- Groups
- Credit Card
I have got the card and I am not the IDFC customer
What are the advantages how is it better compared to other cards in market
I got 3 different credit cards from different banks in the past 3-4 months and my credit score reduced. Is this happen generally? I paid all the due on time.
Yes .. For every credit enquiry, credit score takes a dip…
Lifetime Free Credit Card
Over limit Fee – NIL
Credit Card Interest Rate – from 0.75% to 2.99% per month
Reward Redemption Fees – NIL
FX Markup – 3.5%
Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
International & Domestic Cash Advance Fee – ₹250
An important point to note: Reward Points earning and 10X threshold not applicable for Fuel, EMI, Insurance transactions and Cash Withdrawals
How to apply
I have idfc bank account from 3 month but i dont have cibil score due to not applied any loans before
My Axis ACE credit card gives 2% cashback On offline spending.. this card gives only 1.5%
which one ?
Onecard or the Card directly issued by IDFC
.
I have idfc saving account so how to apply for this ? I have 2 cards before hdfc icici. Any chance of approval?
Can anyone have info on reward redemption? What r options? Can be adjusted to bill? Where r rewards redeemable?
U can pay for ur purchases using points 4points=1rupee
bill adjustment do not remember now
IDFC account holders try to apply for credit card via below link
Is this the same as the op has posted, op one is millennium and yours is select, idk the difference or both of them are same
Seems like good one after icici apay considering LTF…
This pincode is not serviceable!
I have 10+ in account still idfc application is saying ops whrn i will get one ,can i get select one?
Assuming acc is at least 4-5 months old & you already have a decent cibil score/credit card then you should get Select card within next few months.
HDFC bank online open hota he kya?
actually i am not having any cc dad has wealth i thought i should also get one
They are after me to take the wealth card. However, I am not finding details of reward points redemption options. Can someone tell me plz what are the redemption options? Any option to redeem points for cashback towards statement? Any easy option to buy amazon vouchers?
Rewards redemption option is available while paying any online transaction.
Option as pay with reward points
Got visa infinite IDFC first lifetime free wealth card instantly
How??
Where did you apply?
My Suggestion is always do not spend more than 30 percent in your each card, and make payment ontime
Over usage effects your cibil
6x rp for online
3x rp for offline
1x rp for 100rs.. other than rp, is there any other offer for this cc?
Like lounge access/freq online sale partner eg.flipkart,amazon sale 10% discount?
Anyone got it directly by applying card to card basis at branch?
vu
Doesn’t look exciting if you already have better cards with you.
IDFC stopped issuing CC under pre-approved offer? I had this in my account in Jan, but I didn’t apply.. now same is not visible
https://www.idfcfirstbank.com/content/idfcfirst...
- Interest free cash withdrawal
from ATM (upto 48 days)
- 3x rewards
on all retail store spends
- Accelerated rewards:
6x rewards on online transactions
- No rush to redeem:
Reward points that never expire
- Movie offer:
25% off on tickets once a month upto ₹100
- Dining offer:
Upto 20% across 1500 restaurants
- Welcome Offer:
Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months
- Cashback on EMI:
5% cashback on spend value of first EMI transaction done within first 90 days
- Get yourself insured:
Personal Accident cover of ₹2,00,000 (min. 1 transaction last month)
- More offers:
50+ in-app discounts
Only for IDFC bank customer
This old capital first customer or new existing NetBanking customers
For now its available only to people who hold IDFC bank account
P.S. – I have the IDFC Select credit card as well as One card