LTF- ICICI Bank Platinum Chip Credit Card

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ICICI Bank Platinum Chip Credit Card Features and Benefits

Welcome Benefits

• The ICICI Bank Platinum Chip Credit Card allows you to earn PAYBACK Points on every transaction that you make. PAYBACK has earned its place as India’s largest Reward Programme. With ICICI credit card rewards points you get a myriad of tempting rewards from all your expenditures.
• Apart from receiving PAYBACK Points every time you use your ICICI Bank Platinum Chip Credit Card, you can also earn additional points from PAYBACK Partner Brands for the very same transaction.
• These PAYBACK Points can be redeemed from a lot of options. These include travel vouchers, lifestyle products, movie vouchers, appliances, mobiles, and lots more.

Spending Benefits
You will earn 2 PAYBACK Points every time you spend Rs.100 for all retail expenditures except for fuel.
Receive 1 PAYBACK Point every time you make a transaction of Rs.100 spent on insurance and utilities categories.

Fuel Benefits

Avail 1% fuel surcharge waiver on all fuel transactions that amount to Rs.4,000 at all HPCL pumps when the ICICI Bank Platinum Chip Credit Card is swiped on any ICICI Merchant Services machines.

Dining Benefits

You can save around 15% on dining with the ICICI Bank Culinary Treats programme at more than 2,500 restaurants. These are spread across 12 cities in India.

ICICI Bank Platinum Chip Credit Card Limit

The limit of your ICICI Bank Platinum Chip Credit Card will be decided by the bank. There are a lot of things that banks take into account while determining the limit for a credit card. The major factors include your credit score and report. Banks also look into other factors like your repayment habits of past and credit utilisation ratio.