Mobikwik free credit card load money limit seems increased - added 4500 free of cost (may be user specific)

starbearer wrote:

Zip Black card is just a wallet card, like payzapp and ola money cards? It's not tied to their paylater service, right?

Yodaa wrote:

Hi Abhishek thanks for the mobikwik paytm trick it worked for me.

I have around 5k+ in junio wallet I originally plan to load jn amazon but they stopped rupay prepaid card can you suggest how to get that money out (not actual spending ofcourse)

I think Junio RuPay card also working on paytm wallet load via Uber, you can load upto 2 lakhs per month on paytm wallet via Uber.

Pencilton and Junio both are powered by Transcorp. Pencilton RuPay card already working. If junio is not blocking wallet spend then you can use there.

Yodaa wrote:

Hi Abhishek thanks for the mobikwik paytm trick it worked for me.

I have around 5k+ in junio wallet I originally plan to load jn amazon but they stopped rupay prepaid card can you suggest how to get that money out (not actual spending ofcourse)

abhishek012 wrote:
You can directly load only Rs4000 per month through credit cards via Uber app, free of cost.

Only debit cards are allowed more than 4k loading via Uber app, these RuPay prepaid cards detect as debit card, no charges.

So, Paytm will not detect as debit card if we load directly without using Uber?

DealsLooker wrote:

So, Paytm will not detect as debit card if we load directly without using Uber?

For me showing charges after 1st 2500 wallet load.

abhishek012 wrote:
Actually just few days ago, one person used more than Rs5000 using Mobikwik wallet RuPay card on Paytm wallet load via Uber and Mobikwik charge 2.95% convinience fee for wallet spend and also some different card otp page was open.

So, remember few important things -

1) Use your full mobikwik wallet balance through Mobikwik wallet card.

2) Dnt do more than 2500 in a single transaction (personally verified no charges for 2500 transaction).

3) last thing, check this otp page open or not on paytm wallet gateway page on Uber app, if any other otp page open then dnt do any transaction -

@KPK740
@Suresh1984
@ami123 

abhishek012 wrote:

I think Junio RuPay card also working on paytm wallet load via Uber, you can load upto 2 lakhs per month on paytm wallet via Uber.

Pencilton and Junio both are powered by Transcorp. Pencilton RuPay card already working. If junio is not blocking wallet spend then you can use there.

Yes i tried junio .its working. Junio only allowed 10k per month so how to load 2 lpa per month

BilluTheDimer wrote:

Yes i tried junio .its working. Junio only allowed 10k per month so how to load 2 lpa per month

abhishek012 wrote:

Note - RBI already banned BNPL cards. So, now Mobikwik Zip black card is Wallet card not BNPL card.

Go to Zip black card option, scroll down and activate, that's it. Your Wallet card instantly activated.

There is no linked with your Mobikwik zip paylater (100% Wallet card).

@ami123

I am not able to find rupay card in mobikwik,can you guide?

I have ₹50 balance in my mobikwik wallet. On activating zip black card, it is showing a separate wallet with zero balance and no transaction history.

Can the main wallet balance not be used with this card?
@abhishek012

Chikky wrote:

I have ₹50 balance in my mobikwik wallet. On activating zip black card, it is showing a separate wallet with zero balance and no transaction history.

Can the main wallet balance not be used with this card?
@abhishek012

KumarRohan wrote:

I am not able to find rupay card in mobikwik,can you guide?

abhishek012 wrote:
No separate wallet.

Zip black card direct linked with your Mobikwik wallet balance.

I think you are confused between Mobikwik wallet vs Supercash.

left side showing Mobikwik balance and right side supercash balance.

Chikky wrote:
Please see these screenshots bro
when I click on zip card, it shows wallet balance and supercash balance as zero. But there is ₹41 balance in my wallet.

Ohh, i dnt know. I never notice. Actually mobikwik virtual RuPay wallet card number saved in my phone/pc.

Load money in your mobikwik wallet and spend through virtual card.

Try Rs41 transaction and check.

abhishek012 wrote:

Ohh, i dnt know. I never notice. Actually mobikwik virtual RuPay wallet card number saved in my phone/pc.

Load money in your mobikwik wallet and spend through virtual card.

Try Rs41 transaction and check.

abhishek012 wrote:

Note - RBI already banned BNPL cards. So, now Mobikwik Zip black card is Wallet card not BNPL card.

Go to Zip black card option, scroll down and activate, that's it. Your Wallet card instantly activated.

There is no linked with your Mobikwik zip paylater (100% Wallet card).

@ami123

Bro. this zip black card will be physical/virtual.

sarora wrote:

Bro. this zip black card will be physical/virtual.

abhishek012 wrote:
Virtual only.

This virtual card any annual charges or lifetime free.

sarora wrote:

This virtual card any annual charges or lifetime free.

I think, it is a substitute of American express blue card.

abhishek012 wrote:
Actually just few days ago, one person used more than Rs5000 using Mobikwik wallet RuPay card on Paytm wallet load via Uber and Mobikwik charge 2.95% convinience fee for wallet spend and also some different card otp page was open.

So, remember few important things -

1) Use your full mobikwik wallet balance through Mobikwik wallet card.

2) Dnt do more than 2500 in a single transaction (personally verified no charges for 2500 transaction).

3) last thing, check this otp page open or not on paytm wallet gateway page on Uber app, if any other otp page open then dnt do any transaction -

@KPK740
@Suresh1984
@ami123 

How to get this gateway? I am always getting another mobikwik gateway today, which charges 2.95% extra. I even entered OTP once and then transaction failed saying i have less balance (as they were adding those charges).

Yesterday it was working fine. Is there some limit beyond which it will simply not show the normal free OTP page? Or do I just need to keep trying at different times of the day?

Knight11 wrote:

How to get this gateway? I am always getting another mobikwik gateway today, which charges 2.95% extra. I even entered OTP once and then transaction failed saying i have less balance (as they were adding those charges).

Yesterday it was working fine. Is there some limit beyond which it will simply not show the normal free OTP page? Or do I just need to keep trying at different times of the day?

@abhishek012

I am also facing same, trick is over or try any other way..

KumarRohan wrote:

@abhishek012

I am also facing same, trick is over or try any other way..

How much u transferred this month?

Knight11 wrote:

How much u transferred this month?

Only 1500

KumarRohan wrote:

Only 1500

Now i can see the normal page. So it is only time specific. Although OTP is not coming now. So will need to try some time later.

KumarRohan wrote:

Only 1500

Try 5-6 times. If another payment gateway page is not open then try after some time.

@Knight11