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Hot Deal Lifetime FREE IDFC First Credit Cards

1291°
Deal Cadet
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https://www.idfcfirstbank.com/credit-card/mil...ia
Your Cool lifestyle made more rewarding – with 10X Reward Points on spends greater than ₹20,000, 6X rewards on all online spends, complimentary for life & interest-free credit for purchases and cash withdrawals

  • 10X Reward Points on all Spends above ₹20,000
  • 6X Reward Points on Online Spends
  • 3X Reward Points on all Offline Spends
  • Your reward points are not capped and they don’t expire, ever !
  • 10X Rewards on all spends done on your Birthday
  • 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
  • Lifetime Free Credit Card
  • Over limit Fee – NIL
  • Credit Card Interest Rate – from 0.75% to 2.99% per month
  • Reward Redemption Fees – NIL
  • FX Markup – 3.5%
  • Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
  • International & Domestic Cash Advance Fee – ₹250
Expired
113 Comments  |  
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For now its available only to people who hold IDFC bank account smile

P.S. – I have the IDFC Select credit card as well as One card smile

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What are the advantages how is it better compared to other cards in market

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I got 3 different credit cards from different banks in the past 3-4 months and my credit score reduced. Is this happen generally? I paid all the due on time.

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Lifetime Free Credit Card
Over limit Fee – NIL
Credit Card Interest Rate – from 0.75% to 2.99% per month
Reward Redemption Fees – NIL
FX Markup – 3.5%
Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
International & Domestic Cash Advance Fee – ₹250

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Smiling wrote:

I got 3 different credit cards from different banks in the past 3-4 months and my credit score reduced. Is this happen generally? I paid all the due on time.

Yes .. For every credit enquiry, credit score takes a dip…

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luciferous wrote:

For now its available only to people who hold IDFC bank account smile

P.S. – I have the IDFC Select credit card as well as One card smile

I have got the card and I am not the IDFC customer

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An important point to note: Reward Points earning and 10X threshold not applicable for Fuel, EMI, Insurance transactions and Cash Withdrawals

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I have idfc bank account from 3 month but i dont have cibil score due to not applied any loans before

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Smiling wrote:

I got 3 different credit cards from different banks in the past 3-4 months and my credit score reduced. Is this happen generally? I paid all the due on time.

Yes, it happens. To increase cibil score, just pay on time. Also executives will compel you to check your offers etc by collecting your details and that also considered as loan enquiry in the cibil and your score will be affected. So check your scores only if necessary and do not share details for ur CC offers if not needed

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My Axis ACE credit card gives 2% cashback On offline spending.. this card gives only 1.5%

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which one ?

Onecard or the Card directly issued by IDFC

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I have idfc saving account so how to apply for this ? I have 2 cards before hdfc icici. Any chance of approval?

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Can anyone have info on reward redemption? What r options? Can be adjusted to bill? Where r rewards redeemable?

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Dealkitalash wrote:

Can anyone have info on reward redemption? What r options? Can be adjusted to bill? Where r rewards redeemable?

U can pay for ur purchases using points 4points=1rupee
bill adjustment do not remember now

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This pincode is not serviceable!

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weir wrote:

This pincode is not serviceable!

Please someone mention about available pin code

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avidqtaqtx591 wrote:

Is this the same as the op has posted, op one is millennium and yours is select, idk the difference or both of them are same

Currently it doesn’t matter using which card variant link you apply, card will be given only on the basis of what IDFC thinks & not what you are interested in.

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guest_999 wrote:

Currently it doesn’t matter for which card variant link you apply, card will be given only on the basis of what IDFC thinks & not what you are interested in.

this is the worst part from idfc

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umesh1404 wrote:

I have got the card and I am not the IDFC customer

You must have capital first loan in the past(it was earlier used by flipkart/amazon pay later scheme as loan partner so activating that means you indirectly became IDFC bank customer as Capital First is now a part of IDFC bank group).

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guest_999 wrote:

You must have capital first loan in the past(it was earlier used by flipkart/amazon pay later scheme as loan partner so activating that means you indirectly became IDFC bank customer as Capital First is now a part of IDFC bank group).

No.. I never used that. I have shown interest on their website and received call from their credit card team. They gave me IDFC wealth card ..

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umesh1404 wrote:

No.. I never used that. I have shown interest on their website and received call from their credit card team. They gave me IDFC wealth card ..

Wow @guest_999 stuck_out_tongue_winking_eye

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umesh1404 wrote:

No.. I never used that. I have shown interest on their website and received call from their credit card team. They gave me IDFC wealth card ..

You must have some sort of connection with IDFC group, everyone here who got Wealth card was keeping 20-30 lakh+ in IDFC acc for years while many more applied/shown interest for this card so definitely IDFC is not going to give this card to someone they have no info about.
@RunZone

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I have 10+ in account still idfc application is saying ops whrn i will get one ,can i get select one?

Missing