ₹250

Helpful Helpful
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An important point to note: Reward Points earning and 10X threshold not applicable for Fuel, EMI, Insurance transactions and Cash Withdrawals

Deal Newbie Deal Newbie
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How to apply

Deal Newbie Deal Newbie
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I have idfc bank account from 3 month but i dont have cibil score due to not applied any loans before

Deal Cadet Deal Cadet
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My Axis ACE credit card gives 2% cashback On offline spending.. this card gives only 1.5%

Deal Newbie Deal Newbie
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which one ?

Onecard or the Card directly issued by IDFC

Deal Newbie Deal Newbie
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.

Deal Newbie Deal Newbie
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I have idfc saving account so how to apply for this ? I have 2 cards before hdfc icici. Any chance of approval?

Beacon Beacon
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Can anyone have info on reward redemption? What r options? Can be adjusted to bill? Where r rewards redeemable?

Benevolent Benevolent
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U can pay for ur purchases using points 4points=1rupee
bill adjustment do not remember now

Deal Cadet Deal Cadet
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Is this the same as the op has posted, op one is millennium and yours is select, idk the difference or both of them are same

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Beacon Beacon
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Seems like good one after icici apay considering LTF

Entertainer Entertainer
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This pincode is not serviceable!

Deal Cadet Deal Cadet
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This pincode is not serviceable!

Deal Cadet Deal Cadet
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Please someone mention about available pin code

Deal Subedar Deal Subedar
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I have 10+ in account still idfc application is saying ops whrn i will get one ,can i get select one?

Critic Critic
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Assuming acc is at least 4-5 months old & you already have a decent cibil score/credit card then you should get Select card within next few months.

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Deal Newbie Deal Newbie
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HDFC bank online open hota he kya?

Deal Subedar Deal Subedar
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actually i am not having any cc dad has wealth i thought i should also get one

Deal Cadet Deal Cadet
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They are after me to take the wealth card. However, I am not finding details of reward points redemption options. Can someone tell me plz what are the redemption options? Any option to redeem points for cashback towards statement? Any easy option to buy amazon vouchers?

Deal Newbie Deal Newbie
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Rewards redemption option is available while paying any online transaction.
Option as pay with reward points

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Deal Subedar Deal Subedar
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Got visa infinite IDFC first lifetime free wealth card instantly

Deal Cadet Deal Cadet
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How??
Where did you apply?

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Deal Newbie Deal Newbie
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My Suggestion is always do not spend more than 30 percent in your each card, and make payment ontime

Over usage effects your cibil

Beacon Beacon
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6x rp for online
3x rp for offline
1x rp for 100rs.. other than rp, is there any other offer for this cc?
Like lounge access/freq online sale partner eg.flipkart,amazon sale 10% discount?

Deal Cadet Deal Cadet
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Anyone got it directly by applying card to card basis at branch?

Dimer of The Year 2020 Dimer of The Year 2020
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vu

Shopping Friend Shopping Friend
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Doesn’t look exciting if you already have better cards with you.

Deal Subedar Deal Subedar
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IDFC stopped issuing CC under pre-approved offer? I had this in my account in Jan, but I didn’t apply.. now same is not visible confused

Deal Cadet Deal Cadet
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https://www.idfcfirstbank.com/content/idfcfirst...

  • Interest free cash withdrawal
    from ATM (upto 48 days)
  • 3x rewards
    on all retail store spends
  • Accelerated rewards:
    6x rewards on online transactions
  • No rush to redeem:
    Reward points that never expire
  • Movie offer:
    25% off on tickets once a month upto ₹100
  • Dining offer:
    Upto 20% across 1500 restaurants
  • Welcome Offer:
    Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months
  • Cashback on EMI:
    5% cashback on spend value of first EMI transaction done within first 90 days
  • Get yourself insured:
    Personal Accident cover of ₹2,00,000 (min. 1 transaction last month)
  • More offers:
    50+ in-app discounts
Deal Newbie Deal Newbie
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Only for IDFC bank customer

Deal Cadet Deal Cadet
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This old capital first customer or new existing NetBanking customers

replyuser
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